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Union Pacific Corporation (UNP)

Industrials · Railroads · NYSE

A leading North American railroad operator connecting the western United States through a massive, essential freight transportation network.

What Union Pacific Corporation does

Union Pacific Corporation is a major railroad operator that transports a diverse mix of freight across a network spanning 23 states in the western two-thirds of the United States. Its operations connect major West Coast and Gulf Coast ports with eastern gateways, while also providing service to Mexico and interchanging with other major North American rail carriers. The company's freight business is categorized by segments including bulk, industrial, and premium goods.

Themes: logistics and transportation, supply chain infrastructure, North American freight movement, bulk commodities, industrial infrastructure

Fundamentals

  • Price$278.20 as of 2026-10-08 close
  • Market cap$165.3B as of 2026-07-17 (share count; price 2026-10-08)
  • 1-year return+19.6% 2025-10-08 close $232.65 → 2026-10-08 close $278.20
  • P/E22.53 as of 2026-10-08
  • Net margin+29.1% FY2025, SEC XBRL
  • ROE+38.7% FY2025, SEC XBRL
  • Debt / equity1.47 as of 2026-09-02
  • Revenue growth (YoY)+4.2% as of 2026-09-02
  • Revenue CAGR (3y)-0.5% SEC XBRL
  • Beta0.57 as of 2026-09-02
  • Last reported earnings2026-07-23 SEC EDGAR Form 8-K (Item 2.02)

Dividend: yield +2.0%; at least 14 years of non-decreasing per-share dividends (SEC XBRL) — a stock split inside this window left the earlier years on a different per-share basis, so the real streak may be longer.

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How UNP compares in its sector

  • price-to-earnings ratiomiddle range 349 covered Industrials peers, as of 2026-10-08
  • net profit margintop 10% 417 covered Industrials peers, as of 2026-09-02
  • operating margintop 10% 392 covered Industrials peers, as of 2026-09-02
  • return on equitytop 10% 432 covered Industrials peers, as of 2026-09-02
  • 3-year revenue CAGRbottom 25% 428 covered Industrials peers
  • indicated dividend yieldmiddle range 271 covered Industrials peers, as of 2026-09-02
  • free cash flow (absolute dollars, latest fiscal year)top 10% 417 covered Industrials peers, as of FY2025

Position among covered Industrials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.

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Top 10 scores & list membership

UNP is not currently in any published Top 10 list. Its scores are below.

Top 10 score

57.8 #318 of 1,379 scored · #37 of 238 in Industrials

  • Profitability93.2
  • Growth23.3
  • Financial health50.8
  • Valuation44.0
  • Capital return79.3
  • Trend61.6

Profitability 93rd (operating margin 40.2%, return on equity 38.7%) and capital return 79th (consecutive years of dividend increases 14 years, net share count bought back over the year 2.1); weakest is growth (23rd, 3-year revenue CAGR -0.5%, revenue growth year over year 4.2%).

Scores as of 8 Oct 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 4.

Dividend coverage (FY2025)

Covered by reported results. In FY2025, UNP's dividend was covered by reported results (earnings payout 45%, free-cash-flow payout 59%). This describes past coverage, not a forecast.

  • Earnings payout45% dividends / net income
  • Free-cash-flow payout59% dividends / (operating cash flow − capex)

Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.

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How Union Pacific Corporation looks technically

Union Pacific Corporation (UNP) is trading 4.9% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 205 trading days ago — a "golden cross", a bullish long-term signal. A strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 28, with sellers in control. Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 46, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bullish about 5 trading days ago (its momentum flipped positive). It made a new 20-day low about 14 trading days ago.

Trend

8
Distance from the 200-dayit is trading 4.9% above its 200-day average, the long-term trend line — a longer-term uptrend+4.9%
50-day moving averageits average price over the last 50 trading days — a short-term trend line — is $288.82$288.82
200-day moving averageits average price over the last 200 trading days — the long-term trend line — is $265.09$265.09
Swing structureeach recent peak has been lower than the one before it and each dip deeper — the pattern chart-watchers call a downtrend, which describes where price has already been and not where it goes nextlower highs and lower lows
Last swing turnits last significant turn was a swing low 17 calendar days ago — the swings before that are what the structure reading is measured on17 sessions
Wave structureits recent swings can be read as a five-part downward sequence — what Elliott-wave chartists call an impulse — now in the fourth leg, a pullback against that downward direction; the labelling fails if price closes above 284.79. It is one of several labellings that fit, and it describes the swings already printed, not what comes next. The same swings also read as a completed three-part correction.possible downward five-wave sequence, in wave 4 (one of several readings)
Since the 50/200 crossits 50-day average crossed above its 200-day average about 205 trading days ago — a "golden cross", a bullish long-term signal205 sessions
Trend strength (14-day ADX)a strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 28, with sellers in control27.7

Momentum

3
14-day RSImomentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 46, neither overbought (above 70) nor oversold (below 30)46.1
Position in its 14-day rangeit is trading near the top of its 14-day range ($268.26 to $279.20) — its "stochastic" reading is 91 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions.90.9
Since the MACD crossed zeroMACD, a trend-momentum gauge, turned bullish about 5 trading days ago (its momentum flipped positive)5 sessions

Range

12
52-week highits highest closing price over the past year (about 252 trading days) was $315.90$315.90
From the 52-week highit is 11.9% below its 52-week high (its highest price of the past year)-11.9%
Above the 52-week lowit is 29.1% above its 52-week low (its lowest price of the past year)+29.1%
Below the 52-week highit is 11.9% below its highest point of the past year11.9%
Since a 20-day breakoutit made a new 20-day low about 14 trading days ago14 sessions
Since a 55-day breakoutit made a new 55-day low about 14 trading days ago14 sessions
All-time highits highest closing price on record is $315.90 (set on 2026-07-23)$315.90
Given back of the 52-week moveover the past year its closes ranged ($216.37 to $310.62), and it has given back roughly a third of its rise from last year’s low — 34% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $249.36 to $252.37. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast.34.4%
From the all-time highit is 11.9% below its all-time high-11.9%
Nearest price levelit is trading 1.1% above a support level at $275.06 — a price it turned at three times since 2026-04-24, most recently on 2026-06-05. Since 2024-10-08 it has 9 such levels below the current price and 1 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go.-1.1%
All-time lowits lowest closing price on record is $8.56 (set on 2000-03-13)$8.56
Above the all-time lowit is 3149.1% above its all-time low+3,149%

Volatility

5
Band width vs its own 6 monthsday-to-day price swings are narrower than usual versus its own recent 6-month history (tighter than about 89% of it)11th percentile
Typical daily rangein a typical session it travels about $4.75 between its high and its low — about 1.7% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was$4.75
Bollinger bands (20-day, ±2σ)most of its recent trading has stayed between about $268.44 and $285.69 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles$268.44 – $277.07 – $285.69
Typical daily range (% of price)its price moves about 1.7% in a typical session — among the calmest in the catalog. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price1.7%
Stretch from the 200-day averageit is trading 2.8 daily ranges above its 200-day average price (4.9% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale2.8 daily ranges above its 200-day average

Volume

1
Volume vs its 30-day averagetrading volume is about normal versus its 30-day average0.60×

Analyst

2
Change in the average price targetanalysts have cut their average price target by 0.1% since the prior reading-0.1%
Change in the consensus ratingthe analyst consensus rating is unchanged since the prior readingunchanged

Candlestick patterns

2
Since a doji2 sessions ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level2 sessions ago
Since a bearish engulfing6 sessions ago it opened above the previous session's close and finished below that session's open — a "bearish engulfing" pair, where one down day more than undid the up day before it6 sessions ago

Price gaps

2
Gap at the openit opened on 2026-10-08 at essentially the same price it closed at the session before — no meaningful overnight gap+0.1%
Gap filleda 5.9% gap up opened on 2026-07-23 has been "filled" 48 sessions ago — price traded back through the level the gap left behind, and it took 6 sessions to close48 sessions ago

Price streaks

1
Closing streakit closed higher in its latest session, after a session that did not close higher — a single up day rather than a run1 session up

Relative strength

4
vs market, 1 monthover the past 1 month this stock lagged the market by 4.6 percentage points (the stock lost 3.6% while the market gained 1.0%)-4.6%
vs market, 3 monthsover the past 3 months this stock lagged the market by 4.8 percentage points (the stock lost 1.0% while the market gained 3.8%)-4.8%
vs market, 6 monthsover the past 6 months this stock lagged the market by 4.2 percentage points (the stock gained 13.3% while the market gained 17.5%)-4.2%
vs market, 12 monthsover the past 12 months this stock beat the market by 4.6 percentage points (the stock gained 19.6% while the market gained 15.0%)+4.6%

Signal agreement

2
Bullish technical signals3 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, MACD momentum is positive — these describe past price behaviour, not a forecast3 of 9
Bearish technical signals4 of the 9 technical signals we can compute for it are currently in a bearish state: a strong downtrend, with sellers in control, lagging the market over 6 months, near the top of its 14-day range (overbought), trading below the Ichimoku cloud — these describe past price behaviour, not a forecast4 of 9

Trend (Ichimoku cloud)

1
Vs the Ichimoku cloudtrading 2.6% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-01 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is moderate, spanning 5.3% of the share price.-2.6%

Volume-weighted price

2
Vs this year’s average price paidthe price is 5% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $265.56 — a volume-weighted average of daily closes over 190 sessions, not a true tick-by-tick VWAP.+4.8%
Vs the average paid since it last reportedthe price is 4% below the average price paid since it last reported on 2026-07-23 (its 10-Q), so the typical buyer over that stretch is under water. That average is $290.19 — a volume-weighted average of daily closes over 55 sessions, not a true tick-by-tick VWAP.-4.1%

Price levels it has turned at before

UNP last closed at $278.20 on 2026-10-08. Since 2024-10-08 it has turned at 9 prices below its last close and 1 above; the 3 nearest below and the nearest above are listed, nearest first.

LevelSideDistanceEvidence
$275.06Support1.1% below the last closeturned there three times · 2026-04-24 to 2026-06-05
$268.83Support3.4% below the last closeturned there four times · 2026-03-02 to 2026-10-01
$256.90Support7.7% below the last closeturned there three times · 2025-01-27 to 2026-06-22
$315.02Resistance13.2% above the last closeturned there twice · 2026-07-23 to 2026-08-26

A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.

Wave structure

Its recent swings can be read as a five-part downward sequence — what Elliott-wave chartists call an impulse — now in leg 4 of five, a pullback against that direction.

This labelling fails — stops being a possible reading at all — if it closes above $284.79.

This is one of several labellings that fit the same swings, so treat it as a reading rather than the reading. It was chosen from 2 labellings that survived the rules, counting shorter readings of the same bars.

On past moves of this shape the leg has usually ended somewhere between $279.09 and $284.79 — that is where it has tended to end if the count holds, not a forecast of where the price goes.

Alternate reading: The same swings also read as a completed three-part correction, which fails on a close below $268.26.

This reading has stood for 9 trading days, since 2026-09-28.

Read from daily closes as of 2026-10-08.

An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.

Based on daily closing prices as of 2026-10-08. Describes past price behavior only — informational, not financial advice.

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Analyst consensus

  • Consensus ratingBuy (1.72 mean, 1=Strong Buy…5=Strong Sell) — 24 analysts
  • Mean price target$328.92 range $245.00 – $375.00; median $334.00

Analyst estimates, as of 2026-10-06. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.

Analyst EPS estimate for UNP

  • Consensus EPS estimate$3.44 next reporting period, as of 2026-10-06
  • Estimate change, 30 days-$0.006 (-0.2%) from $3.44, on 2026-09-01, 35-day window
  • Readings revised upward13% of 8 comparable readings

The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.

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Key risks (from latest filing)

["Fluctuations in fuel prices and availability","Regulatory, environmental, and legal compliance requirements","Operational and physical risks associated with the maintenance of an extensive rail network"]

See UNP's biggest risks from its latest 10-Q →

What changed in the latest 10-Q

AI-assisted comparison of UNP's 10-Q filed 2026-04-23 against the prior one filed 2025-10-23.

Management's Discussion & Analysis (MD&A)

  • Added:
    • Newer filing (2026-04-23) states international intermodal carloads declined 28% in Q1 2026, compared to older filing (2025-10-23) which reported 17% decline in Q3 2025
    • Newer filing reports freight car velocity increased 9% in Q1 2026; older filing reported 8% increase in Q3 2025
    • Newer filing reports terminal dwell improved 11% in Q1 2026; older filing reported 9% improvement in Q3 2025
    • Newer filing reports train length increased 3% in Q1 2026; older filing reported 2% increase in Q3 2025
    • Newer filing reports workforce productivity improved 7% in Q1 2026; older filing reported 6% in Q3 2025
    • Newer filing reports locomotive productivity improved 6% in Q1 2026; older filing reported 4% in Q3 2025
    • Newer filing states operating ratio improved 0.2 points; older filing reported 1.1 point improvement
    • Newer filing reports fuel surcharge revenues of $608 million in Q1 2026 compared to $565 million in Q1 2025
    • Newer filing mentions sale of portion of revenue-generating assets in late 2025 from technology subsidiary as driver of other subsidiary revenue decrease
    • Newer filing references Note 17 to Condensed Consolidated Financial Statements; older filing references Note 18
  • Removed:
    • Older filing provided nine-month comparisons; newer filing provides only three-month comparison
    • Older filing described other subsidiary revenues as including 'commuter rail operations'; newer filing describes them as 'primarily logistics operations' (commuter operations transferred to Metra)
    • Older filing stated fuel surcharge revenues 'can generally take up to two months' for lag impact; newer filing states 'generally takes up to two months'
    • Older filing detailed year-to-date freight revenue growth of 3% with 3% volume growth; newer filing does not include year-to-date analysis
  • Reworded:
    • Period comparison changed from 'three and nine months ended September 30' in older filing to 'three months ended March 31' in newer filing
    • Newer filing emphasizes 'Building on solid performance levels throughout 2025' versus older filing's focus on third quarter 2025 performance
    • Newer filing states international intermodal carloads 'declined 28%' versus older filing stating they 'declined 17%', indicating a narrative shift about intermodal weakness progression
    • Older filing referenced 'Item 7 of our 2024 Annual Report on Form 10-K' for critical accounting estimates; newer filing references '2025 Annual Report on Form 10-K'
    • Newer filing states operating income 'increased 4%'; older filing reported operating income 'increased 6%'
  • Notes:
    • The two filings cover different reporting periods (Q1 2026 versus Q3 2025), which inherently affects comparability of operational metrics and business conditions
    • The older filing's nine-month data cannot be directly compared to the newer filing's quarterly data
    • Fuel surcharge comparison in newer filing is Q1 2026 versus Q1 2025, while older filing compared Q3 2025 versus Q3 2024, making year-over-year seasonal variations relevant

AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.

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Insider activity (SEC Form 4)

No open-market insider purchases or sales recorded in the last 90 days, of which we have read Form 4 filings through 2026-10-04. The 5 days since 2026-10-04 have not been checked yet.

  • Last 180 days · read to 2026-10-040 buys · 4 sells ($9M) — 3 selling insiders

Most recent open-market transaction: 2026-06-03. Based on Form 4 filings read through 2026-10-04; anything filed since is not yet included.

View full insider trading history → View SEC Form 3/4/5 filings

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Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.

U.S. House trading disclosures

U.S. House members publicly disclose their own, their spouse's, and dependent children's stock transactions under the STOCK Act. We hold 25 matched disclosures for UNP from U.S. House Clerk Periodic Transaction Report filings.

U.S. House trading disclosures →

Institutional ownership (13F)

7 institutional 13F filers reported holding UNP as of 2026-06-30 (quarter-end position, filed within 45 days).

  • Distinct 13F filers 7
  • Reported shares held 86,145,277
  • Reported value $23,431,515,595

reported quarterly holdings change (2026-03-31 → 2026-06-30): 1 new, 5 increased, 1 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".

Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.

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Short interest (FINRA)

UNP had 27,430,602 shares of reported short interest as of the 2026-09-15 FINRA settlement date (delayed, bi-monthly; not real-time).

UNP had 4.62% of its shares outstanding sold short as of the 2026-09-15 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 14.38 days to cover at the same settlement.

  • Reported short interest (shares) 27,430,602
  • Short interest (% of shares outstanding) 4.62%
  • Prior settlement (shares) 27,740,373
  • Reported change -1.12%
  • Days to cover (reported) 14.38

Reported to FINRA as of the 2026-09-15 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.

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Competitors & peers

AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.

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Frequently asked questions

What does Union Pacific Corporation (UNP) do?

Union Pacific Corporation is a major railroad operator that transports a diverse mix of freight across a network spanning 23 states in the western two-thirds of the United States. Its operations connect major West Coast and Gulf Coast ports with eastern gateways, while also providing service to Mexico and interchanging with other major North American rail carriers. The company's freight business is categorized by segments including bulk, industrial, and premium goods.

What sector is Union Pacific Corporation (UNP) in?

Union Pacific Corporation (UNP) is classified in the Industrials sector. Its industry is Railroads. It trades on NYSE.

Does UNP pay a dividend?

Yes — Union Pacific Corporation (UNP) pays a dividend, with an indicated yield of about 2.03% and at least 14 years of non-decreasing per-share dividends (SEC EDGAR XBRL) — a stock split inside this window left the earlier years on a different per-share basis, so the real streak may be longer (market data, as of 2026-09-02). Informational only — not financial advice.

Who are Union Pacific Corporation's (UNP) competitors?

Notable peers of Union Pacific Corporation (UNP) include BNSF Railway (Berkshire Hathaway), BNSF, CSX Corporation, Norfolk Southern Corporation and Canadian National Railway. This peer set is informational only — not financial advice.

Has there been recent U.S. House stock trading in UNP?

Yes — we hold 25 matched STOCK Act disclosures for UNP from U.S. House Clerk Periodic Transaction Report filings. These are legally-required disclosures (often filed 30–45 days after the trade), may belong to a U.S. House member, their spouse, or a dependent child, and are not an indicator of company performance or investment advice.

Is Union Pacific Corporation (UNP) overbought or oversold right now?

Union Pacific Corporation (UNP) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 46, in the neutral middle (as of 2026-10-08). RSI describes recent price momentum, not a forecast — informational only, not financial advice.

Where does stocks-llm's data on UNP come from?

Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest; prices are market data, as of 2026-09-02; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.

Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.

Last updated 2026-10-08.

Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.