SERVISFIRST BANCSHARES INC (SFBS)
Financials · Regional commercial banking · NYSE
A regional bank holding company with $17.7 billion in assets operating 33 offices across the Southeast, focused on commercial and consumer lending through a decentralized decision-making model delivering high-touch customer service.
What SERVISFIRST BANCSHARES INC does
ServisFirst Bancshares is a bank holding company headquartered in Birmingham, Alabama, operating 33 full-service banking offices across Alabama, Florida, Georgia, North and South Carolina, Tennessee, and Virginia. Through its wholly-owned subsidiary bank, it originates commercial, consumer, and other loans; accepts deposits; provides electronic banking, treasury, and cash management services; and offers correspondent banking services. As of December 2025, the company had approximately $17.7 billion in total assets, $13.7 billion in loans, and $14.2 billion in deposits.
Themes: ["Commercial banking","Community banking","Digital banking / mobile banking","Regional retail and commercial banking","Decentralized lending model with centralized risk management"]
Fundamentals
- Price$84.95 as of 2026-07-09 close
- Market cap$4.6B as of 2026-07-10
- 1-year return+2.5% as of 2026-07-09 close
- P/E15.49 as of 2026-07-10
- Net margin+50.4% as of 2026-07-10
- ROE+16.3% as of 2026-07-10
- Debt / equity0.83 as of 2026-07-10
- Revenue growth (YoY)+51.5% as of 2026-07-10
- Beta0.87 as of 2026-07-10
Dividend: yield +1.8%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Competition from larger regional and national banks (Regions Financial, Wells Fargo, PNC, Truist, Pinnacle) with greater resources, broader geographic reach, higher lending limits, and stronger advertising capabilities","Interest rate and pricing pressure from competitors in retail and commercial banking markets","Dependence on reputation, personal service, and local decision-making speed to offset competitive disadvantages versus larger institutions"]
Competitors & peers
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.