COASTALSOUTH BANCSHARES INC (COSO)
Financials · Regional community banking / Mid-sized bank holding companies · NYSE
A community bank serving the coastal Southeast with a focus on small and mid-sized business lending, commercial real estate, and mortgage originations.
What COASTALSOUTH BANCSHARES INC does
CoastalSouth Bancshares is a regional bank holding company whose subsidiary, Coastal States Bank, provides traditional banking services including commercial loans, mortgage lending, deposit products, and cash management services to small and mid-sized businesses and individuals in the coastal Southeast. The bank operates through its subsidiary and generates revenue primarily from net interest income on loans held for investment and investment securities, supplemented by noninterest income from mortgage originations, bank-owned life insurance, and service charges on deposits. With approximately $2.3 billion in total assets as of March 2026, the company concentrates its loan portfolio in real estate loans, including construction and development, commercial real estate, and residential mortgages, along with commercial and industrial lending.
Themes: ["Regional community banking"]
Fundamentals
- Price$26.30 as of 2026-07-09 close
- Market cap$320M as of 2026-07-10
- 1-year return+21.9% as of 2026-07-09 close
- P/E12.23 as of 2026-07-10
- Net margin+19.8% as of 2026-07-10
- ROE+10.7% as of 2026-07-10
- Debt / equity7.82 as of 2026-07-10
- Revenue growth (YoY)+5.1% as of 2026-07-10
- Beta0.06 as of 2026-07-10
Dividend: yield +0.8%; pays a dividend.
Key risks (from latest filing)
["Concentration risk in real estate loans (construction, development, commercial real estate, and residential), which exposes the bank to property value fluctuations and market downturns in local service areas, particularly in hurricane-prone coastal regions"]
Competitors & peers
- SCBT Financial Corporation
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.