FIDELITY D AND D BANCORP INC (FDBC)
Financials · Regional Banks · NASDAQ
A community-focused bank holding company headquartered in Dunmore, Pennsylvania, providing comprehensive banking, trust, and wealth management services to residents and businesses in the Northeast and Lehigh Valley regions.
What FIDELITY D AND D BANCORP INC does
Fidelity D & D Bancorp is a bank holding company that operates through its wholly-owned subsidiary, The Fidelity Deposit and Discount Bank. It provides a full range of traditional banking, personal and corporate trust, wealth management, and insurance services to individuals and businesses primarily in Northeastern and Eastern Pennsylvania.
Recent developments
The company reported net income of $15.3 million for the first half of 2026, a 19% increase compared to the same period in 2025. Total assets reached approximately $3.0 billion as of mid-2026, supported by continued growth in commercial lending and deposit gathering.
From FIDELITY D AND D BANCORP INC's filing of 2026-08-07.
Themes: community banking, wealth management, regional economic growth, commercial lending
Fundamentals
- Price$56.64 as of 2026-10-08 close
- Market cap$329M as of 2026-07-31 (share count; price 2026-10-08)
- 1-year return+30.1% 2025-10-08 close $43.53 → 2026-10-08 close $56.64
- P/E10.80 as of 2026-10-08
- ROE+11.8% FY2025, SEC XBRL
- Debt / equity0.49 as of 2026-09-03
- Revenue growth (YoY)+18.5% as of 2026-09-03
- Beta0.68 as of 2026-09-03
- Last reported earnings2026-07-22 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +3.1%; 11-year non-decreasing per-share dividend streak (SEC XBRL).
How FDBC compares in its sector
- price-to-earnings ratiomiddle range 513 covered Financials peers, as of 2026-10-08
- return on equitymiddle range 559 covered Financials peers, as of 2026-09-03
- indicated dividend yieldmiddle range 468 covered Financials peers, as of 2026-09-03
- free cash flow (absolute dollars, latest fiscal year)middle range 430 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Dividend coverage (FY2025)
Covered by reported results. In FY2025, FDBC's dividend was covered by reported results (earnings payout 33%, free-cash-flow payout 38%). This describes past coverage, not a forecast.
- Earnings payout33% dividends / net income
- Free-cash-flow payout38% dividends / (operating cash flow − capex)
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How FIDELITY D AND D BANCORP INC looks technically
FIDELITY D AND D BANCORP INC (FDBC) is trading 17.1% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 252 trading days ago — a "golden cross", a bullish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 9, below the 25 that marks a real trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 59, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bullish about 2 trading days ago (its momentum flipped positive). It made a new 20-day high about 18 trading days ago. It is trading right at its highest price of the past year (its 52-week high).
Trend
8
| Distance from the 200-day | it is trading 17.1% above its 200-day average, the long-term trend line — a longer-term uptrend | +17.1% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $54.51 | $54.51 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $48.36 | $48.36 |
| Swing structure | each recent peak has been higher than the one before it and each dip has been shallower — the pattern chart-watchers call an uptrend, which describes where price has already been and not where it goes next | higher highs and higher lows |
| Last swing turn | its last significant turn was a swing low 21 calendar days ago — the swings before that are what the structure reading is measured on | 21 sessions |
| Wave structure | its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in leg 3 of five; the labelling fails if price closes below 52.87. It is one of several labellings that fit, and it describes the swings already printed, not what comes next. The same swings also read as a three-part correction in leg C. | possible upward five-wave sequence, in wave 3 (one of several readings) |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 252 trading days ago — a "golden cross", a bullish long-term signal | 252 sessions |
| Trend strength (14-day ADX) | there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 9, below the 25 that marks a real trend) | 9.0 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 59, neither overbought (above 70) nor oversold (below 30) | 59.3 |
|---|---|---|
| Position in its 14-day range | it is trading right at the top of its 14-day range ($53.72 to $56.78) — its "stochastic" reading is 95 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 95.4 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bullish about 2 trading days ago (its momentum flipped positive) | 2 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $56.90 | $56.90 |
|---|---|---|
| From the 52-week high | it is trading right at its highest price of the past year (its 52-week high) | -0.5% |
| Above the 52-week low | it is 42.1% above its 52-week low (its lowest price of the past year) | +42.1% |
| Below the 52-week high | it is at or near its highest point of the past year | 0.5% |
| Since a 20-day breakout | it made a new 20-day high about 18 trading days ago | 18 sessions |
| Since a 55-day breakout | it made a new 55-day high about 18 trading days ago | 18 sessions |
| All-time high | its highest closing price on record is $75.00 (set on 2018-09-21) | $75.00 |
| Given back of the 52-week move | over the past year its closes ranged ($41.29 to $56.72), and it has given back essentially none of its rise from last year’s low — 1% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $46.69 to $47.18. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 0.5% |
| From the all-time high | it is 24.5% below its all-time high | -24.5% |
| Nearest price level | it is sitting right on a support level at $56.52 — a price it turned at twice since 2026-08-14, most recently on 2026-09-16. Since 2024-10-08 it has 13 such levels below the current price and 0 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | -0.2% |
| All-time low | its lowest closing price on record is $8.03 (set on 2010-05-28) | $8.03 |
| Above the all-time low | it is 605.1% above its all-time low | +605.1% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are narrower than usual versus its own recent 6-month history (tighter than about 71% of it) | 29th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $1.31 between its high and its low — about 2.3% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $1.31 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $53.57 and $56.76 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $53.57 – $55.17 – $56.76 |
| Typical daily range (% of price) | its price moves about 2.3% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 2.3% |
| Stretch from the 200-day average | it is trading 6.3 daily ranges above its 200-day average price (17.1% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 6.3 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 0.73× |
|---|
Price gaps
3
| Gap at the open | it opened on 2026-10-08 1.0% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and had not traded back through that level by the close | +1.0% |
|---|---|---|
| Open gap | it gapped 2.3% above the previous close 51 sessions ago and has not traded back through the level it left behind at 51.56 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | +2.3% |
| Gap filled | a 2.4% gap down opened on 2026-10-05 has been "filled" 3 sessions ago — price traded back through the level the gap left behind, and it closed again during the very session that opened it | 3 sessions ago |
Price streaks
1
| Closing streak | it has closed higher 3 sessions in a row, a +2.79% move over the run — an unbroken run of up days, which describes what has already happened and says nothing about the next session | 3 sessions up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock beat the market by 4.9 percentage points (the stock gained 6.0% while the market gained 1.0%) | +4.9% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 8.9 percentage points (the stock gained 12.7% while the market gained 3.8%) | +8.9% |
| vs market, 6 months | over the past 6 months this stock beat the market by 12.2 percentage points (the stock gained 29.6% while the market gained 17.5%) | +12.2% |
| vs market, 12 months | over the past 12 months this stock beat the market by 15.1 percentage points (the stock gained 30.1% while the market gained 15.0%) | +15.1% |
Signal agreement
2
| Bullish technical signals | 5 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, MACD momentum is positive, outperforming the market over 6 months, trading above the Ichimoku cloud — these describe past price behaviour, not a forecast | 5 of 9 |
|---|---|---|
| Bearish technical signals | 1 of the 9 technical signals we can compute for it is currently in a bearish state: near the top of its 14-day range (overbought) — these describe past price behaviour, not a forecast | 1 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 5.2% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-01 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is moderate, spanning 3.8% of the share price. | +5.2% |
|---|
Volume-weighted price
1
| Vs this year’s average price paid | the price is 14% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $49.57 — a volume-weighted average of daily closes over 192 sessions, not a true tick-by-tick VWAP. | +14.3% |
|---|
Rising wedge, bearish — broke down · entry $54.54 · 53 sessions in
Price levels it has turned at before
FDBC last closed at $56.64 on 2026-10-08. Since 2024-10-08 it has turned at 13 prices below its last close and 0 above; the 3 nearest below are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $56.52 | Support | 0.2% below the last close | turned there twice · 2026-08-14 to 2026-09-16 |
| $55.09 | Support | 2.7% below the last close | turned there three times · 2024-10-17 to 2024-12-11 |
| $53.15 | Support | 6.2% below the last close | turned there 7 times · 2024-11-19 to 2026-09-30 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in leg 3 of five.
This labelling fails — stops being a possible reading at all — if it closes below $52.87.
This is one of several labellings that fit the same swings, so treat it as a reading rather than the reading. It was chosen from 2 labellings that survived the rules, counting shorter readings of the same bars.
On past moves of this shape the leg has usually ended somewhere between $56.98 and $59.52 — that is where it has tended to end if the count holds, not a forecast of where the price goes.
Alternate reading: The same swings also read as a three-part correction in leg C, which fails on a close below $52.87.
This reading has stood for 11 trading days, since 2026-09-24.
Read from daily closes as of 2026-10-08.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · Near the 52-week high · MACD just crossed bullish (12/26/9) · trendless / choppy (low ADX) · beating the market · Stretched far above its 200-day average (6+ daily ranges) | Learn: moving average · golden cross · adx · rsi · macd · breakout · fifty two week high low
Based on daily closing prices as of 2026-10-08. Describes past price behavior only — informational, not financial advice.
Key risks (from latest filing)
["Concentration of loan portfolio in Northeastern and Eastern Pennsylvania makes the company vulnerable to regional economic conditions.","Sensitivity to interest rate volatility and changes in market interest rates.","Cybersecurity risks, including potential breaches of information systems and data."]
What changed in the latest 10-Q
AI-assisted comparison of FDBC's 10-Q filed 2026-08-07 against the prior one filed 2026-05-08.
Management's Discussion & Analysis (MD&A)
- Reworded:
- Newer filing (2026-08-07) states the comparison of results of operations is for the three and six months ended June 30, 2026 and 2025; older filing (2026-05-08) states the comparison is for the three months ended March 31, 2026 and 2025.
- Newer filing (2026-08-07) states the consolidated financial condition as of June 30, 2026 compared to December 31, 2025; older filing (2026-05-08) states the consolidated financial condition as of March 31, 2026 compared to December 31, 2025.
- Newer filing (2026-08-07) reports the national unemployment rate for June 2026 was 4.2%, down 0.2 percentage points compared to December 2025; older filing (2026-05-08) reports the national unemployment rate for March 2026 was 4.3%, down 0.1 percentage point compared to December 2025.
- Newer filing (2026-08-07) omits the older filing's (2026-05-08) statement about delays in the release of local unemployment data and that February 2026 unemployment rates represented the most current data available at the time of filing.
- Newer filing (2026-08-07) reports local unemployment rates at June 30, 2026 were 4.7% in market area north and 4.1% in market area south, increases of 0.4 and 0.2 percentage points from December 31, 2025 rates of 4.3% and 3.9%; older filing (2026-05-08) reports local unemployment rates at February 28, 2026 were 5.5% in market area north and 4.9% in market area south, increases of 1.2 and 1.0 percentage points from December 31, 2025 rates of 4.3% and 3.9%.
- Newer filing (2026-08-07) reports the median home values in the Scranton – Wilkes-Barre – Hazleton metro and Allentown – Bethlehem – Easton metro each increased 1.4% and 3.2% from a year ago according to Zillow; the older filing's text is truncated at that point and does not include a comparable median home value statement in the provided excerpt.
- Notes:
- The newer filing text is truncated after the median home values sentence beginning 'The median home values...'; the older filing text is truncated after 'The median home values in the Scranton – Wilkes-Barre – Hazleton metro and Allentown – Bethlehem – Easton met'. Changes beyond these truncation points cannot be assessed.
- The older filing excerpt includes a page break marker '31 / Table of Contents' at a different location than the newer filing; this formatting difference is not treated as a substantive change.
Risk Factors
- Reworded:
- In Item 5 (Other Information), the newer filing (filed 2026-08-07) states the relevant period as 'three months ended June 30, 2026', while the older filing (filed 2026-05-08) states 'three months ended March 31, 2026'.
- In Exhibit 101's description, the newer filing (filed 2026-08-07) describes the quarterly report as 'for the quarter ended June 30, 2026' and lists financial statements 'for the three and six months ended June 30, 2026 and 2025' and cash flows 'for the six months ended June 30, 2026 and 2025', while the older filing (filed 2026-05-08) describes the quarterly report as 'for the quarter ended March 31, 2026' and lists financial statements 'for the three months ended March 31, 2026 and 2025' and cash flows 'for the three months ended March 31, 2026 and 2025'.
- In the Signatures section, the newer filing (filed 2026-08-07) is dated August 7, 2026, while the older filing (filed 2026-05-08) is dated May 8, 2026.
- Notes:
- The provided texts include content beyond the Risk Factors section (Items 2-6, exhibits, and signatures), and the comparison reflects changes found across the full provided texts.
- The Risk Factors disclosure itself is identical in both filings, only referencing the 2025 Form 10-K with no new risk factor changes.
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
1 open-market purchase and 0 open-market sales by insiders in the last 90 days, of which we have read Form 4 filings through 2026-10-04. The 5 days since 2026-10-04 have not been checked yet.
- Last 30 days · read to 2026-10-041 buy · 0 sells — 1 buying insider
- Last 90 days · read to 2026-10-041 buy · 0 sells — 1 buying insider
- Last 180 days · read to 2026-10-042 buys · 0 sells — 1 buying insider
Activity heuristic: net buying (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-09-14. Based on Form 4 filings read through 2026-10-04; anything filed since is not yet included.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about FDBC's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
5 institutional 13F filers reported holding FDBC as of 2026-06-30 (quarter-end position, filed within 45 days).
- Distinct 13F filers 5
- Reported shares held 445,827
- Reported value $22,924,424
reported quarterly holdings change (2026-03-31 → 2026-06-30): 0 new, 3 increased, 2 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Ask about FDBC's institutional holders → See what each manager we track holds →
Short interest (FINRA)
FDBC had 50,382 shares of reported short interest as of the 2026-09-15 FINRA settlement date (delayed, bi-monthly; not real-time).
FDBC had 0.87% of its shares outstanding sold short as of the 2026-09-15 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 5.84 days to cover at the same settlement.
- Reported short interest (shares) 50,382
- Short interest (% of shares outstanding) 0.87%
- Prior settlement (shares) 46,123
- Reported change 9.23%
- Days to cover (reported) 5.84
Reported to FINRA as of the 2026-09-15 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- local community banks
- regional banks
- national banks
- credit unions
- mortgage banking firms
- consumer finance companies
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
FIDELITY D AND D BANCORP INC is found in…
Frequently asked questions
What does FIDELITY D AND D BANCORP INC (FDBC) do?
Fidelity D & D Bancorp is a bank holding company that operates through its wholly-owned subsidiary, The Fidelity Deposit and Discount Bank. It provides a full range of traditional banking, personal and corporate trust, wealth management, and insurance services to individuals and businesses primarily in Northeastern and Eastern Pennsylvania.
What sector is FIDELITY D AND D BANCORP INC (FDBC) in?
FIDELITY D AND D BANCORP INC (FDBC) is classified in the Financials sector. Its industry is Regional Banks. It trades on NASDAQ.
Does FDBC pay a dividend?
Yes — FIDELITY D AND D BANCORP INC (FDBC) pays a dividend, with an indicated yield of about 3.14% and 11-year non-decreasing per-share dividend streak (SEC EDGAR XBRL) (market data, as of 2026-09-03). Informational only — not financial advice.
Who are FIDELITY D AND D BANCORP INC's (FDBC) competitors?
Notable peers of FIDELITY D AND D BANCORP INC (FDBC) include local community banks, regional banks, national banks, credit unions and mortgage banking firms. This peer set is informational only — not financial advice.
Is FIDELITY D AND D BANCORP INC (FDBC) overbought or oversold right now?
FIDELITY D AND D BANCORP INC (FDBC) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 59, in the neutral middle (as of 2026-10-08). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on FDBC come from?
Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest; prices are market data, as of 2026-09-03; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.