MBIA INC (MBI)
Financials · Financial guarantee insurance · NYSE
MBIA insures public finance and municipal bond obligations against credit losses, positioning itself as a backstop for state and local government debt.
What MBIA INC does
MBIA Inc. is a financial guarantee insurance company that insures public finance obligations issued by state, local and territorial governments and other public service providers. Through its subsidiary National Public Finance Guarantee Corporation, MBIA issues financial guarantee insurance policies protecting investors in municipal bonds and other public finance securities against credit losses. The company manages significant loss reserves for insured obligations and maintains reinsurance arrangements to manage portfolio risk.
Themes: ["Financial guarantee insurance","Public finance / municipal bonds","Credit risk mitigation"]
Fundamentals
- Price$6.41 as of 2026-07-09 close
- Market cap$328M as of 2026-07-10
- 1-year return+45.7% as of 2026-07-09 close
- Net margin-172.2% as of 2026-07-10
- ROE-185.1% as of 2026-07-10
- Debt / equity25.71 as of 2026-07-10
- Revenue growth (YoY)+109.3% as of 2026-07-10
- Revenue CAGR (3y)-19.6% SEC XBRL
- Beta1.36 as of 2026-07-10
Dividend: 1-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Increased credit losses on insured public finance obligations issued by fiscally stressed state, local, and territorial governments could exceed loss reserve estimates","Inadequate liquidity at MBIA Insurance Corporation or National to timely pay claims could trigger regulatory rehabilitation or liquidation proceedings by NYSDFS","Disruption in capital market access and global credit market fluctuations affecting collateral posting requirements and liquidity"]
Competitors & peers
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.