TIMBERLAND BANCORP INC (TSBK)
Financials · Regional community banking · NASDAQ
A small regional bank operating in the Pacific Northwest with ~$2 billion in assets, generating steady earnings through net interest income on loans and deposits plus retail banking services.
What TIMBERLAND BANCORP INC does
Timberland Bancorp, Inc. is a regional bank holding company that operates through its subsidiary to provide consumer and commercial banking services, including deposits, loans, and wealth management. The bank generates revenue primarily through net interest income on its loan portfolio and deposits, supplemented by non-interest income from service charges, ATM and debit card interchange fees, and loan servicing activities. As of March 31, 2026, the company maintained approximately $2.0 billion in total assets and $1.7 billion in deposits.
Themes: ["Regional community banking","Deposit gathering and retail banking","Loan origination and servicing","Net interest margin management"]
Fundamentals
- Price$43.32 as of 2026-07-09 close
- Market cap$342M as of 2026-07-10
- 1-year return+34.7% as of 2026-07-09 close
- P/E11.07 as of 2026-07-10
- Net margin+34.1% as of 2026-07-10
- ROE+11.7% as of 2026-07-10
- Debt / equity0.00 as of 2026-07-10
- Revenue growth (YoY)+36.7% as of 2026-07-10
- Beta0.30 as of 2026-07-10
Dividend: yield +2.7%; 2-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Interest rate risk: changes in interest rates could reduce net interest margins on loans and deposits if deposit costs rise faster than loan yields","Credit risk: exposure to loan losses if economic conditions deteriorate or borrowers default on commercial and consumer loans","Regulatory and compliance risk: subject to banking regulations, capital requirements, and FDIC insurance obligations that increase operational costs"]
Competitors & peers
- Banner Corporation (BANR)
- Columbia Banking System (COLB)
- Umpqua Holdings Corporation (UMPQ)
- Cascade Bancorp (CABC)
- Cowlitz Bank
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.