GENWORTH FINANCIAL INC (GNW)
Financials · life and health insurance · NYSE
Genworth Financial is a provider of long-term care insurance, life insurance, and mortgage insurance solutions.
What GENWORTH FINANCIAL INC does
Genworth Financial is a financial security company focused on long-term care insurance and other life insurance products. It provides long-term care, life insurance, and annuity products to help consumers navigate the financial challenges of aging, in addition to holding a controlling interest in Enact Holdings, which provides private mortgage insurance.
Themes: long-term care insurance, mortgage insurance, aging population, insurance solutions
Fundamentals
- Price$9.88 as of 2026-08-21 close
- Market cap$3.7B as of 2026-08-21
- 1-year return+17.5% 2025-08-21 close $8.41 → 2026-08-21 close $9.88
- P/E17.62 as of 2026-08-24
- Net margin+3.0% as of 2026-08-24
- ROE+2.5% as of 2026-08-24
- Debt / equity0.17 as of 2026-08-24
- Revenue growth (YoY)+1.0% as of 2026-08-24
- Revenue CAGR (3y)-0.9% SEC XBRL
- Beta0.89 as of 2026-08-24
- Last reported earnings2026-08-05 SEC EDGAR Form 8-K (Item 2.02)
How GNW compares in its sector
- price-to-earnings ratiomiddle range 525 covered Financials peers, as of 2026-08-24
- net profit marginbottom 25% 538 covered Financials peers, as of 2026-08-24
- operating marginbottom 25% 534 covered Financials peers, as of 2026-08-24
- return on equitybottom 25% 575 covered Financials peers, as of 2026-08-24
- 3-year revenue CAGRbottom 25% 347 covered Financials peers
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Top 10 scores & list membership
GNW is not currently in any published Top 10 list. Its scores are below.
Long-term score
Not scored for the long-term list: no shareholder return data.
Short-term score
59.8 #227 of 1,704 scored · #39 of 277 in Financials
Volume and participation 80th: it gapped 4.8% above the previous close and has not traded back through the level it left behind — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed; setup 63rd: day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 4% of the past ~6 months), which often precedes a bigger move; weakest is catalysts 50th: analysts' average price target is unchanged from the prior reading.
Scores as of 21 Aug 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 2.
Dividend coverage
Not assessed — last reported dividend predates the accounts. The most recent fiscal year in which GNW reported a dividend payment is FY2008, while its reported financial statements run through FY2025. Coverage is therefore not assessed for the latest year — an FY2008 ratio would not describe GNW today.
Coverage is derived from reported SEC EDGAR XBRL figures, comparing dividends paid against net income and free cash flow for the SAME fiscal year. It is not shown here because the latest fiscal year with a reported dividend payment (FY2008) is older than the latest year of reported financial statements (FY2025), so any ratio would describe an out-of-date year. Informational only — not financial advice.
How GENWORTH FINANCIAL INC looks technically
GENWORTH FINANCIAL INC (GNW) is trading 10.9% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 60 trading days ago — a "golden cross", a bullish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 18, below the 25 that marks a real trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 52, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bearish about 3 trading days ago (its momentum flipped negative). It made a new 20-day high about 6 trading days ago. It is 3.8% below its 52-week high (its highest price of the past year). Day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 4% of the past ~6 months), which often precedes a bigger move.
Trend
8
| Distance from the 200-day | it is trading 10.9% above its 200-day average, the long-term trend line — a longer-term uptrend | +10.9% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $9.63 | $9.63 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $8.91 | $8.91 |
| Swing structure | each recent peak has been higher than the one before it and each dip has been shallower — the pattern chart-watchers call an uptrend, which describes where price has already been and not where it goes next | higher highs and higher lows |
| Last swing turn | its last significant turn was a swing high 32 calendar days ago — the swings before that are what the structure reading is measured on | 32 sessions |
| Wave structure | its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in the fourth leg, a pullback against that upward direction; the labelling fails if price closes below 9.45. It is one of several labellings that fit, and it describes the swings already printed, not what comes next. The same swings also read as a completed three-part correction. | possible upward five-wave sequence, in wave 4 (one of several readings) |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 60 trading days ago — a "golden cross", a bullish long-term signal | 60 sessions |
| Trend strength (14-day ADX) | there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 18, below the 25 that marks a real trend) | 18.2 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 52, neither overbought (above 70) nor oversold (below 30) | 51.9 |
|---|---|---|
| Position in its 14-day range | it is trading around the middle of its 14-day range ($9.53 to $10.28) — its "stochastic" reading is 47 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been slipping within that range over the last few sessions. | 47.0 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bearish about 3 trading days ago (its momentum flipped negative) | 3 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $10.28 | $10.28 |
|---|---|---|
| From the 52-week high | it is 3.8% below its 52-week high (its highest price of the past year) | -3.8% |
| Above the 52-week low | it is 26.0% above its 52-week low (its lowest price of the past year) | +26.0% |
| Below the 52-week high | it is 3.8% below its highest point of the past year | 3.8% |
| Since a 20-day breakout | it made a new 20-day high about 6 trading days ago | 6 sessions |
| Since a 55-day breakout | it made a new 55-day high about 6 trading days ago | 6 sessions |
| All-time high | its highest closing price on record is $37.16 (set on 2007-02-21) | $37.16 |
| Given back of the 52-week move | over the past year its closes ranged ($7.94 to $10.16), and it has given back only a small part of its rise from last year’s low — 13% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $8.72 to $8.79. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 12.6% |
| From the all-time high | it is 73.4% below its all-time high | -73.4% |
| Nearest price level | it is trading 2.9% below a resistance level at $10.16 — a price it turned at twice since 2026-07-20, most recently on 2026-07-30. Since 2024-08-21 it has 13 such levels below the current price and 1 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | +2.9% |
| All-time low | its lowest closing price on record is $0.7 (set on 2008-11-21) | $0.7 |
| Above the all-time low | it is 1311.4% above its all-time low | +1,311% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 4% of the past ~6 months), which often precedes a bigger move | 4th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.2037 between its high and its low — about 2.1% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.2037 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $9.63 and $10.19 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $9.63 – $9.91 – $10.19 |
| Typical daily range (% of price) | its price moves about 2.1% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 2.1% |
| Stretch from the 200-day average | it is trading 4.8 daily ranges above its 200-day average price (11.0% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 4.8 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 1.10× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | not available for this company yet | n/a |
Candlestick patterns
2
| Since a doji | 1 session ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | 1 session ago |
|---|---|---|
| Since a bullish engulfing | 5 sessions ago it opened below the previous session's close and finished above that session's open — a "bullish engulfing" pair, where one up day more than undid the down day before it | 5 sessions ago |
Price gaps
3
| Gap at the open | it opened on 2026-08-21 0.4% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | +0.4% |
|---|---|---|
| Open gap | it gapped 4.8% above the previous close 48 sessions ago and has not traded back through the level it left behind at 8.58 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | +4.8% |
| Gap filled | a 2.1% gap down opened on 2026-07-08 has been "filled" 29 sessions ago — price traded back through the level the gap left behind, and it took 3 sessions to close | 29 sessions ago |
Price streaks
1
| Closing streak | it closed higher in its latest session, after a session that did not close higher — a single up day rather than a run | 1 session up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 4.8 percentage points (the stock lost 2.5% while the market gained 2.3%) | -4.8% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 3.7 percentage points (the stock gained 6.8% while the market gained 3.1%) | +3.7% |
| vs market, 6 months | over the past 6 months this stock beat the market by 1.5 percentage points (the stock gained 12.5% while the market gained 11.1%) | +1.5% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 3.0 percentage points (the stock gained 17.5% while the market gained 20.5%) | -3.0% |
Signal agreement
2
| Bullish technical signals | 4 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, outperforming the market over 6 months, trading above the Ichimoku cloud — these describe past price behaviour, not a forecast | 4 of 9 |
|---|---|---|
| Bearish technical signals | 1 of the 9 technical signals we can compute for it is currently in a bearish state: MACD momentum is negative — these describe past price behaviour, not a forecast | 1 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 5.1% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-16 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is moderate, spanning 2.3% of the share price. | +5.1% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 11% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $8.91 — a volume-weighted average of daily closes over 157 sessions, not a true tick-by-tick VWAP. | +10.8% |
|---|---|---|
| Vs the average paid since it last reported | the price is sitting right on the average price paid since it last reported on 2026-08-05 (its 8-K), so the typical buyer over that stretch is roughly break-even. That average is $9.88 — a volume-weighted average of daily closes over 13 sessions, not a true tick-by-tick VWAP. | +0.0% |
Price levels it has turned at before
GNW last closed at $9.88 on 2026-08-21. Since 2024-08-21 it has turned at 13 prices below its last close and 1 above; the 3 nearest below and the nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $10.16 | Resistance | 2.9% above the last close | turned there twice · 2026-07-20 to 2026-07-30 |
| $9.39 | Support | 4.9% below the last close | turned there twice · 2026-05-06 to 2026-05-19 |
| $9.16 | Support | 7.2% below the last close | turned there six times · 2025-09-26 to 2026-07-10 |
| $8.89 | Support | 10.0% below the last close | turned there four times · 2025-10-15 to 2026-04-08 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in leg 4 of five, a pullback against that direction.
This labelling fails — stops being a possible reading at all — if it closes below $9.45.
This is one of several labellings that fit the same swings, so treat it as a reading rather than the reading. It was chosen from 2 labellings that survived the rules, counting shorter readings of the same bars.
On past moves of this shape the leg has usually ended somewhere between $9.45 and $9.74 — that is where it has tended to end if the count holds, not a forecast of where the price goes.
Alternate reading: The same swings also read as a completed three-part correction, which fails on a close above $10.20.
This labelling was already in place when we began recording count changes on 2026-08-13, so how long it has stood is not something we can say yet.
Read from daily closes as of 2026-08-21.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · MACD just crossed bearish (12/26/9) · in a Bollinger Band volatility squeeze · trendless / choppy (low ADX) · Trading above the Ichimoku cloud · Elliott wave 4 pullbacks | Learn: moving average · golden cross · adx · rsi · macd · breakout · fifty two week high low · bollinger bands
Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingBuy (2.00 mean, 1=Strong Buy…5=Strong Sell) — 1 analyst
- Mean price target$12.00 range $12.00 – $12.00
Analyst estimates, as of 2026-08-21. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for GNW
- Consensus EPS estimate$0.27 next reporting period, as of 2026-08-05
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Risks related to the adequacy of long-term care insurance reserves and potential future interest rate fluctuations.","Regulatory and competitive pressures impacting the private mortgage insurance business."]
What changed in the latest 10-Q
AI-assisted comparison of GNW's 10-Q filed 2026-05-06 against the prior one filed 2025-11-06.
Management's Discussion & Analysis (MD&A)
- Added:
- Reference to 'Iran conflict' as a geopolitical tension factor affecting the U.S. economy (filed 2026-05-06)
- Specific inflation rate of 3.3% year-over-year in March 2026 (filed 2026-05-06)
- Unemployment rate of 4.3% in March 2026 (filed 2026-05-06)
- Description of mortgage rate volatility during Q1 2026 with lower rates driving refinance volume (filed 2026-05-06)
- Statement that 'despite slowing of home price growth nationally' affordability remains challenged (filed 2026-05-06)
- Statement that GSEs 'have since released preliminary implementation details and timelines' for VantageScore 4.0 (filed 2026-05-06)
- New insurance written metric of $12.8 billion in Q1 2026, up 30% year-over-year (filed 2026-05-06)
- Primary persistency rate of 80% in Q1 2026 versus 84% in Q1 2025 (filed 2026-05-06)
- Loss ratio of 15% for three months ended March 31, 2026 versus 12% for prior year period (filed 2026-05-06)
- Reserve release of $39 million in Q1 2026 driven by favorable cure per [text truncated] (filed 2026-05-06)
- Removed:
- Reference to 'new and increasing tariffs' as economic policy factor (filed 2025-11-06)
- Reference to 'then impending federal government shutdown' (filed 2025-11-06)
- Statement that 'The mortgage origination market remained relatively slow in response to elevated mortgage rates' (filed 2025-11-06)
- Statement that 'Affordability pressures eased slightly during the third quarter of 2025' (filed 2025-11-06)
- Statement that GSEs 'have not yet released implementation details and timelines' for VantageScore 4.0 (filed 2025-11-06)
- CPI inflation rate of 3.0% year-over-year in September 2025 and 2.7% in June 2025 (filed 2025-11-06)
- Unemployment rates of 4.3% in August 2025 and 4.1% in June 2025 (filed 2025-11-06)
- Reworded:
- Time period changed from 'During the first three quarters of 2025' to 'During the first quarter of 2026' for macroeconomic environment discussion (filed 2026-05-06)
- CPI comparison changed from 'increased 3.0% year-over-year in September 2025 compared to 2.7% year-over-year in June 2025' to 'inflation was 3.3% year-over-year in March 2026 compared to 2.7% year-over-year in December 2025' (filed 2026-05-06)
- Unemployment discussion changed from 'rose to 4.3% in August 2025 from 4.1% in June 2025' to 'fell slightly to 4.3% in March 2026 from 4.4% in December 2025' (filed 2026-05-06)
- Housing affordability discussion expanded with new detail about mortgage rate volatility driving refinance volume earlier in Q1 2026 (filed 2026-05-06)
- Affinity statement changed from 'Affordability pressures eased slightly' to 'Despite slowing of home price growth nationally...affordability remains challenged' (filed 2026-05-06)
- Notes:
- The newer filing text appears truncated at the end of the loss experience section, cutting off mid-sentence regarding reserve releases
- The older filing text also appears truncated in the regulatory developments section regarding VantageScore 4.0 implementation details
Risk Factors
The two filings could not be meaningfully compared for this section.
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
No open-market insider purchases or sales recorded in the last 90 days.
- Last 180 days0 buys · 2 sells ($1M) — 2 selling insiders
Most recent open-market transaction: 2026-05-22. As of 2026-08-24.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about GNW's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Congressional trading disclosures
U.S. House members publicly disclose their own, their spouse's, and dependent children's stock transactions under the STOCK Act. We hold 2 matched disclosures for GNW from U.S. House Clerk Periodic Transaction Report filings.
Congressional trading disclosures →Institutional ownership (13F)
6 institutional 13F filers reported holding GNW as of 2026-03-31 (quarter-end position, filed within 45 days).
- Distinct 13F filers 6
- Reported shares held 87,254,767
- Reported value $708,508,702
reported quarterly holdings change (2025-12-31 → 2026-03-31): 0 new, 2 increased, 4 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Short interest (FINRA)
GNW had 7,710,753 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
GNW had 2.04% of its shares outstanding sold short as of the 2026-07-31 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 2.59 days to cover at the same settlement.
- Reported short interest (shares) 7,710,753
- Short interest (% of shares outstanding) 2.04%
- Prior settlement (shares) 8,665,851
- Reported change -11.02%
- Days to cover (reported) 2.59
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Unum Group (UNM)
- Lincoln National (LNC)
- Prudential Financial (PRU)
- MetLife (MET)
- Radian Group (RDN)
- MGIC Investment (MTG)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
Compare GNW vs…
Frequently asked questions
What does GENWORTH FINANCIAL INC (GNW) do?
Genworth Financial is a financial security company focused on long-term care insurance and other life insurance products. It provides long-term care, life insurance, and annuity products to help consumers navigate the financial challenges of aging, in addition to holding a controlling interest in Enact Holdings, which provides private mortgage insurance.
What sector is GENWORTH FINANCIAL INC (GNW) in?
GENWORTH FINANCIAL INC (GNW) is classified in the Financials sector. Its industry is life and health insurance. It trades on NYSE.
Who are GENWORTH FINANCIAL INC's (GNW) competitors?
Notable peers of GENWORTH FINANCIAL INC (GNW) include Unum Group, Lincoln National, Prudential Financial, MetLife and Radian Group. This peer set is informational only — not financial advice.
Has there been recent Congressional stock trading in GNW?
Yes — we hold 2 matched STOCK Act disclosures for GNW from U.S. House Clerk Periodic Transaction Report filings. These are legally-required disclosures (often filed 30–45 days after the trade), may belong to a U.S. House member, their spouse, or a dependent child, and are not an indicator of company performance or investment advice.
Is GENWORTH FINANCIAL INC (GNW) overbought or oversold right now?
GENWORTH FINANCIAL INC (GNW) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 52, in the neutral middle (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on GNW come from?
Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.