FIDELITY D AND D BANCORP INC (FDBC)
Financials · Community Banking / Regional Banking · NASDAQ
A regional bank holding company serving Northeastern and Eastern Pennsylvania with traditional deposit-taking, lending, trust, and wealth management services.
What FIDELITY D AND D BANCORP INC does
Fidelity D & D Bancorp, Inc. is a Pennsylvania bank holding company whose wholly-owned subsidiary, The Fidelity Deposit and Discount Bank, offers traditional commercial banking services including deposits, loans, trust and fiduciary activities, and wealth management. Operating since 1903, the Bank serves customers in Lackawanna, Luzerne, and Northampton counties in Northeastern and Eastern Pennsylvania, maintaining strong local market positions with competitive advantages in customer service and local decision-making. The company's loan portfolio is concentrated in residential real estate, consumer, commercial, and commercial real estate loans, with profitability driven by net interest income, deposit relationships, and fee-based services.
Themes: ["Regional banking / community banking","Deposit-taking and loan origination","Northeastern Pennsylvania market focus","Trust and wealth management"]
Fundamentals
- Price$50.85 as of 2026-07-09 close
- Market cap$294M as of 2026-07-10
- 1-year return+4.5% as of 2026-07-09 close
- P/E9.90 as of 2026-07-10
- Net margin+30.1% as of 2026-07-10
- ROE+12.8% as of 2026-07-10
- Debt / equity0.02 as of 2026-07-10
- Revenue growth (YoY)+18.5% as of 2026-07-10
- Beta0.82 as of 2026-07-10
Dividend: yield +3.4%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Economic dependency on Northeastern Pennsylvania market: Local unemployment and economic conditions significantly affect credit quality and profitability; downturns could increase non-performing assets and losses","Interest rate risk: Profitability significantly affected by changes in market interest rates, which influence net interest margins and the value of investment securities","Competitive pressure: Faces intense competition from local and regional banks, national banks, credit unions, and non-bank financial services providers for deposits and lending business"]
Competitors & peers
- Local community banks in Lackawanna, Luzerne, and Northampton counties
- Regional banks serving Northeastern Pennsylvania
- Credit unions in service territory
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.