Humana (HUM)
Health Care · Managed health insurance and integrated care delivery
Integrated health insurance and care services operator with 15 million medical members, delivering Medicare Advantage, Medicaid, and primary care through its dual Insurance and CenterWell platforms.
What Humana does
Humana is a health insurance and integrated healthcare services company serving approximately 15 million medical members and 4.7 million specialty product members. The company operates two reportable segments: Insurance (offering Medicare Advantage, Medicare stand-alone PDP, Medicaid, individual and employer plans, and pharmacy benefit management) and CenterWell (providing primary care, home solutions, pharmacy solutions, and population health services). Approximately 83% of premiums and services revenue derives from federal government contracts, with 14% specifically from Individual Medicare Advantage contracts. The company operates an integrated care delivery model combining quality care, member engagement, and data analytics.
Themes: ["Medicare Advantage","Managed Medicaid","Integrated care delivery","Population health","Primary care networks","Value-based care","Pharmacy services","Federal healthcare contracting","Health technology","Preventive health"]
Fundamentals
- Price$397.76 as of 2026-07-09 close
- Market cap$47.9B as of 2026-07-10
- 1-year return+68.0% as of 2026-07-09 close
- P/E42.36 as of 2026-07-10
- Net margin+0.8% as of 2026-07-10
- ROE+6.2% as of 2026-07-10
- Debt / equity0.75 as of 2026-07-10
- Revenue growth (YoY)+14.1% as of 2026-07-10
- Revenue CAGR (3y)+11.8% SEC XBRL
- Beta0.75 as of 2026-07-10
Dividend: yield +0.9%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Heavy federal government revenue concentration: 83% of total premiums and services revenue derived from federal government contracts, creating regulatory and policy risk","Medicare Advantage reimbursement risk: 14% of total revenue from Individual Medicare Advantage contracts in Florida exposes company to CMS rate-setting and policy changes","Rising medical benefits costs: Benefits expenses increased significantly from $26.5 billion to $33.7 billion (Q1 2025 vs Q1 2026), reflecting inflationary pressure on medical costs"]
Competitors & peers
- UnitedHealth Group (UNH)
- Anthem (ANTM)
- Centene (CNC)
- Cigna (CI)
- Aetna (part of CVS Health)
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.