UnitedHealth Group (UNH)
Health Care · Diversified Healthcare / Health Insurance & Services · NYSE
A diversified healthcare giant combining health insurance, pharmacy services, and healthcare data analytics to serve patients, providers, employers and governments across the value chain.
What UnitedHealth Group does
UnitedHealth Group operates two complementary businesses: Optum and UnitedHealthcare. Optum is an information and technology-enabled health services business providing clinical care, data analytics, pharmacy services, and managed care solutions across UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx segments. UnitedHealthcare offers a full range of health benefits including employer/individual coverage, Medicare Advantage, and Medicaid plans. Together, they serve patients, consumers, care providers, employers, businesses, communities and governments, leveraging clinical expertise, technology and data to address healthcare challenges in access, affordability, outcomes and experience.
Themes: ["health insurance","integrated healthcare delivery","pharmacy benefit management","Medicare Advantage","Medicaid","healthcare data analytics","employer health benefits","population health","value-based care","healthcare technology"]
Fundamentals
- Price$425.60 as of 2026-07-08 close
- Market cap$387.9B as of 2026-07-09
- 1-year return+38.3% as of 2026-07-08 close
- P/E32.20 as of 2026-07-09
- Net margin+2.7% as of 2026-07-09
- ROE+12.4% as of 2026-07-09
- Debt / equity0.75 as of 2026-07-09
- Revenue growth (YoY)+9.7% as of 2026-07-09
- Revenue CAGR (3y)+11.4% SEC XBRL
- Beta0.63 as of 2026-07-09
Dividend: yield +2.2%; 1-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Medical costs payable represent a significant liability ($39.7B as of Q1 2026) and are subject to actuarial estimates that may prove inadequate if health care utilization and costs exceed expectations","Regulatory risks from government healthcare programs (Medicare, Medicaid) which comprise significant portions of revenue and are subject to rate changes and policy shifts","Goodwill and intangible assets ($110.5B goodwill, $20.1B intangibles) expose the company to impairment risk if business performance or market conditions deteriorate"]
Competitors & peers
Fundamentals: Finnhub, as of 2026-07-09. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.