COMMUNITY BANCORP VT (CMTV)
Financials · regional banks · NASDAQ
A regional community bank holding company providing essential financial services to customers in northern New England.
What COMMUNITY BANCORP VT does
Community Bancorp. is the parent company of Community National Bank, a regional financial institution serving northern New England. The bank provides a range of community banking services including residential and commercial lending, deposit accounts, and other financial products to individuals and businesses.
Recent developments
Reported Q2 2026 earnings of $4.9 million, an increase of 14.41% year-over-year, driven by net interest income growth and strong loan performance. The company continues to operate as a smaller reporting company and non-accelerated filer.
From COMMUNITY BANCORP VT's filing of 2026-08-14.
Themes: community banking, regional banking, net interest margin expansion
Fundamentals
- Price$43.20 as of 2026-10-09 close
- Market cap$242M as of 2026-08-03 (share count; price 2026-10-09)
- 1-year return+91.8% 2025-10-09 close $22.52 → 2026-10-09 close $43.20
- P/E13.58 as of 2026-10-09
- ROE+14.9% FY2025, SEC XBRL
- Debt / equity0.45 as of 2026-09-03
- Revenue growth (YoY)+28.5% as of 2026-09-03
- Beta-0.09 as of 2026-09-03
- Last reported earnings2026-07-21 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +2.4%; at least 16 years of non-decreasing per-share dividends (SEC XBRL) — we do not hold the year before it, so the real streak may be longer.
How CMTV compares in its sector
- price-to-earnings ratiomiddle range 513 covered Financials peers, as of 2026-10-09
- return on equitytop 25% 559 covered Financials peers, as of 2026-09-03
- indicated dividend yieldmiddle range 468 covered Financials peers, as of 2026-09-03
- free cash flow (absolute dollars, latest fiscal year)bottom 25% 430 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Dividend coverage (FY2025)
Covered by reported results. In FY2025, CMTV's dividend was covered by reported results (earnings payout 23%, free-cash-flow payout 26%). This describes past coverage, not a forecast.
- Earnings payout23% dividends / net income
- Free-cash-flow payout26% dividends / (operating cash flow − capex)
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How COMMUNITY BANCORP VT looks technically
COMMUNITY BANCORP VT (CMTV) is trading 18.0% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 487 trading days ago — a "golden cross", a bullish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 17, below the 25 that marks a real trend), though buyers have been pushing harder than sellers lately — pressure, not a trend. Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 59, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bullish about 9 trading days ago (its momentum flipped positive). It made a new 20-day high about 2 trading days ago. It is 1.7% below its all-time high.
Trend
8
| Distance from the 200-day | it is trading 18.0% above its 200-day average, the long-term trend line — a longer-term uptrend | +18.0% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $40.97 | $40.97 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $36.62 | $36.62 |
| Swing structure | each recent peak has been lower than the one before it and each dip deeper — the pattern chart-watchers call a downtrend, which describes where price has already been and not where it goes next | lower highs and lower lows |
| Last swing turn | its last significant turn was a swing low 16 calendar days ago — the swings before that are what the structure reading is measured on | 16 sessions |
| Wave structure | its recent swings can be read as a completed three-part downward correction — a pullback in the A-B-C shape Elliott-wave chartists use; the labelling fails if price closes below 39. It is the only labelling that fits, and it describes the swings already printed, not what comes next. | possible three-wave downward correction, complete |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 487 trading days ago — a "golden cross", a bullish long-term signal | 487 sessions |
| Trend strength (14-day ADX) | there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 17, below the 25 that marks a real trend), though buyers have been pushing harder than sellers lately — pressure, not a trend | 16.6 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 59, neither overbought (above 70) nor oversold (below 30) | 59.5 |
|---|---|---|
| Position in its 14-day range | it is trading near the top of its 14-day range ($39.00 to $43.95) — its "stochastic" reading is 85 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been slipping within that range over the last few sessions. | 84.9 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bullish about 9 trading days ago (its momentum flipped positive) | 9 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $43.95 | $43.95 |
|---|---|---|
| From the 52-week high | it is 1.7% below its 52-week high (its highest price of the past year) | -1.7% |
| Above the 52-week low | it is 92.9% above its 52-week low (its lowest price of the past year) | +92.9% |
| Below the 52-week high | it is 1.7% below its highest point of the past year | 1.7% |
| Since a 20-day breakout | it made a new 20-day high about 2 trading days ago | 2 sessions |
| Since a 55-day breakout | it made a new 55-day high about 2 trading days ago | 2 sessions |
| All-time high | its highest closing price on record is $43.95 (set on 2026-10-08) | $43.95 |
| Given back of the 52-week move | over the past year its closes ranged ($22.40 to $43.90), and it has given back only a small part of its rise from last year’s low — 3% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $29.93 to $30.61. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 3.3% |
| From the all-time high | it is 1.7% below its all-time high | -1.7% |
| Nearest price level | it is trading 0.8% above a support level at $42.86 — a price it turned at twice since 2026-03-23, most recently on 2026-05-05. Since 2024-10-09 it has 12 such levels below the current price and 0 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | -0.8% |
| All-time low | its lowest closing price on record is $6.80 (set on 2009-11-02) | $6.80 |
| Above the all-time low | it is 535.3% above its all-time low | +535.3% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are about average versus its own recent 6-month history | 60th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $1.33 between its high and its low — about 3.1% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $1.33 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $39.33 and $43.63 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $39.33 – $41.48 – $43.63 |
| Typical daily range (% of price) | its price moves about 3.1% in a typical session — about typical for the companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 3.1% |
| Stretch from the 200-day average | it is trading 5.0 daily ranges above its 200-day average price (18.0% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 5.0 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 0.58× |
|---|
Candlestick patterns
1
| Since a bullish engulfing | 6 sessions ago it opened below the previous session's close and finished above that session's open — a "bullish engulfing" pair, where one up day more than undid the down day before it | 6 sessions ago |
|---|
Price gaps
2
| Gap at the open | it opened on 2026-10-09 0.2% below the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and had not traded back through that level by the close | -0.2% |
|---|---|---|
| Gap filled | a 2.9% gap up opened on 2026-09-14 has been "filled" 19 sessions ago — price traded back through the level the gap left behind, and it closed again during the very session that opened it | 19 sessions ago |
Price streaks
1
| Closing streak | it closed lower in its latest session, after a session that did not close lower — a single down day rather than a run | 1 session down |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock beat the market by 2.8 percentage points (the stock gained 4.9% while the market gained 2.1%) | +2.8% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 8.7 percentage points (the stock gained 12.3% while the market gained 3.6%) | +8.7% |
| vs market, 6 months | over the past 6 months this stock beat the market by 8.4 percentage points (the stock gained 22.9% while the market gained 14.5%) | +8.4% |
| vs market, 12 months | over the past 12 months this stock beat the market by 75.8 percentage points (the stock gained 91.8% while the market gained 16.0%) | +75.8% |
Signal agreement
2
| Bullish technical signals | 6 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, a fresh 20-day high, MACD momentum is positive, outperforming the market over 6 months, trading above the Ichimoku cloud — these describe past price behaviour, not a forecast | 6 of 9 |
|---|---|---|
| Bearish technical signals | 1 of the 9 technical signals we can compute for it is currently in a bearish state: near the top of its 14-day range (overbought) — these describe past price behaviour, not a forecast | 1 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 5.5% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-02 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is moderate, spanning 3.0% of the share price. | +5.5% |
|---|
Volume-weighted price
1
| Vs this year’s average price paid | the price is 11% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $39.07 — a volume-weighted average of daily closes over 189 sessions, not a true tick-by-tick VWAP. | +10.6% |
|---|
Price levels it has turned at before
CMTV last closed at $43.20 on 2026-10-09. Since 2024-10-09 it has turned at 12 prices below its last close and 0 above; the 3 nearest below are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $42.86 | Support | 0.8% below the last close | turned there twice · 2026-03-23 to 2026-05-05 |
| $42.00 | Support | 2.8% below the last close | turned there four times · 2026-06-22 to 2026-09-21 |
| $40.74 | Support | 5.7% below the last close | turned there three times · 2026-05-20 to 2026-07-16 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a three-part downward correction — the A-B-C shape chartists use for a pullback — now complete.
This labelling fails — stops being a possible reading at all — if it closes below $39.00.
It is the only labelling that fits these swings, though its proportions are not the textbook ones. It was chosen from 3 labellings that survived the rules, counting shorter readings of the same bars.
This reading has stood for 8 trading days, since 2026-09-30.
Read from daily closes as of 2026-10-09.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · Near the 52-week high · Broke out to a new 20-day high · trendless / choppy (low ADX) · Near the all-time high · beating the market | Learn: moving average · golden cross · adx · rsi · macd · breakout · all time high
Based on daily closing prices as of 2026-10-09. Describes past price behavior only — informational, not financial advice.
Key risks (from latest filing)
["Interest rate sensitivity affecting net interest income and net interest margin.","Liquidity risk driven by reliance on core deposits for funding loan growth.","Credit risk within the loan portfolio, requiring adequate allowance for credit losses (ACL)."]
What changed in the latest 10-Q
AI-assisted comparison of CMTV's 10-Q filed 2026-08-14 against the prior one filed 2026-05-15.
Management's Discussion & Analysis (MD&A)
- Reworded:
- Newer filing (filed 2026-08-14) changes the report period heading from 'Period Ended March 31, 2026' to 'Period Ended June 30, 2026'.
- Newer filing (filed 2026-08-14) changes the analysis description from 'consolidated financial condition of Community Bancorp. and its wholly owned subsidiary, Community National Bank, as of March 31, 2026 and December 31, 2025' to 'as of June 30, 2026 and December 31, 2025'.
- Newer filing (filed 2026-08-14) changes the analysis description from 'three-month interim period and one year period presented' to 'three-month interim period and six-month interim periods presented'.
- Newer filing (filed 2026-08-14) changes the page number in the Table of Contents reference from '29' to '34'.
- Newer filing (filed 2026-08-14) truncates the final sentence of the NON-GAAP FINANCIAL MEASURES section: the older filing (filed 2026-05-15) ends with '...not been specifically exempted by the SEC, and may therefo' while the newer filing ends with '...not been specifically exempted by the SEC, and may'.
- Notes:
- Both versions of the MD&A section are truncated and end mid-sentence in the NON-GAAP FINANCIAL MEASURES section, limiting comparison to only the portions of text provided.
- The comparison covers only the specific MD&A section text supplied for each filing, not the full 10-Q documents.
Risk Factors
- Added:
- Newer filing (2026-08-14) shows total shares purchased of 2,308 at weighted average price of $40.38 for the quarter ended June 30, 2026, with all 2,308 shares purchased in open market purchases for the Retirement Savings Plan account, and 0 shares purchased as part of the publicly announced repurchase plan.
- Newer filing (2026-08-14) includes a new footnote (1) stating that all 2,308 shares were purchased in open market purchases for the account of participants invested in the Company Stock Fund under the Retirement Savings Plan, facilitated through CFSG.
- Newer filing (2026-08-14) includes a new footnote (2) stating that no repurchases were made in the second quarter of 2026.
- Removed:
- Older filing (2026-05-15) showed total shares purchased of 9,070 at weighted average price of $30.17 for the quarter ended March 31, 2026, including 1,070 shares purchased as part of the publicly announced repurchase plan.
- Older filing (2026-05-15) footnote (1) stated that of the 9,070 shares, 8,000 were purchased in open market purchases for the Retirement Savings Plan, and the remaining 1,070 shares were purchased as part of the Company's repurchase program.
- Reworded:
- Newer filing (2026-08-14) changes the heading in Item 2 from 'quarter ended March 31, 2026' to 'quarter ended June 30, 2026'.
- Newer filing (2026-08-14) changes the Item 6 exhibit description from 'three-months ended March 31, 2026' to 'six-months ended June 30, 2026', and references statements of income for 'three- and six-month interim period' instead of 'three-month interim period'.
- Newer filing (2026-08-14) changes the signatures date from May 15, 2026 to August 14, 2026.
- Newer filing (2026-08-14) changes the Form 10-Q check box from ☒ (filed quarterly report) to ☐ and changes the covered period from 'For the Quarterly Period Ended March 31, 2026' to 'For the Quarterly Period Ended June 30, 2026'.
- Newer filing (2026-08-14) changes Exhibit 101 description from 'three-months ended March 31, 2026' to 'six-months ended June 30, 2026'.
- Notes:
- The Item 1A Risk Factors text itself is identical between the two filings; only surrounding sections (Item 2, Item 6, signatures, exhibit index) differ and are included here for completeness.
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
No open-market insider purchases or sales recorded in the last 90 days, of which we have read Form 4 filings through 2026-10-05. The 6 days since 2026-10-05 have not been checked yet.
Cluster buying: 5 different insiders reported open-market purchases (SEC code P) of CMTV within a 30-day window between 2026-02-13 and 2026-03-12. Disclosed Form 4 activity, not a prediction of performance or a buy signal.
Most recent open-market transaction: 2026-03-12. Based on Form 4 filings read through 2026-10-05; anything filed since is not yet included.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about CMTV's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
3 institutional 13F filers reported holding CMTV as of 2026-06-30 (quarter-end position, filed within 45 days).
- Distinct 13F filers 3
- Reported shares held 386,377
- Reported value $15,107,340
reported quarterly holdings change (2026-03-31 → 2026-06-30): 1 new, 2 increased, 0 decreased, 1 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Ask about CMTV's institutional holders → See what each manager we track holds →
Short interest (FINRA)
CMTV had 241,426 shares of reported short interest as of the 2026-09-15 FINRA settlement date (delayed, bi-monthly; not real-time).
CMTV had 4.31% of its shares outstanding sold short as of the 2026-09-15 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 4.33 days to cover at the same settlement.
- Reported short interest (shares) 241,426
- Short interest (% of shares outstanding) 4.31%
- Prior settlement (shares) 262,119
- Reported change -7.89%
- Days to cover (reported) 4.33
Reported to FINRA as of the 2026-09-15 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Bar Harbor Bankshares (BHB)
- Northeast Bank (NBN)
- The Community Financial Corp (TCFC)
- New Hampshire Thrift Bancshares (NHTB)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
Compare CMTV vs…
COMMUNITY BANCORP VT is found in…
Frequently asked questions
What does COMMUNITY BANCORP VT (CMTV) do?
Community Bancorp. is the parent company of Community National Bank, a regional financial institution serving northern New England. The bank provides a range of community banking services including residential and commercial lending, deposit accounts, and other financial products to individuals and businesses.
What sector is COMMUNITY BANCORP VT (CMTV) in?
COMMUNITY BANCORP VT (CMTV) is classified in the Financials sector. Its industry is regional banks. It trades on NASDAQ.
Does CMTV pay a dividend?
Yes — COMMUNITY BANCORP VT (CMTV) pays a dividend, with an indicated yield of about 2.40% and at least 16 years of non-decreasing per-share dividends (SEC EDGAR XBRL) — we do not hold the year before it, so the real streak may be longer (market data, as of 2026-09-03). Informational only — not financial advice.
Who are COMMUNITY BANCORP VT's (CMTV) competitors?
Notable peers of COMMUNITY BANCORP VT (CMTV) include Bar Harbor Bankshares, Northeast Bank, The Community Financial Corp and New Hampshire Thrift Bancshares. This peer set is informational only — not financial advice.
Is COMMUNITY BANCORP VT (CMTV) overbought or oversold right now?
COMMUNITY BANCORP VT (CMTV) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 59, in the neutral middle (as of 2026-10-09). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on CMTV come from?
Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest; prices are market data, as of 2026-09-03; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.