PCB BANCORP (PCB)
Financials · Regional commercial banking · NASDAQ
A regional bank holding company serving small and mid-market businesses across multiple states with a portfolio of commercial real estate, C&I, and SBA loans backed by FDIC-insured deposits.
What PCB BANCORP does
PCB Bancorp is a bank holding company for PCB Bank, a California state-chartered commercial bank founded in 2003 that operates 15 full-service branches across California, New York, New Jersey, Texas, and Georgia. The bank primarily serves small and middle-market businesses and individuals through a diversified portfolio of commercial real estate loans, commercial and industrial loans, consumer loans, and deposit products. The company maintains a conservative credit culture with strict underwriting standards and focuses on relationship-based banking in its primary lending areas.
Themes: ["Community banking","Small and mid-market lending","Commercial real estate lending","Deposit products","Regional banking"]
Fundamentals
- Price$28.63 as of 2026-07-09 close
- Market cap$407M as of 2026-07-10
- 1-year return+29.6% as of 2026-07-09 close
- P/E10.08 as of 2026-07-10
- Net margin+33.0% as of 2026-07-10
- ROE+10.4% as of 2026-07-10
- Debt / equity0.00 as of 2026-07-10
- Revenue growth (YoY)+55.5% as of 2026-07-10
- Revenue CAGR (3y)+3.1% SEC XBRL
- Beta0.48 as of 2026-07-10
Dividend: yield +3.1%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Credit risk exposure to small and mid-market borrowers in concentrated geographic markets (California, New York, New Jersey, Texas, Georgia)","Interest rate risk and net interest margin compression from changes in deposit and borrowing costs relative to loan yields","Concentration risk from single borrower lending limits and potential real estate market downturns affecting loan portfolio quality"]
Competitors & peers
- Umpqua Holdings Corporation (UMPQ)
- Cathay General Bancorp (CATY)
- Western Alliance Bancorporation (WAL)
- Banner Corporation (BANR)
- Glacier Bancorp (GLAC)
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.