DELUXE CORP (DLX)
Industrials · Payment processing and financial services software · NYSE
Deluxe transforms print cash flows into payments and data solutions for SMBs, financial institutions, and consumer brands across North America.
What DELUXE CORP does
Deluxe Corporation is a Payments and Data company serving small and medium-sized businesses, financial institutions, and large consumer brands across North America. The company operates four business segments: Merchant Services (in-store, online, and mobile payment solutions), B2B Payments (treasury management, receivables automation, payment acceptance), Data Solutions (data analytics, marketing services, and financial reporting), and Print (checks, business forms, promotional products). The company has transformed from a traditional check printing business into a diversified provider of payment processing and data-driven marketing solutions, while leveraging its established print business to fund growth investments.
Themes: ["Payment processing / merchant services","B2B payments and treasury management","Receivables automation and cash application","Data-driven marketing and analytics","Small and medium business (SMB) solutions","Check printing and business supplies","Digital payment platforms"]
Fundamentals
- Price$24.17 as of 2026-07-09 close
- Market cap$1.1B as of 2026-07-10
- 1-year return+45.0% as of 2026-07-09 close
- P/E10.44 as of 2026-07-10
- Net margin+4.9% as of 2026-07-10
- Gross margin+52.9% as of 2026-07-10
- ROE+15.5% as of 2026-07-10
- Debt / equity2.01 as of 2026-07-10
- Revenue growth (YoY)+0.5% as of 2026-07-10
- Revenue CAGR (3y)-1.6% SEC XBRL
- Beta1.26 as of 2026-07-10
Dividend: yield +5.0%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Shift from traditional print business as digital adoption continues to reduce check usage and demand for printed products","Significant debt load ($1.38 billion long-term debt as of Q1 2026) and reliance on cash flow generation for deleveraging","Competitive pressure in payments and merchant services from established players and fintech disruptors offering alternative payment solutions"]
Competitors & peers
- FIS (Fidelity National Information Services)
- Fiserv
- Square (Block)
- Stripe
- Intuit
- ACI Worldwide
- EVO Payments
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.