OPENLANE INC (OPLN)
Industrials · Automotive Remarketing & Financing · NYSE
A leading digital marketplace for wholesale used vehicle auctions and financing services.
What OPENLANE INC does
OPENLANE, Inc. is a digital marketplace operator for wholesale used vehicle auctions, connecting automotive dealers with buyers and sellers. The company provides a comprehensive platform that facilitates vehicle transactions, digital remarketing services, and vehicle financing solutions.
Themes: used car market, digital auction marketplace, auto finance, vehicle remarketing
Fundamentals
- Price$33.40 as of 2026-08-21 close
- Market cap$4.1B as of 2026-08-21
- 1-year return+18.5% 2025-08-21 close $28.18 → 2026-08-21 close $33.40
- P/E21.69 as of 2026-08-24
- Net margin+9.7% as of 2026-08-24
- Gross margin+45.9% as of 2026-08-24
- ROE+12.0% as of 2026-08-24
- Debt / equity1.54 as of 2026-08-24
- Revenue growth (YoY)+10.3% as of 2026-08-24
- Revenue CAGR (3y)+8.2% SEC XBRL
- Beta1.29 as of 2026-08-24
- Last reported earnings2026-08-04 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +0.5%; pays a dividend.
How OPLN compares in its sector
- price-to-earnings ratiomiddle range 357 covered Industrials peers, as of 2026-08-24
- net profit marginmiddle range 457 covered Industrials peers, as of 2026-08-24
- operating marginmiddle range 457 covered Industrials peers, as of 2026-08-24
- gross margintop 25% 455 covered Industrials peers, as of 2026-08-24
- return on equitymiddle range 460 covered Industrials peers, as of 2026-08-24
- 3-year revenue CAGRmiddle range 426 covered Industrials peers
- indicated dividend yieldbottom 25% 267 covered Industrials peers, as of 2026-08-24
- free cash flow (absolute dollars, latest fiscal year)middle range 414 covered Industrials peers, as of FY2025
Position among covered Industrials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Top 10 scores & list membership
OPLN is not currently in any published Top 10 list. Its scores are below.
Long-term score
47.4 #597 of 987 scored · #106 of 197 in Industrials
Valuation 68th (price to earnings 21.7, price to book 2) and growth 65th (3-year revenue CAGR 8.2%, revenue growth year over year 10.3%); weakest is capital return (2nd, consecutive years of dividend increases 0 years).
Short-term score
38.9 #1440 of 1,704 scored · #224 of 283 in Industrials
Volume and participation 53rd: trading volume is about normal versus its 30-day average; catalysts 51st: open-market insider buys in 90 days 12, the analyst consensus rating is unchanged since the prior reading; weakest is trend 28th: a strong downtrend, with sellers in control.
Scores as of 21 Aug 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 2.
Dividend coverage
Not assessed — last reported dividend predates the accounts. The most recent fiscal year in which OPLN reported a dividend payment is FY2020, while its reported financial statements run through FY2025. Coverage is therefore not assessed for the latest year — an FY2020 ratio would not describe OPLN today.
Coverage is derived from reported SEC EDGAR XBRL figures, comparing dividends paid against net income and free cash flow for the SAME fiscal year. It is not shown here because the latest fiscal year with a reported dividend payment (FY2020) is older than the latest year of reported financial statements (FY2025), so any ratio would describe an out-of-date year. Informational only — not financial advice.
How OPENLANE INC looks technically
OPENLANE INC (OPLN) is trading 3.9% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 440 trading days ago — a "golden cross", a bullish long-term signal. A strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 31, with sellers in control. Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 31, neither overbought (above 70) nor oversold (below 30). It just made a new 20-day low, its first since 2026-05-04, breaking below its recent trading range. It is 22.1% below its highest point of the past year.
Trend
7
| Distance from the 200-day | it is trading 3.9% above its 200-day average, the long-term trend line — a longer-term uptrend | +3.9% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $38.69 | $38.69 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $32.14 | $32.14 |
| Swing structure | its recent peaks and dips disagree — one of them is rising while the other is not, so there is no clean up or down pattern in the swings | mixed — one of the two is not confirming |
| Last swing turn | its last significant turn was a swing high 16 calendar days ago — the swings before that are what the structure reading is measured on | 16 sessions |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 440 trading days ago — a "golden cross", a bullish long-term signal | 440 sessions |
| Trend strength (14-day ADX) | a strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 31, with sellers in control | 31.1 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 31, neither overbought (above 70) nor oversold (below 30) | 31.1 |
|---|---|---|
| Position in its 14-day range | it is trading right at the bottom of its 14-day range ($33.11 to $42.69) — its "stochastic" reading is 3 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been slipping within that range over the last few sessions. | 3.0 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, is in negative territory (momentum leaning bearish) | 32 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $42.90 | $42.90 |
|---|---|---|
| From the 52-week high | it is 22.1% below its 52-week high (its highest price of the past year) | -22.1% |
| Above the 52-week low | it is 37.3% above its 52-week low (its lowest price of the past year) | +37.3% |
| Below the 52-week high | it is 22.1% below its highest point of the past year | 22.1% |
| Since a 20-day breakout | it just made a new 20-day low, its first since 2026-05-04, breaking below its recent trading range | 1 session |
| Since a 55-day breakout | it just made a new 55-day low, its first since 2026-05-04, breaking below its recent trading range | 1 session |
| All-time high | its highest closing price on record is $42.90 (set on 2026-06-26) | $42.90 |
| Given back of the 52-week move | over the past year its closes ranged ($24.49 to $42.90), and it has given back around half of its rise from last year’s low — 52% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $30.93 to $31.52. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 51.6% |
| From the all-time high | it is 22.1% below its all-time high | -22.1% |
| Nearest price level | it is trading 5.5% above a support level at $31.55 — a price it turned at twice since 2026-01-06, most recently on 2026-01-15. Since 2024-08-21 it has 15 such levels below the current price and 2 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | -5.5% |
| All-time low | its lowest closing price on record is $4.13 (set on 2011-10-04) | $4.13 |
| Above the all-time low | it is 708.1% above its all-time low | +708.1% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are unusually wide versus its own recent history (wider than about 94% of the past ~6 months) | 94th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $1.39 between its high and its low — about 4.2% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $1.39 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $32.16 and $42.41 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $32.16 – $37.28 – $42.41 |
| Typical daily range (% of price) | its price moves about 4.2% in a typical session — about typical for the companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 4.2% |
| Stretch from the 200-day average | it is trading 0.9 daily ranges above its 200-day average price (3.9% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 0.9 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 1.19× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Candlestick patterns
1
| Since a bearish engulfing | today it opened above the previous session's close and finished below that session's open — a "bearish engulfing" pair, where one down day more than undid the up day before it | today |
|---|
Price gaps
3
| Gap at the open | it opened on 2026-08-21 0.7% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | +0.7% |
|---|---|---|
| Open gap | it gapped 3.7% below the previous close 7 sessions ago and has not traded back through the level it left behind at 36.5 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | -3.7% |
| Gap filled | a 6.6% gap up opened on 2026-08-05 has been "filled" 12 sessions ago — price traded back through the level the gap left behind, and it closed again during the very session that opened it | 12 sessions ago |
Price streaks
1
| Closing streak | it has closed lower 2 sessions in a row, a -2.96% move over the run — an unbroken run of down days, which describes what has already happened and says nothing about the next session | 2 sessions down |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 18.3 percentage points (the stock lost 16.0% while the market gained 2.3%) | -18.4% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock lagged the market by 7.8 percentage points (the stock lost 4.7% while the market gained 3.1%) | -7.8% |
| vs market, 6 months | over the past 6 months this stock beat the market by 5.6 percentage points (the stock gained 16.7% while the market gained 11.1%) | +5.6% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 2.0 percentage points (the stock gained 18.5% while the market gained 20.5%) | -2.0% |
Signal agreement
2
| Bullish technical signals | 4 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, outperforming the market over 6 months, near the bottom of its 14-day range (oversold) — these describe past price behaviour, not a forecast | 4 of 9 |
|---|---|---|
| Bearish technical signals | 4 of the 9 technical signals we can compute for it are currently in a bearish state: a strong downtrend, with sellers in control, a fresh 20-day low, MACD momentum is negative, trading below the Ichimoku cloud — these describe past price behaviour, not a forecast | 4 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 9.5% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-15 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is thick, spanning 9.7% of the share price, which is taken to mean a barrier that has held for a while and takes effort to cross. | -9.5% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 1% below the average price paid so far this year, so the typical buyer over that stretch is under water. That average is $33.89 — a volume-weighted average of daily closes over 159 sessions, not a true tick-by-tick VWAP. | -1.4% |
|---|---|---|
| Vs the average paid since it last reported | the price is 6% below the average price paid since it last reported on 2026-08-04 (its 10-Q), so the typical buyer over that stretch is under water. That average is $35.56 — a volume-weighted average of daily closes over 14 sessions, not a true tick-by-tick VWAP. | -6.1% |
Price levels it has turned at before
OPLN last closed at $33.40 on 2026-08-21. Since 2024-08-21 it has turned at 15 prices below its last close and 2 above; the 3 nearest below and the 2 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $31.55 | Support | 5.5% below the last close | turned there twice · 2026-01-06 to 2026-01-15 |
| $30.86 | Support | 7.6% below the last close | turned there twice · 2025-09-10 to 2026-04-24 |
| $29.16 | Support | 12.7% below the last close | turned there six times · 2025-08-07 to 2026-03-04 |
| $38.61 | Resistance | 15.6% above the last close | turned there three times · 2026-05-11 to 2026-07-20 |
| $42.80 | Resistance | 28.1% above the last close | turned there twice · 2026-06-26 to 2026-08-05 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
No Elliott-wave labelling currently fits its swings: the recent highs and lows do not satisfy the three rules a five-wave count has to obey, so there is no count to show rather than a count we are unsure about.
Read from daily closes as of 2026-08-21.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · Pulled back from the 12-month high · Broke down to a new 20-day low · beating the market · Printed a bearish engulfing pair · At the bottom of its 14-day range (stochastic below 20) | Learn: moving average · golden cross · adx · rsi · breakout · fifty two week high low
Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingBuy (1.89 mean, 1=Strong Buy…5=Strong Sell) — 9 analysts
- Mean price target$46.22 range $43.00 – $52.00; median $45.00
Analyst estimates, as of 2026-08-23. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for OPLN
- Consensus EPS estimate$0.3751 next reporting period, as of 2026-08-23
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["exposure to credit risk related to finance receivables","dependence on auction volumes and used vehicle market conditions","risks associated with obligations collateralized by finance receivables"]
What changed in the latest 10-Q
AI-assisted comparison of OPLN's 10-Q filed 2026-05-05 against the prior one filed 2025-11-05.
Management's Discussion & Analysis (MD&A)
- Added:
- Added reference to 'our use of artificial intelligence technologies' in forward-looking statements (2026-05-05 filing)
- Added specific mention of 'conflict with Iran' as a geopolitical factor impacting automotive demand (2026-05-05 filing)
- Added transaction volume metric: 'approximately 1.5 million vehicle transactions with a gross merchandise value ("GMV") of $28.8 billion in 2025' (2026-05-05 filing)
- Added GMV definition: 'represents the total dollar value of vehicles sold through our marketplaces and serves as an indicator of the health and scale of our digital platforms' (2026-05-05 filing)
- Added language describing new lease maturity expectations: 'with much of that volume expected to flow through OPENLANE first' (2026-05-05 filing)
- Added descriptor 'SaaS-based' to characterize private label remarking solutions in Marketplace segment (2026-05-05 filing)
- Removed:
- Removed reference to 'unprecedented market conditions' and 'global automotive production challenges' description (2025-11-05 filing had this; 2026-05-05 filing replaced with more specific 2020-2023 timeframe)
- Removed language 'significant fluctuations in used vehicle values and declines in vehicle volumes in the wholesale market' (2025-11-05 filing)
- Removed phrase 'has become a source of uncertainty' regarding tariff environment; replaced with 'is another source of uncertainty' (2026-05-05 filing)
- Removed 'to create a leading digital marketplace' language from Overview opening (2025-11-05 filing)
- Removed description of Marketplace segment as offering solutions 'to offer vehicles digitally' (2025-11-05 filing used this; 2026-05-05 uses 'to digitally offer vehicles')
- Removed reference to AFC providing 'lien holder payoffs' spelling and changed to 'lienholder payoffs' (style/spelling change)
- Removed phrase 'These services are provided through AFC's digital servicing network as well as its physical locations throughout North America' (2025-11-05 filing)
- Removed text about tariffs and trade disputes impacting off-lease vehicle availability from Industry Trends section (2025-11-05 filing)
- Reworded:
- Changed '10-K for the year ended December 31, 2024, filed on February 20, 2025' to '10-K for the year ended December 31, 2025, filed on February 18, 2026' (updated fiscal year and filing date references)
- Changed 'In recent years, the automotive industry has experienced unprecedented market conditions' to 'The supply chain issues and market conditions the automotive industry experienced in 2020-2023' (more specific time frame and less dramatic language)
- Changed opening of Overview from 'OPENLANE connects the leading...' to 'OPENLANE is a leading digital marketplace for wholesale used vehicles operating in the United States, Canada and Europe' (repositioned company description)
- Reordered sellers list: changed 'commercial fleet operators, financial institutions, rental car companies, new and used vehicle dealers and vehicle manufacturers' to 'new and used vehicle dealers, commercial fleet operators, financial institutions, rental car companies, and vehicle manufacturers' (reordered sequence)
- Changed 'has become a source of uncertainty' to 'is another source of uncertainty' regarding tariff environment (subtle reframing)
- Expanded Automotive Industry section with new lease maturity expectations language integrated into the main narrative rather than appearing in Industry Trends section (reorganization of content)
- Notes:
- The older filing shows 'kar-20250930.htm' in the URL but is labeled as a 10-Q filing; this appears to be a data inconsistency in the source material
- Text appears truncated at the end of both filings ('Auto' and 'commercial sellers that' respectively), limiting complete comparison of that section
- Some changes may reflect narrative reorganization between sections rather than substantive content changes
Risk Factors
The two filings could not be meaningfully compared for this section.
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
0 open-market purchases and 1 open-market sale by insiders in the last 90 days.
- Last 30 days0 buys · 1 sell ($275M) — 1 selling insider
- Last 90 days0 buys · 1 sell ($275M) — 1 selling insider
- Last 180 days0 buys · 14 sells ($279M) — 5 selling insiders
Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-08-13. As of 2026-08-24.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about OPLN's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
5 institutional 13F filers reported holding OPLN as of 2026-03-31 (quarter-end position, filed within 45 days).
- Distinct 13F filers 5
- Reported shares held 21,300,815
- Reported value $620,918,747
reported quarterly holdings change (2025-12-31 → 2026-03-31): 0 new, 1 increased, 4 decreased, 1 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Short interest (FINRA)
OPLN had 1,865,868 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
OPLN had 1.52% of its shares outstanding sold short as of the 2026-07-31 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 2.3 days to cover at the same settlement.
- Reported short interest (shares) 1,865,868
- Short interest (% of shares outstanding) 1.52%
- Prior settlement (shares) 2,225,518
- Reported change -16.16%
- Days to cover (reported) 2.3
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Copart (CPRT)
- Carvana (CVNA)
- ACV Auctions (ACVA)
- Manheim (Cox Automotive)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
Compare OPLN vs…
Frequently asked questions
What does OPENLANE INC (OPLN) do?
OPENLANE, Inc. is a digital marketplace operator for wholesale used vehicle auctions, connecting automotive dealers with buyers and sellers. The company provides a comprehensive platform that facilitates vehicle transactions, digital remarketing services, and vehicle financing solutions.
What sector is OPENLANE INC (OPLN) in?
OPENLANE INC (OPLN) is classified in the Industrials sector. Its industry is Automotive Remarketing & Financing. It trades on NYSE.
Does OPLN pay a dividend?
Yes — OPENLANE INC (OPLN) pays a dividend, with an indicated yield of about 0.50% (market data, as of 2026-08-24). Informational only — not financial advice.
Who are OPENLANE INC's (OPLN) competitors?
Notable peers of OPENLANE INC (OPLN) include Copart, Carvana, ACV Auctions and Manheim (Cox Automotive). This peer set is informational only — not financial advice.
Is OPENLANE INC (OPLN) overbought or oversold right now?
OPENLANE INC (OPLN) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 31, in the neutral middle (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on OPLN come from?
Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.