DLOCAL CLASS A (DLO)
Financials · payment technology / fintech · NASDAQ
dLocal is a global payment technology platform that connects international merchants with consumers in emerging markets via a single, integrated API.
What DLOCAL CLASS A does
dLocal is a cross-border payment platform that enables global enterprise merchants to accept payments, send payouts, and settle funds in emerging markets through a single API and contract. The company focuses on simplifying payment infrastructure in high-growth regions, providing access to local payment methods and regulatory compliance for international companies.
Themes: fintech, emerging markets payment infrastructure, cross-border payments, e-commerce enablement
Fundamentals
- Price$15.17 as of 2026-08-21 close
- Market cap$4.4B as of 2026-08-24
- 1-year return+5.2% 2025-08-21 close $14.42 → 2026-08-21 close $15.17
- P/E22.66 as of 2026-08-24
- Net margin+15.8% as of 2026-08-24
- Gross margin+36.0% as of 2026-08-24
- ROE+37.0% as of 2026-08-24
- Debt / equity0.20 as of 2026-08-24
- Revenue growth (YoY)+55.8% as of 2026-08-24
- Revenue CAGR (3y)+37.7% SEC XBRL
- Beta0.84 as of 2026-08-24
- Last reported earningsn/a no confirmed date — as a foreign private issuer it reports on Form 6-K, which carries no earnings item code
Dividend: pays a dividend.
How DLO compares in its sector
- price-to-earnings ratiotop 25% 525 covered Financials peers, as of 2026-08-24
- net profit marginmiddle range 538 covered Financials peers, as of 2026-08-24
- operating marginmiddle range 534 covered Financials peers, as of 2026-08-24
- gross marginbottom 25% 176 covered Financials peers, as of 2026-08-24
- return on equitytop 10% 575 covered Financials peers, as of 2026-08-24
- 3-year revenue CAGRtop 25% 347 covered Financials peers
- free cash flow (absolute dollars, latest fiscal year)top 25% 431 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Top 10 scores & list membership
DLO is not currently in any published Top 10 list. Its scores are below.
Long-term score
Not scored for the long-term list: no shareholder return data.
Short-term score
54.8 #496 of 1,704 scored · #81 of 277 in Financials
Volume and participation 89th: trading volume is running unusually high — about 2.1× its 30-day average, a sign of heightened interest; trend 58th: it is trading 7.5% above its 50-day average, the short-term trend line; weakest is setup 34th: no Elliott-wave labelling currently fits its swings.
Scores as of 21 Aug 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 2.
Dividend coverage (FY2025)
Covered by reported results. In FY2025, DLO's dividend was covered by reported results (earnings payout 76%, free-cash-flow payout 36%). This describes past coverage, not a forecast.
- Earnings payout76% dividends / net income
- Free-cash-flow payout36% dividends / (operating cash flow − capex)
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How DLOCAL CLASS A looks technically
DLOCAL CLASS A (DLO) is trading 13.0% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 13 trading days ago — a "golden cross", a bullish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 14, below the 25 that marks a real trend), though buyers have been pushing harder than sellers lately — pressure, not a trend. Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 59, neither overbought (above 70) nor oversold (below 30). It made a new 20-day low about 4 trading days ago. Trading volume is running unusually high — about 2.1× its 30-day average, a sign of heightened interest.
Trend
9
| Distance from the 200-day | it is trading 13.0% above its 200-day average, the long-term trend line — a longer-term uptrend | +13.0% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $14.11 | $14.11 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $13.43 | $13.43 |
| Swing structure | each recent peak has been higher than the one before it and each dip has been shallower — the pattern chart-watchers call an uptrend, which describes where price has already been and not where it goes next | higher highs and higher lows |
| Last swing turn | its last significant turn was a swing high 16 calendar days ago — the swings before that are what the structure reading is measured on | 16 sessions |
| Wave structure | its recent swings can be read as a completed five-part upward sequence — the pattern Elliott-wave chartists call an impulse — which on that reading would now be due a pullback rather than more of the same; the labelling fails if price closes above 15.65. It is the only labelling that fits, and it describes the swings already printed, not what comes next. | possible five-wave upward sequence, complete |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 13 trading days ago — a "golden cross", a bullish long-term signal | 13 sessions |
| Above the 200-day after a dip | it recently dipped to its 200-day average (the long-term trend line) and has since climbed back above it — now about 13.0% above | +13.0% |
| Trend strength (14-day ADX) | there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 14, below the 25 that marks a real trend), though buyers have been pushing harder than sellers lately — pressure, not a trend | 14.3 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 59, neither overbought (above 70) nor oversold (below 30) | 58.9 |
|---|---|---|
| Position in its 14-day range | it is trading in the upper half of its 14-day range ($13.58 to $15.65) — its "stochastic" reading is 77 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 76.8 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, is in negative territory (momentum leaning bearish) | 25 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $16.78 | $16.78 |
|---|---|---|
| From the 52-week high | it is 9.6% below its 52-week high (its highest price of the past year) | -9.6% |
| Above the 52-week low | it is 42.6% above its 52-week low (its lowest price of the past year) | +42.6% |
| Below the 52-week high | it is 9.6% below its highest point of the past year | 9.6% |
| Since a 20-day breakout | it made a new 20-day low about 4 trading days ago | 4 sessions |
| Since a 55-day breakout | it made a new 55-day high about 15 trading days ago | 15 sessions |
| All-time high | its highest closing price on record is $24.65 (set on 2022-11-15) | $24.65 |
| Given back of the 52-week move | over the past year its closes ranged ($11.01 to $15.83), and it has recovered almost all of its fall from last year’s high — 86% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $13.99 to $14.14. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 86.3% |
| From the all-time high | it is 38.5% below its all-time high | -38.5% |
| Nearest price level | it is sitting right on a resistance level at $15.24 — a price it turned at twice since 2025-11-12, most recently on 2026-08-14. Since 2024-08-21 it has 13 such levels below the current price and 2 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | +0.5% |
| All-time low | its lowest closing price on record is $6.57 (set on 2024-08-05) | $6.57 |
| Above the all-time low | it is 130.7% above its all-time low | +130.7% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are narrower than usual versus its own recent 6-month history (tighter than about 77% of it) | 23rd percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.5906 between its high and its low — about 3.9% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.5906 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $13.68 and $15.57 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $13.68 – $14.63 – $15.57 |
| Typical daily range (% of price) | its price moves about 3.9% in a typical session — about typical for the companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 3.9% |
| Stretch from the 200-day average | it is trading 3.0 daily ranges above its 200-day average price (13.0% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 3.0 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is running unusually high — about 2.1× its 30-day average, a sign of heightened interest | 2.06× |
|---|
Analyst
2
| Change in the average price target | analysts have raised their average price target by 0.8% since the prior reading | +0.8% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Candlestick patterns
3
| Since a hammer | 7 sessions ago, after a stretch of decline, it sold off hard during the session and then closed back near its high — a "hammer", the long lower wick showing the drop was bought back before the close | 7 sessions ago |
|---|---|---|
| Since a bullish engulfing | 2 sessions ago it opened below the previous session's close and finished above that session's open — a "bullish engulfing" pair, where one up day more than undid the down day before it | 2 sessions ago |
| Since a bearish engulfing | 5 sessions ago it opened above the previous session's close and finished below that session's open — a "bearish engulfing" pair, where one down day more than undid the up day before it | 5 sessions ago |
Price gaps
3
| Gap at the open | it opened on 2026-08-21 1.5% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and had not traded back through that level by the close | +1.5% |
|---|---|---|
| Open gap | it gapped 4.7% above the previous close 36 sessions ago and has not traded back through the level it left behind at 13 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | +4.7% |
| Gap filled | a 3.5% gap up opened on 2026-08-14 has been "filled" 5 sessions ago — price traded back through the level the gap left behind, and it closed again during the very session that opened it | 5 sessions ago |
Price streaks
1
| Closing streak | it has closed higher 3 sessions in a row, a +11.22% move over the run — an unbroken run of up days, which describes what has already happened and says nothing about the next session | 3 sessions up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock beat the market by 0.4 percentage points (the stock gained 2.7% while the market gained 2.3%) | +0.4% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 20.8 percentage points (the stock gained 23.9% while the market gained 3.1%) | +20.8% |
| vs market, 6 months | over the past 6 months this stock beat the market by 2.2 percentage points (the stock gained 13.3% while the market gained 11.1%) | +2.2% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 15.2 percentage points (the stock gained 5.2% while the market gained 20.5%) | -15.2% |
Signal agreement
2
| Bullish technical signals | 4 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, outperforming the market over 6 months, trading above the Ichimoku cloud — these describe past price behaviour, not a forecast | 4 of 9 |
|---|---|---|
| Bearish technical signals | 1 of the 9 technical signals we can compute for it is currently in a bearish state: MACD momentum is negative — these describe past price behaviour, not a forecast | 1 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 8.3% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-16 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is moderate, spanning 6.2% of the share price. | +8.3% |
|---|
Volume-weighted price
1
| Vs this year’s average price paid | the price is 14% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $13.29 — a volume-weighted average of daily closes over 155 sessions, not a true tick-by-tick VWAP. | +14.2% |
|---|
Price levels it has turned at before
DLO last closed at $15.17 on 2026-08-21. Since 2024-08-21 it has turned at 13 prices below its last close and 2 above; the 3 nearest below and the 2 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $15.24 | Resistance | 0.5% above the last close | turned there twice · 2025-11-12 to 2026-08-14 |
| $15.57 | Resistance | 2.6% above the last close | turned there four times · 2025-09-23 to 2026-08-05 |
| $14.40 | Support | 5.0% below the last close | turned there three times · 2025-02-18 to 2026-05-06 |
| $13.97 | Support | 7.9% below the last close | turned there three times · 2025-02-27 to 2026-07-17 |
| $13.57 | Support | 10.6% below the last close | turned there five times · 2024-12-18 to 2026-03-25 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now complete.
This labelling fails — stops being a possible reading at all — if it closes above $15.65.
It is the only labelling that fits these swings, though its proportions are not the textbook ones. It was chosen from 2 labellings that survived the rules, counting shorter readings of the same bars.
This labelling was already in place when we began recording count changes on 2026-08-13, so how long it has stood is not something we can say yet.
Read from daily closes as of 2026-08-21.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · Recent golden cross (50-day crossed above 200-day) · Tested and reclaimed 200-day support · Unusually heavy trading volume · trendless / choppy (low ADX) · Trading above the Ichimoku cloud | Learn: moving average · golden cross · adx · rsi · breakout · volume and relative volume
Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingStrong Buy (1.50 mean, 1=Strong Buy…5=Strong Sell) — 10 analysts
- Mean price target$18.40 range $15.00 – $21.00; median $18.00
Analyst estimates, as of 2026-08-19. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for DLO
- Consensus EPS estimate$0.25 next reporting period, as of 2026-08-19
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["exposure to volatile emerging market economies and currency fluctuations","complex and evolving regulatory environments in multiple jurisdictions","reliance on local financial institutions and banking partners"]
Insider activity (SEC Form 4)
1 open-market purchase and 2 open-market sales by insiders in the last 90 days.
- Last 90 days1 buy ($237000) · 2 sells ($15M) — 1 buying, 1 selling insiders
- Last 180 days1 buy ($237000) · 2 sells ($15M) — 1 buying, 1 selling insiders
Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-07-07. As of 2026-08-24.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about DLO's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Short interest (FINRA)
DLO had 16,540,398 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
Short interest as a percent of shares outstanding is not shown for DLO because we do not hold a verified share count to divide it by. The reported figures above are unaffected.
- Reported short interest (shares) 16,540,398
- Prior settlement (shares) 15,735,072
- Reported change 5.12%
- Days to cover (reported) 9.45
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Adyen (ADYEN)
- Stripe
- PayU
- PayPal (PYPL)
- Ebanx
- MercadoLibre (MELI)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
Compare DLO vs…
DLOCAL CLASS A is found in…
Frequently asked questions
What does DLOCAL CLASS A (DLO) do?
dLocal is a cross-border payment platform that enables global enterprise merchants to accept payments, send payouts, and settle funds in emerging markets through a single API and contract. The company focuses on simplifying payment infrastructure in high-growth regions, providing access to local payment methods and regulatory compliance for international companies.
What sector is DLOCAL CLASS A (DLO) in?
DLOCAL CLASS A (DLO) is classified in the Financials sector. Its industry is payment technology / fintech. It trades on NASDAQ.
Does DLO pay a dividend?
Yes — DLOCAL CLASS A (DLO) pays a dividend (market data, as of 2026-08-24). Informational only — not financial advice.
Who are DLOCAL CLASS A's (DLO) competitors?
Notable peers of DLOCAL CLASS A (DLO) include Adyen, Stripe, PayU, PayPal and Ebanx. This peer set is informational only — not financial advice.
Is DLOCAL CLASS A (DLO) overbought or oversold right now?
DLOCAL CLASS A (DLO) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 59, in the neutral middle (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on DLO come from?
Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.