SERVISFIRST BANCSHARES INC (SFBS)
Financials · Regional Banks · NYSE
A regional bank holding company focused on providing commercial and consumer banking services to small and medium-sized businesses and individuals.
What SERVISFIRST BANCSHARES INC does
ServisFirst Bancshares is a bank holding company that operates primarily through its subsidiary, ServisFirst Bank. The company provides a range of commercial and personal banking services, including deposit accounts, commercial loans, mortgage banking, and credit card services. It focuses on serving small to medium-sized businesses, professional firms, and individuals.
Themes: commercial banking, lending, deposit services, mortgage banking
Fundamentals
- Price$38.60 as of 2026-10-08 close
- Market cap$2.1B as of 2026-08-04 (share count; price 2026-10-08)
- 1-year return-4.8% 2025-10-08 close $40.54 → 2026-10-08 close $38.60
- P/E6.58 as of 2026-10-08
- ROE+15.0% FY2025, SEC XBRL
- Debt / equity0.82 as of 2026-09-02
- Beta1.02 as of 2026-09-02
- Last reported earnings2026-07-20 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +3.7%; at least 10 years of non-decreasing per-share dividends (SEC XBRL) — we do not hold the year before it, so the real streak may be longer.
How SFBS compares in its sector
- price-to-earnings ratiobottom 10% 513 covered Financials peers, as of 2026-10-08
- return on equitytop 25% 559 covered Financials peers, as of 2026-09-02
- indicated dividend yieldtop 25% 468 covered Financials peers, as of 2026-09-02
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Dividend coverage (FY2025)
Covered by reported results. In FY2025, SFBS's dividend was covered by reported results (earnings payout 26%, operating-cash-flow payout 21%). This describes past coverage, not a forecast.
- Earnings payout26% dividends / net income
- Operating-cash-flow payout21% dividends / operating cash flow — capital spending was not reported, so this does not subtract it
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How SERVISFIRST BANCSHARES INC looks technically
SERVISFIRST BANCSHARES INC (SFBS) is trading 4.8% below its 200-day average, the long-term trend line — a long-term downtrend. Its 50-day average crossed above its 200-day average about 81 trading days ago — a "golden cross", a bullish long-term signal. A strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 37, with sellers in control. Momentum is beaten down — its 14-day RSI (a 0–100 momentum gauge) is 30, in oversold territory (below 30). It made a new 20-day low about 2 trading days ago. It is 16.2% below its highest point of the past year.
Trend
7
| Distance from the 200-day | it is trading 4.8% below its 200-day average, the long-term trend line — a long-term downtrend | -4.8% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $42.62 | $42.62 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $40.55 | $40.55 |
| Swing structure | its recent peaks and dips disagree — one of them is rising while the other is not, so there is no clean up or down pattern in the swings | mixed — one of the two is not confirming |
| Last swing turn | its last significant turn was a swing low 22 calendar days ago — the swings before that are what the structure reading is measured on | 22 sessions |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 81 trading days ago — a "golden cross", a bullish long-term signal | 81 sessions |
| Trend strength (14-day ADX) | a strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 37, with sellers in control | 36.6 |
Momentum
3
| 14-day RSI | momentum is beaten down — its 14-day RSI (a 0–100 momentum gauge) is 30, in oversold territory (below 30) | 29.9 |
|---|---|---|
| Position in its 14-day range | it is trading near the bottom of its 14-day range ($37.79 to $42.33) — its "stochastic" reading is 18 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 17.8 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, is in negative territory (momentum leaning bearish) | 45 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $46.04 | $46.04 |
|---|---|---|
| From the 52-week high | it is 16.2% below its 52-week high (its highest price of the past year) | -16.2% |
| Above the 52-week low | it is 14.9% above its 52-week low (its lowest price of the past year) | +14.9% |
| Below the 52-week high | it is 16.2% below its highest point of the past year | 16.2% |
| Since a 20-day breakout | it made a new 20-day low about 2 trading days ago | 2 sessions |
| Since a 55-day breakout | it made a new 55-day low about 2 trading days ago | 2 sessions |
| All-time high | its highest closing price on record is $50.69 (set on 2024-11-25) | $50.69 |
| Given back of the 52-week move | over the past year its closes ranged ($33.88 to $45.77), and it has given back a bit over half of its rise from last year’s low — 60% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $38.04 to $38.42. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 60.3% |
| From the all-time high | it is 23.8% below its all-time high | -23.8% |
| Nearest price level | it is sitting right on a resistance level at $38.68 — a price it turned at four times since 2025-06-10, most recently on 2026-04-30. Since 2024-10-08 it has 4 such levels below the current price and 9 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | +0.2% |
| All-time low | its lowest closing price on record is $6.19 (set on 2015-08-24) | $6.19 |
| Above the all-time low | it is 523.3% above its all-time low | +523.3% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are wider than usual versus its own recent 6-month history (wider than about 79% of it) | 79th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.982 between its high and its low — about 2.5% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.982 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $38.24 and $43.14 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $38.24 – $40.69 – $43.14 |
| Typical daily range (% of price) | its price moves about 2.5% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 2.5% |
| Stretch from the 200-day average | it is trading 2.0 daily ranges below its 200-day average price (4.8% below it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 2.0 daily ranges below its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 0.81× |
|---|
Analyst
2
| Change in the average price target | analysts have cut their average price target by 0.7% since the prior reading | -0.7% |
|---|---|---|
| Change in the consensus rating | not available for this company yet | n/a |
Candlestick patterns
2
| Since a doji | 1 session ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | 1 session ago |
|---|---|---|
| Since a hammer | 5 sessions ago, after a stretch of decline, it sold off hard during the session and then closed back near its high — a "hammer", the long lower wick showing the drop was bought back before the close | 5 sessions ago |
Price gaps
2
| Gap at the open | it opened on 2026-10-08 0.2% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | +0.2% |
|---|---|---|
| Gap filled | a 2.9% gap up opened on 2026-07-21 has been "filled" 55 sessions ago — price traded back through the level the gap left behind, and it took 1 session to close | 55 sessions ago |
Price streaks
1
| Closing streak | it closed higher in its latest session, after a session that did not close higher — a single up day rather than a run | 1 session up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 10.6 percentage points (the stock lost 9.6% while the market gained 1.0%) | -10.6% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock lagged the market by 11.9 percentage points (the stock lost 8.1% while the market gained 3.8%) | -11.9% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 13.0 percentage points (the stock gained 4.5% while the market gained 17.5%) | -13.0% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 19.8 percentage points (the stock lost 4.8% while the market gained 15.0%) | -19.8% |
Signal agreement
2
| Bullish technical signals | 3 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, its RSI momentum gauge is oversold (a beaten-down reading), near the bottom of its 14-day range (oversold) — these describe past price behaviour, not a forecast | 3 of 9 |
|---|---|---|
| Bearish technical signals | 6 of the 9 technical signals we can compute for it are currently in a bearish state: trading below its 200-day average, a fresh 20-day low, MACD momentum is negative, a strong downtrend, with sellers in control, lagging the market over 6 months, trading below the Ichimoku cloud — these describe past price behaviour, not a forecast | 6 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 10% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-01 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is thin, spanning 0.5% of the share price, which is taken to mean a barrier that gives way easily. | -10.3% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 5% below the average price paid so far this year, so the typical buyer over that stretch is under water. That average is $40.72 — a volume-weighted average of daily closes over 191 sessions, not a true tick-by-tick VWAP. | -5.2% |
|---|---|---|
| Vs the average paid since it last reported | the price is 9% below the average price paid since it last reported on 2026-07-20 (its 8-K), so the typical buyer over that stretch is under water. That average is $42.28 — a volume-weighted average of daily closes over 58 sessions, not a true tick-by-tick VWAP. | -8.7% |
Price levels it has turned at before
SFBS last closed at $38.60 on 2026-10-08. Since 2024-10-08 it has turned at 4 prices below its last close and 9 above; the 3 nearest below and the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $38.68 | Resistance | 0.2% above the last close | turned there four times · 2025-06-10 to 2026-04-30 |
| $37.64 | Support | 2.5% below the last close | turned there five times · 2025-08-01 to 2026-06-03 |
| $39.99 | Resistance | 3.6% above the last close | turned there 9 times · 2025-01-10 to 2026-09-16 |
| $36.64 | Support | 5.1% below the last close | turned there three times · 2025-04-23 to 2025-11-25 |
| $41.06 | Resistance | 6.4% above the last close | turned there five times · 2024-10-25 to 2026-09-01 |
| $35.67 | Support | 7.6% below the last close | turned there six times · 2025-05-23 to 2026-03-31 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
No Elliott-wave labelling currently fits its swings: the recent highs and lows do not satisfy the three rules a five-wave count has to obey, so there is no count to show rather than a count we are unsure about.
Read from daily closes as of 2026-10-08.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading below the 200-day moving average · Oversold (14-day RSI below 30) · Broke down to a new 20-day low · lagging the market · At the bottom of its 14-day range (stochastic below 20) · Near the golden pocket (has given back about two thirds of its 52-week move) | Learn: moving average · golden cross · adx · rsi · breakout · fifty two week high low
Based on daily closing prices as of 2026-10-08. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingStrong Buy (1.33 mean, 1=Strong Buy…5=Strong Sell) — 3 analysts
- Mean price target$48.00 range $46.00 – $50.00
Analyst estimates, as of 2026-10-05. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for SFBS
- Consensus EPS estimate$0.825 next reporting period, as of 2026-10-05
- Estimate change, 30 days+$0.00833 (+1.0%) from $0.8167, on 2026-08-31, 35-day window
- Readings revised upward13% of 8 comparable readings
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Interest rate fluctuations impacting net interest margins and asset valuations","Credit risk associated with the loan portfolio","Regulatory compliance and economic conditions affecting banking operations"]
Insider activity (SEC Form 4)
0 open-market purchases and 1 open-market sale by insiders in the last 90 days, of which we have read Form 4 filings through 2026-10-04. The 5 days since 2026-10-04 have not been checked yet.
- Last 90 days · read to 2026-10-040 buys · 1 sell ($1M) — 1 selling insider
- Last 180 days · read to 2026-10-040 buys · 1 sell ($1M) — 1 selling insider
Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-07-31. Based on Form 4 filings read through 2026-10-04; anything filed since is not yet included.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about SFBS's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
4 institutional 13F filers reported holding SFBS as of 2026-06-30 (quarter-end position, filed within 45 days).
- Distinct 13F filers 4
- Reported shares held 10,604,820
- Reported value $919,968,117
reported quarterly holdings change (2026-03-31 → 2026-06-30): 0 new, 4 increased, 0 decreased, 1 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Ask about SFBS's institutional holders → See what each manager we track holds →
Short interest (FINRA)
SFBS had 5,664,918 shares of reported short interest as of the 2026-09-15 FINRA settlement date (delayed, bi-monthly; not real-time).
SFBS had 10.4% of its shares outstanding sold short as of the 2026-09-15 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 10.14 days to cover at the same settlement.
- Reported short interest (shares) 5,664,918
- Short interest (% of shares outstanding) 10.4%
- Prior settlement (shares) 5,203,487
- Reported change 8.87%
- Days to cover (reported) 10.14
Reported to FINRA as of the 2026-09-15 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Regions Financial (RF)
- Synovus Financial (SNV)
- Renasant Corporation (RNST)
- Cadence Bank (CADE)
- Trustmark Corporation (TRMK)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
Compare SFBS vs…
SERVISFIRST BANCSHARES INC is found in…
Frequently asked questions
What does SERVISFIRST BANCSHARES INC (SFBS) do?
ServisFirst Bancshares is a bank holding company that operates primarily through its subsidiary, ServisFirst Bank. The company provides a range of commercial and personal banking services, including deposit accounts, commercial loans, mortgage banking, and credit card services. It focuses on serving small to medium-sized businesses, professional firms, and individuals.
What sector is SERVISFIRST BANCSHARES INC (SFBS) in?
SERVISFIRST BANCSHARES INC (SFBS) is classified in the Financials sector. Its industry is Regional Banks. It trades on NYSE.
Does SFBS pay a dividend?
Yes — SERVISFIRST BANCSHARES INC (SFBS) pays a dividend, with an indicated yield of about 3.67% and at least 10 years of non-decreasing per-share dividends (SEC EDGAR XBRL) — we do not hold the year before it, so the real streak may be longer (market data, as of 2026-09-02). Informational only — not financial advice.
Who are SERVISFIRST BANCSHARES INC's (SFBS) competitors?
Notable peers of SERVISFIRST BANCSHARES INC (SFBS) include Regions Financial, Synovus Financial, Renasant Corporation, Cadence Bank and Trustmark Corporation. This peer set is informational only — not financial advice.
Is SERVISFIRST BANCSHARES INC (SFBS) overbought or oversold right now?
SERVISFIRST BANCSHARES INC (SFBS) is currently in oversold territory (its 14-day RSI is 30, below 30) (as of 2026-10-08). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on SFBS come from?
Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest; prices are market data, as of 2026-09-02; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.