PRIORITY TECHNOLOGY HOLDINGS INC (PRTH)
Financials · Payments processing and embedded fintech · NASDAQ
A fintech-powered merchant acquirer and embedded finance platform that consolidates payments (acquiring and issuing), payables automation, and treasury management for SMBs and enterprises.
What PRIORITY TECHNOLOGY HOLDINGS INC does
Priority Technology Holdings is a payments and banking fintech platform that provides merchant acquiring, payables automation, and treasury management solutions to approximately 1.8 million customer accounts processing roughly $150 billion in annual transaction volume. The company operates through three segments: Merchant Solutions (full-service acquiring and payment-enabled solutions for B2C transactions), Payables (AP automation and working capital solutions), and Treasury Solutions (embedded finance and Banking-as-a-Service offerings). Priority's proprietary commerce engine, delivered via APIs and proprietary applications, is designed to help customers collect, store, lend, and send money across their financial lifecycle while optimizing cash flow and working capital.
Themes: ["Merchant acquiring / payments processing","Payables automation / bill payment","Treasury management / working capital","Embedded finance / Banking-as-a-Service","Fintech / payments infrastructure","SMB and enterprise software platforms","Cash flow optimization"]
Fundamentals
- Price$7.08 as of 2026-07-09 close
- Market cap$583M as of 2026-07-10
- 1-year return-14.0% as of 2026-07-09 close
- P/E10.20 as of 2026-07-10
- Net margin+5.8% as of 2026-07-10
- Gross margin+39.5% as of 2026-07-10
- ROE+3.4% as of 2026-07-10
- Debt / equity6.13 as of 2026-07-10
- Revenue growth (YoY)+8.8% as of 2026-07-10
- Revenue CAGR (3y)+12.8% SEC XBRL
- Beta1.60 as of 2026-07-10
Dividend: does not currently pay a dividend.
Key risks (from latest filing)
["High leverage and debt burden ($1.05 billion long-term debt) with stockholders' deficit of $81.8 million, creating refinancing and financial flexibility risks.","Competitive pressure from larger, better-capitalized payment processors (Global Payments, FIS, Fiserv) and high-growth fintech platforms (Square, Stripe, Bill.com) that may undercut pricing or capture market share.","Regulatory and compliance exposure including money transmission licensing, payment processing regulations, and embedded finance oversight across multiple jurisdictions."]
Competitors & peers
- Global Payments (GPN)
- Worldpay (part of FIS)
- FIS (Fidelity National Information Services)
- Fiserv
- Square (SQ)
- Stripe
- Bill.com
- Rippling
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.