LANDMARK BANCORP INC (LARK)
Financials · Community Banking · NASDAQ
Community bank delivering traditional lending and deposit services with a net interest margin of 3.86% and 59% YoY revenue growth.
What LANDMARK BANCORP INC does
Landmark Bancorp Inc is a community bank holding company that operates as a bank providing traditional banking services including deposit-taking, lending, and investment management. The company earns primary revenue from interest income on loans and investment securities, supplemented by service fees, gains on loan sales, and bank-owned life insurance. As of March 2026, the company manages approximately $1.6 billion in total assets.
Themes: ["Community banking","Net interest income / lending","Deposit management","Mortgage servicing"]
Fundamentals
- Price$30.13 as of 2026-07-09 close
- Market cap$186M as of 2026-07-10
- 1-year return+14.8% as of 2026-07-09 close
- P/E9.71 as of 2026-07-10
- Net margin+18.6% as of 2026-07-10
- ROE+12.2% as of 2026-07-10
- Debt / equity0.15 as of 2026-07-10
- Revenue growth (YoY)+59.7% as of 2026-07-10
- Beta0.39 as of 2026-07-10
Dividend: yield +2.8%; 3-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Interest rate risk: fluctuations in rates directly impact net interest margin and the value of securities available-for-sale, with $2.9B other comprehensive loss from mark-to-market changes in Q1 2026","Credit risk: provision for credit losses increased to $570K in Q1 2026 (vs. $0 in prior year Q1), indicating deteriorating asset quality or reserve buildup needs","Deposit competition and funding pressure: money market and checking deposits declined from $650.9M to $589.4M quarter-over-quarter, reflecting competitive deposit environment"]
Competitors & peers
- First National Bank (regional/community competitor)
- Guaranty Bancorp
- Investors Bancorp
- First Midwest Bancorp
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.