PEOPLES FINANCIAL SERVICES CORP (PFIS)
Financials · Regional community banking · NASDAQ
A Pennsylvania-based community bank operating 40 full-service offices across the Mid-Atlantic region, focused on commercial, construction, and equipment finance lending.
What PEOPLES FINANCIAL SERVICES CORP does
Peoples Financial Services Corp is a regional community bank holding company operating 40 full-service banking offices across Pennsylvania (in Allegheny, Bucks, Lackawanna, Lancaster, Lebanon, Lehigh, Luzerne, Monroe, Montgomery, Northampton, Susquehanna and Wyoming Counties), New Jersey (Middlesex County), and New York (Broome County). The company provides traditional community banking services including lending activities in commercial and industrial, construction, commercial real estate, and equipment finance segments, along with deposit products and treasury services to individual and business customers.
Themes: ["Regional community banking","Mid-Atlantic banking","Commercial lending","Construction finance","Equipment finance"]
Fundamentals
- Price$65.85 as of 2026-07-09 close
- Market cap$653M as of 2026-07-10
- 1-year return+24.5% as of 2026-07-09 close
- P/E11.09 as of 2026-07-10
- Net margin+31.9% as of 2026-07-10
- ROE+11.5% as of 2026-07-10
- Debt / equity0.17 as of 2026-07-10
- Revenue growth (YoY)+36.8% as of 2026-07-10
- Beta0.73 as of 2026-07-10
Dividend: yield +3.8%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Interest rate risk and exposure to changes in interest rates affecting investment portfolio values and lending margins","Credit risk concentration in commercial and industrial, construction, commercial real estate, and equipment finance loan portfolios, requiring maintenance of adequate allowance for credit losses","Cybersecurity threats and information technology failures, with exposure to cyber incidents and data breaches affecting customer data and operations"]
Competitors & peers
- M&T Bank
- Fulton Financial Group
- ESB Financial Corporation
- Flushing Bank
- Pathward Financial
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.