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Union Pacific Corporation (UNP)

Industrials · Railroads · NYSE

A leading North American railroad operator connecting the western United States through a massive, essential freight transportation network.

What Union Pacific Corporation does

Union Pacific Corporation is a major railroad operator that transports a diverse mix of freight across a network spanning 23 states in the western two-thirds of the United States. Its operations connect major West Coast and Gulf Coast ports with eastern gateways, while also providing service to Mexico and interchanging with other major North American rail carriers. The company's freight business is categorized by segments including bulk, industrial, and premium goods.

Themes: logistics and transportation, supply chain infrastructure, North American freight movement, bulk commodities, industrial infrastructure

Fundamentals

  • Price$308.05 as of 2026-08-21 close
  • Market cap$183.0B as of 2026-08-21
  • 1-year return+36.7% 2025-08-21 close $225.30 → 2026-08-21 close $308.05
  • P/E24.08 as of 2026-08-24
  • Net margin+28.9% as of 2026-08-24
  • Gross margin+78.3% as of 2026-08-24
  • ROE+38.6% as of 2026-08-24
  • Debt / equity1.47 as of 2026-08-24
  • Revenue growth (YoY)+4.2% as of 2026-08-24
  • Revenue CAGR (3y)-0.5% SEC XBRL
  • Beta0.95 as of 2026-08-24
  • Last reported earnings2026-07-23 SEC EDGAR Form 8-K (Item 2.02)

Dividend: yield +2.3%; at least 5 years of non-decreasing per-share dividends (SEC XBRL) — we do not hold the year before it, so the real streak may be longer.

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How UNP compares in its sector

  • price-to-earnings ratiomiddle range 357 covered Industrials peers, as of 2026-08-24
  • net profit margintop 10% 457 covered Industrials peers, as of 2026-08-24
  • operating margintop 10% 457 covered Industrials peers, as of 2026-08-24
  • gross margintop 10% 455 covered Industrials peers, as of 2026-08-24
  • return on equitytop 10% 460 covered Industrials peers, as of 2026-08-24
  • 3-year revenue CAGRmiddle range 426 covered Industrials peers
  • indicated dividend yieldtop 25% 267 covered Industrials peers, as of 2026-08-24
  • free cash flow (absolute dollars, latest fiscal year)top 10% 414 covered Industrials peers, as of FY2025

Position among covered Industrials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.

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Top 10 scores & list membership

UNP is not currently in any published Top 10 list. Its scores are below.

Long-term score

60.3 #173 of 987 scored · #13 of 197 in Industrials

  • Profitability87.8
  • Growth27.2
  • Financial health54.8
  • Valuation39.8
  • Capital return70.8
  • Long-term trend80.1

Profitability 88th (operating margin 40%, return on equity 38.7%) and long-term trend 80th (it is 2.5% below its highest point of the past year); weakest is growth (27th, 3-year revenue CAGR -0.5%, revenue growth year over year 4.2%).

Short-term score

51.7 #679 of 1,704 scored · #97 of 283 in Industrials

  • Trend72.1
  • Momentum53.2
  • Setup55.2
  • Volume and participation64.9
  • Catalysts61.1

Trend 72nd: the price is 3% above the average price paid over the period covered, so the typical buyer over that stretch is showing a gain; volume and participation 65th: trading volume is about normal versus its 30-day average; weakest is momentum 53rd: near the top of its 14-day range (overbought). Its score is docked 10 points for overextended (RSI above 75 or stochastic above 90).

Scores as of 21 Aug 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 2.

Dividend coverage (FY2025)

Covered by reported results. In FY2025, UNP's dividend was covered by reported results (earnings payout 45%, free-cash-flow payout 59%). This describes past coverage, not a forecast.

  • Earnings payout45% dividends / net income
  • Free-cash-flow payout59% dividends / (operating cash flow − capex)

Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.

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How Union Pacific Corporation looks technically

Union Pacific Corporation (UNP) is trading 20.5% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 172 trading days ago — a "golden cross", a bullish long-term signal. A trend is forming but not yet strong — ADX, a 0–100 trend-strength gauge, is 24 (a reading of 25+ marks a strong trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 67, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bullish about 2 trading days ago (its momentum flipped positive). It just made a new 20-day high, pushing above its recent trading range. It is 2.5% below its all-time high.

Trend

8
Distance from the 200-dayit is trading 20.5% above its 200-day average, the long-term trend line — a longer-term uptrend+20.5%
50-day moving averageits average price over the last 50 trading days — a short-term trend line — is $286.25$286.25
200-day moving averageits average price over the last 200 trading days — the long-term trend line — is $255.59$255.59
Swing structureeach recent peak has been higher than the one before it and each dip has been shallower — the pattern chart-watchers call an uptrend, which describes where price has already been and not where it goes nexthigher highs and higher lows
Last swing turnits last significant turn was a swing low 22 calendar days ago — the swings before that are what the structure reading is measured on22 sessions
Wave structureits recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in leg 3 of five; the labelling fails if price closes below 284.79. It is one of several labellings that fit, and it describes the swings already printed, not what comes next. The same swings also read as a three-part correction in leg C.possible upward five-wave sequence, in wave 3 (one of several readings)
Since the 50/200 crossits 50-day average crossed above its 200-day average about 172 trading days ago — a "golden cross", a bullish long-term signal172 sessions
Trend strength (14-day ADX)a trend is forming but not yet strong — ADX, a 0–100 trend-strength gauge, is 24 (a reading of 25+ marks a strong trend)23.5

Momentum

3
14-day RSImomentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 67, neither overbought (above 70) nor oversold (below 30)66.9
Position in its 14-day rangeit is trading right at the top of its 14-day range ($288.09 to $308.29) — its "stochastic" reading is 99 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions.98.8
Since the MACD crossed zeroMACD, a trend-momentum gauge, turned bullish about 2 trading days ago (its momentum flipped positive)2 sessions

Range

12
52-week highits highest closing price over the past year (about 252 trading days) was $315.90$315.90
From the 52-week highit is 2.5% below its 52-week high (its highest price of the past year)-2.5%
Above the 52-week lowit is 46.1% above its 52-week low (its lowest price of the past year)+46.1%
Below the 52-week highit is 2.5% below its highest point of the past year2.5%
Since a 20-day breakoutit just made a new 20-day high, pushing above its recent trading range1 session
Since a 55-day breakoutit just made a new 55-day high, pushing above its recent trading range1 session
All-time highits highest closing price on record is $315.90 (set on 2026-07-23)$315.90
Given back of the 52-week moveover the past year its closes ranged ($214.91 to $308.05), and it has given back essentially none of its rise from last year’s low — 0% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $247.51 to $250.49. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast.0.0%
From the all-time highit is 2.5% below its all-time high-2.5%
Nearest price levelit is trading 10.7% above a support level at $275.06 — a price it turned at three times since 2026-04-24, most recently on 2026-06-05. Since 2024-08-21 it has 10 such levels below the current price and 0 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go.-10.7%
All-time lowits lowest closing price on record is $8.56 (set on 2000-03-13)$8.56
Above the all-time lowit is 3497.7% above its all-time low+3,498%

Volatility

5
Band width vs its own 6 monthsday-to-day price swings are narrower than usual versus its own recent 6-month history (tighter than about 90% of it)10th percentile
Typical daily rangein a typical session it travels about $6.29 between its high and its low — about 2.0% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was$6.29
Bollinger bands (20-day, ±2σ)most of its recent trading has stayed between about $286.93 and $305.26 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles$286.93 – $296.10 – $305.26
Typical daily range (% of price)its price moves about 2.0% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price2.0%
Stretch from the 200-day averageit is trading 8.3 daily ranges above its 200-day average price (20.5% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale8.3 daily ranges above its 200-day average

Volume

1
Volume vs its 30-day averagetrading volume is about normal versus its 30-day average0.95×

Analyst

2
Change in the average price targetanalysts' average price target is unchanged from the prior reading0.0%
Change in the consensus ratingthe analyst consensus rating is unchanged since the prior readingunchanged

Candlestick patterns

2
Since a doji2 sessions ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level2 sessions ago
Since a bullish engulfing1 session ago it opened below the previous session's close and finished above that session's open — a "bullish engulfing" pair, where one up day more than undid the down day before it1 session ago

Price gaps

2
Gap at the openit opened on 2026-08-21 0.8% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close+0.8%
Gap filleda 5.9% gap up opened on 2026-07-23 has been "filled" 15 sessions ago — price traded back through the level the gap left behind, and it took 6 sessions to close15 sessions ago

Price streaks

1
Closing streakit has closed higher 3 sessions in a row, a +3.12% move over the run — an unbroken run of up days, which describes what has already happened and says nothing about the next session3 sessions up

Relative strength

4
vs market, 1 monthover the past 1 month this stock beat the market by 2.8 percentage points (the stock gained 5.1% while the market gained 2.3%)+2.8%
vs market, 3 monthsover the past 3 months this stock beat the market by 13.0 percentage points (the stock gained 16.1% while the market gained 3.1%)+13.0%
vs market, 6 monthsover the past 6 months this stock beat the market by 4.7 percentage points (the stock gained 15.8% while the market gained 11.1%)+4.7%
vs market, 12 monthsover the past 12 months this stock beat the market by 16.2 percentage points (the stock gained 36.7% while the market gained 20.5%)+16.3%

Signal agreement

2
Bullish technical signals6 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, a fresh 20-day high, MACD momentum is positive, outperforming the market over 6 months, trading above the Ichimoku cloud — these describe past price behaviour, not a forecast6 of 9
Bearish technical signals1 of the 9 technical signals we can compute for it is currently in a bearish state: near the top of its 14-day range (overbought) — these describe past price behaviour, not a forecast1 of 9

Trend (Ichimoku cloud)

1
Vs the Ichimoku cloudtrading 8.6% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-16 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is thin, spanning 2.0% of the share price, which is taken to mean a barrier that gives way easily.+8.6%

Volume-weighted price

2
Vs this year’s average price paidthe price is 17% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $262.26 — a volume-weighted average of daily closes over 157 sessions, not a true tick-by-tick VWAP.+17.5%
Vs the average paid since it last reportedthe price is 3% above the average price paid since it last reported on 2026-07-23 (its 10-Q), so the typical buyer over that stretch is showing a gain. That average is $297.68 — a volume-weighted average of daily closes over 22 sessions, not a true tick-by-tick VWAP.+3.5%

Price levels it has turned at before

UNP last closed at $308.05 on 2026-08-21. Since 2024-08-21 it has turned at 10 prices below its last close and 0 above; the 3 nearest below are listed, nearest first.

LevelSideDistanceEvidence
$275.06Support10.7% below the last closeturned there three times · 2026-04-24 to 2026-06-05
$269.19Support12.6% below the last closeturned there twice · 2026-03-02 to 2026-05-06
$256.77Support16.6% below the last closeturned there five times · 2024-09-04 to 2026-06-22

A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.

Wave structure

Its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in leg 3 of five.

This labelling fails — stops being a possible reading at all — if it closes below $284.79.

This is one of several labellings that fit the same swings, so treat it as a reading rather than the reading. It was chosen from 2 labellings that survived the rules, counting shorter readings of the same bars.

On past moves of this shape the leg has usually ended somewhere between $345.47 and $382.97 — that is where it has tended to end if the count holds, not a forecast of where the price goes.

Alternate reading: The same swings also read as a three-part correction in leg C, which fails on a close below $284.79.

This labelling was already in place when we began recording count changes on 2026-08-13, so how long it has stood is not something we can say yet.

Read from daily closes as of 2026-08-21.

An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.

Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.

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Analyst consensus

  • Consensus ratingBuy (1.80 mean, 1=Strong Buy…5=Strong Sell) — 24 analysts
  • Mean price target$329.25 range $245.00 – $375.00; median $337.00

Analyst estimates, as of 2026-08-17. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.

Analyst EPS estimate for UNP

  • Consensus EPS estimate$3.44 next reporting period, as of 2026-08-17

Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.

The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.

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Key risks (from latest filing)

["Fluctuations in fuel prices and availability","Regulatory, environmental, and legal compliance requirements","Operational and physical risks associated with the maintenance of an extensive rail network"]

See UNP's biggest risks from its latest 10-Q →

What changed in the latest 10-Q

AI-assisted comparison of UNP's 10-Q filed 2026-04-23 against the prior one filed 2025-10-23.

Management's Discussion & Analysis (MD&A)

  • Added:
    • Newer filing (2026-04-23) states international intermodal carloads declined 28% in Q1 2026, compared to older filing (2025-10-23) which reported 17% decline in Q3 2025
    • Newer filing reports freight car velocity increased 9% in Q1 2026; older filing reported 8% increase in Q3 2025
    • Newer filing reports terminal dwell improved 11% in Q1 2026; older filing reported 9% improvement in Q3 2025
    • Newer filing reports train length increased 3% in Q1 2026; older filing reported 2% increase in Q3 2025
    • Newer filing reports workforce productivity improved 7% in Q1 2026; older filing reported 6% in Q3 2025
    • Newer filing reports locomotive productivity improved 6% in Q1 2026; older filing reported 4% in Q3 2025
    • Newer filing states operating ratio improved 0.2 points; older filing reported 1.1 point improvement
    • Newer filing reports fuel surcharge revenues of $608 million in Q1 2026 compared to $565 million in Q1 2025
    • Newer filing mentions sale of portion of revenue-generating assets in late 2025 from technology subsidiary as driver of other subsidiary revenue decrease
    • Newer filing references Note 17 to Condensed Consolidated Financial Statements; older filing references Note 18
  • Removed:
    • Older filing provided nine-month comparisons; newer filing provides only three-month comparison
    • Older filing described other subsidiary revenues as including 'commuter rail operations'; newer filing describes them as 'primarily logistics operations' (commuter operations transferred to Metra)
    • Older filing stated fuel surcharge revenues 'can generally take up to two months' for lag impact; newer filing states 'generally takes up to two months'
    • Older filing detailed year-to-date freight revenue growth of 3% with 3% volume growth; newer filing does not include year-to-date analysis
  • Reworded:
    • Period comparison changed from 'three and nine months ended September 30' in older filing to 'three months ended March 31' in newer filing
    • Newer filing emphasizes 'Building on solid performance levels throughout 2025' versus older filing's focus on third quarter 2025 performance
    • Newer filing states international intermodal carloads 'declined 28%' versus older filing stating they 'declined 17%', indicating a narrative shift about intermodal weakness progression
    • Older filing referenced 'Item 7 of our 2024 Annual Report on Form 10-K' for critical accounting estimates; newer filing references '2025 Annual Report on Form 10-K'
    • Newer filing states operating income 'increased 4%'; older filing reported operating income 'increased 6%'
  • Notes:
    • The two filings cover different reporting periods (Q1 2026 versus Q3 2025), which inherently affects comparability of operational metrics and business conditions
    • The older filing's nine-month data cannot be directly compared to the newer filing's quarterly data
    • Fuel surcharge comparison in newer filing is Q1 2026 versus Q1 2025, while older filing compared Q3 2025 versus Q3 2024, making year-over-year seasonal variations relevant

Risk Factors

The two filings could not be meaningfully compared for this section.

AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.

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Insider activity (SEC Form 4)

0 open-market purchases and 1 open-market sale by insiders in the last 90 days.

  • Last 90 days0 buys · 1 sell ($789504) — 1 selling insider
  • Last 180 days0 buys · 4 sells ($9M) — 3 selling insiders

Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)

Most recent open-market transaction: 2026-06-03. As of 2026-08-24.

View full insider trading history → View SEC Form 3/4/5 filings

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Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.

Congressional trading disclosures

U.S. House members publicly disclose their own, their spouse's, and dependent children's stock transactions under the STOCK Act. We hold 25 matched disclosures for UNP from U.S. House Clerk Periodic Transaction Report filings.

Congressional trading disclosures →

Institutional ownership (13F)

6 institutional 13F filers reported holding UNP as of 2026-03-31 (quarter-end position, filed within 45 days).

  • Distinct 13F filers 6
  • Reported shares held 78,235,642
  • Reported value $18,981,531,571

reported quarterly holdings change (2025-12-31 → 2026-03-31): 0 new, 2 increased, 4 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".

Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.

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Short interest (FINRA)

UNP had 26,281,287 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).

UNP had 4.42% of its shares outstanding sold short as of the 2026-07-31 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 6.86 days to cover at the same settlement.

  • Reported short interest (shares) 26,281,287
  • Short interest (% of shares outstanding) 4.42%
  • Prior settlement (shares) 28,233,358
  • Reported change -6.91%
  • Days to cover (reported) 6.86

Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.

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Competitors & peers

AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.

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Frequently asked questions

What does Union Pacific Corporation (UNP) do?

Union Pacific Corporation is a major railroad operator that transports a diverse mix of freight across a network spanning 23 states in the western two-thirds of the United States. Its operations connect major West Coast and Gulf Coast ports with eastern gateways, while also providing service to Mexico and interchanging with other major North American rail carriers. The company's freight business is categorized by segments including bulk, industrial, and premium goods.

What sector is Union Pacific Corporation (UNP) in?

Union Pacific Corporation (UNP) is classified in the Industrials sector. Its industry is Railroads. It trades on NYSE.

Does UNP pay a dividend?

Yes — Union Pacific Corporation (UNP) pays a dividend, with an indicated yield of about 2.32% and at least 5 years of non-decreasing per-share dividends (SEC EDGAR XBRL) — we do not hold the year before it, so the real streak may be longer (market data, as of 2026-08-24). Informational only — not financial advice.

Who are Union Pacific Corporation's (UNP) competitors?

Notable peers of Union Pacific Corporation (UNP) include BNSF Railway (Berkshire Hathaway), BNSF, CSX Corporation, Norfolk Southern Corporation and Canadian National Railway. This peer set is informational only — not financial advice.

Has there been recent Congressional stock trading in UNP?

Yes — we hold 25 matched STOCK Act disclosures for UNP from U.S. House Clerk Periodic Transaction Report filings. These are legally-required disclosures (often filed 30–45 days after the trade), may belong to a U.S. House member, their spouse, or a dependent child, and are not an indicator of company performance or investment advice.

Is Union Pacific Corporation (UNP) overbought or oversold right now?

Union Pacific Corporation (UNP) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 67, in the neutral middle (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.

Where does stocks-llm's data on UNP come from?

Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.

Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.

Last updated 2026-08-21.

Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.

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