ARES COMMERCIAL REAL ESTATE REIT C (ACRE)
Financials · mortgage REIT (mREIT) · NYSE
A specialty finance REIT focused on originating and managing a diversified portfolio of commercial real estate debt investments.
What ARES COMMERCIAL REAL ESTATE REIT C does
Ares Commercial Real Estate Corporation is a specialty finance company that originates and invests in commercial real estate (CRE) debt-related investments. It operates as a real estate investment trust (REIT) and provides customized financing solutions, including senior mortgage loans, mezzanine loans, subordinated debt, and preferred equity, to commercial property owners and operators across the United States. The company is externally managed by a subsidiary of Ares Management Corporation.
Recent developments
In the second quarter of 2026, the company closed $130 million in new loan commitments and continued its focus on repositioning the portfolio by addressing underperforming loans and reducing office property exposure. The board of directors declared a regular cash dividend of $0.15 per share for the third quarter of 2026 and extended its share repurchase program through July 2027.
From ARES COMMERCIAL REAL ESTATE REIT C's filing of 2026-08-04.
Themes: commercial real estate debt, specialty finance, REIT, credit risk management
Fundamentals
- Price$3.66 as of 2026-10-08 close
- Market cap$203M as of 2026-07-30 (share count; price 2026-10-08)
- 1-year return-19.4% 2025-10-08 close $4.54 → 2026-10-08 close $3.66
- P/En/a negative earnings
- Net margin-1.6% FY2025, SEC XBRL
- ROE-0.2% FY2025, SEC XBRL
- Debt / equity2.58 as of 2026-09-03
- Revenue growth (YoY)-15.9% as of 2026-09-03
- Revenue CAGR (3y)-19.9% SEC XBRL
- Beta0.93 as of 2026-09-03
- Last reported earnings2026-08-04 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +13.7%; 1-year non-decreasing per-share dividend streak (SEC XBRL).
How ACRE compares in its sector
- net profit marginbottom 10% 344 covered Financials peers, as of 2026-09-03
- return on equitybottom 10% 559 covered Financials peers, as of 2026-09-03
- 3-year revenue CAGRbottom 10% 347 covered Financials peers
- indicated dividend yieldtop 10% 468 covered Financials peers, as of 2026-09-03
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Dividend coverage (FY2025)
Exceeded at least one reported measure. In FY2025, ACRE's dividend exceeded at least one reported measure of what it earned or generated (operating-cash-flow payout 183%). A payout above 100% in one year is not necessarily unsustainable, but it is not fully covered by that measure.
- Earnings payoutnot assessable earnings were not positive that year
- Operating-cash-flow payout183% dividends / operating cash flow — capital spending was not reported, so this does not subtract it
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How ARES COMMERCIAL REAL ESTATE REIT C looks technically
ARES COMMERCIAL REAL ESTATE REIT C (ACRE) is trading 23.6% below its 200-day average, the long-term trend line — a long-term downtrend. Its 50-day average crossed below its 200-day average about 70 trading days ago — a "death cross", a bearish long-term signal. A strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 39, with sellers in control. Momentum is beaten down — its 14-day RSI (a 0–100 momentum gauge) is 23, in oversold territory (below 30). It made a new 20-day low about 2 trading days ago. It is 2.2% above its 52-week low (its lowest price of the past year).
Trend
7
| Distance from the 200-day | it is trading 23.6% below its 200-day average, the long-term trend line — a long-term downtrend | -23.6% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $4.40 | $4.40 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $4.79 | $4.79 |
| Swing structure | each recent peak has been higher than the one before it and each dip has been shallower — the pattern chart-watchers call an uptrend, which describes where price has already been and not where it goes next | higher highs and higher lows |
| Last swing turn | its last significant turn was a swing low 24 calendar days ago — the swings before that are what the structure reading is measured on | 24 sessions |
| Since the 50/200 cross | its 50-day average crossed below its 200-day average about 70 trading days ago — a "death cross", a bearish long-term signal | 70 sessions |
| Trend strength (14-day ADX) | a strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 39, with sellers in control | 39.4 |
Momentum
3
| 14-day RSI | momentum is beaten down — its 14-day RSI (a 0–100 momentum gauge) is 23, in oversold territory (below 30) | 23.3 |
|---|---|---|
| Position in its 14-day range | it is trading near the bottom of its 14-day range ($3.58 to $4.45) — its "stochastic" reading is 9 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 9.2 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, is in negative territory (momentum leaning bearish) | 30 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $5.89 | $5.89 |
|---|---|---|
| From the 52-week high | it is 37.9% below its 52-week high (its highest price of the past year) | -37.9% |
| Above the 52-week low | it is 2.2% above its 52-week low (its lowest price of the past year) | +2.2% |
| Below the 52-week high | it is 37.9% below its highest point of the past year | 37.9% |
| Since a 20-day breakout | it made a new 20-day low about 2 trading days ago | 2 sessions |
| Since a 55-day breakout | it made a new 55-day low about 2 trading days ago | 2 sessions |
| All-time high | its highest closing price on record is $18.07 (set on 2012-05-02) | $18.07 |
| Given back of the 52-week move | over the past year its closes ranged ($3.65 to $5.71), and it has recovered essentially none of its fall from last year’s high — 0% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $4.92 to $4.99. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 0.5% |
| From the all-time high | it is 79.7% below its all-time high | -79.8% |
| Nearest price level | it is trading 17.9% below a resistance level at $4.32 — a price it turned at four times since 2025-08-21, most recently on 2026-09-14. Since 2024-10-08 it has 0 such levels below the current price and 11 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | +17.9% |
| All-time low | its lowest closing price on record is $2.78 (set on 2020-03-18) | $2.78 |
| Above the all-time low | it is 31.7% above its all-time low | +31.6% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are unusually wide versus its own recent history (wider than about 99% of the past ~6 months) | 99th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.1283 between its high and its low — about 3.5% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.1283 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $3.56 and $4.64 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $3.56 – $4.10 – $4.64 |
| Typical daily range (% of price) | its price moves about 3.5% in a typical session — about typical for the companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 3.5% |
| Stretch from the 200-day average | it is trading 8.8 daily ranges below its 200-day average price (23.6% below it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 8.8 daily ranges below its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 1.34× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | not available for this company yet | n/a |
Candlestick patterns
2
| Since a doji | 7 sessions ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | 7 sessions ago |
|---|---|---|
| Since a bearish engulfing | 4 sessions ago it opened above the previous session's close and finished below that session's open — a "bearish engulfing" pair, where one down day more than undid the up day before it | 4 sessions ago |
Price gaps
2
| Gap at the open | it opened on 2026-10-08 1.1% below the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | -1.1% |
|---|---|---|
| Gap filled | a 9.9% gap up opened on 2026-08-04 has been "filled" 11 sessions ago — price traded back through the level the gap left behind, and it took 35 sessions to close | 11 sessions ago |
Price streaks
1
| Closing streak | it closed higher in its latest session, after a session that did not close higher — a single up day rather than a run | 1 session up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 19.5 percentage points (the stock lost 18.5% while the market gained 1.0%) | -19.5% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock lagged the market by 19.9 percentage points (the stock lost 16.1% while the market gained 3.8%) | -19.9% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 40.9 percentage points (the stock lost 23.4% while the market gained 17.5%) | -40.9% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 34.4 percentage points (the stock lost 19.4% while the market gained 15.0%) | -34.4% |
Signal agreement
2
| Bullish technical signals | 2 of the 9 technical signals we can compute for it are currently in a bullish state: its RSI momentum gauge is oversold (a beaten-down reading), near the bottom of its 14-day range (oversold) — these describe past price behaviour, not a forecast | 2 of 9 |
|---|---|---|
| Bearish technical signals | 7 of the 9 technical signals we can compute for it are currently in a bearish state: a "death cross" — its 50-day average is below its 200-day, trading below its 200-day average, a fresh 20-day low, MACD momentum is negative, a strong downtrend, with sellers in control, lagging the market over 6 months, trading below the Ichimoku cloud — these describe past price behaviour, not a forecast | 7 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 19% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-01 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is thin, spanning 1.1% of the share price, which is taken to mean a barrier that gives way easily. | -19.1% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 23% below the average price paid so far this year, so the typical buyer over that stretch is under water. That average is $4.75 — a volume-weighted average of daily closes over 191 sessions, not a true tick-by-tick VWAP. | -23.0% |
|---|---|---|
| Vs the average paid since it last reported | the price is 15% below the average price paid since it last reported on 2026-08-04 (its 10-Q), so the typical buyer over that stretch is under water. That average is $4.32 — a volume-weighted average of daily closes over 47 sessions, not a true tick-by-tick VWAP. | -15.2% |
Price levels it has turned at before
ACRE last closed at $3.66 on 2026-10-08. Since 2024-10-08 it has turned at 0 prices below its last close and 11 above; the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $4.32 | Resistance | 17.9% above the last close | turned there four times · 2025-08-21 to 2026-09-14 |
| $4.44 | Resistance | 21.2% above the last close | turned there four times · 2025-05-22 to 2026-09-22 |
| $4.59 | Resistance | 25.5% above the last close | turned there six times · 2025-03-03 to 2026-08-18 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
No Elliott-wave labelling currently fits its swings: the recent highs and lows do not satisfy the three rules a five-wave count has to obey, so there is no count to show rather than a count we are unsure about.
Read from daily closes as of 2026-10-08.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading below the 200-day moving average · Oversold (14-day RSI below 30) · Near the 52-week low · Pulled back from the 12-month high · Broke down to a new 20-day low · lagging the market | Learn: moving average · golden cross · adx · rsi · breakout · fifty two week high low
Based on daily closing prices as of 2026-10-08. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingHold (3.25 mean, 1=Strong Buy…5=Strong Sell) — 5 analysts
- Mean price target$5.30 range $5.00 – $5.50; median $5.50
Analyst estimates, as of 2026-10-06. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for ACRE
- Consensus EPS estimate-$0.03078 next reporting period, as of 2026-10-06
- Estimate change, 30 days$0.00 from -$0.03078, on 2026-09-05, 31-day window
- Readings revised upward0% of 9 comparable readings
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Sensitivity to commercial real estate market downturns, particularly in the office sector.","Exposure to interest rate fluctuations and credit spread changes.","Dependence on the Manager (Ares Management) and its key personnel."]
What changed in the latest 10-Q
AI-assisted comparison of ACRE's 10-Q filed 2026-08-04 against the prior one filed 2026-05-07.
Management's Discussion & Analysis (MD&A)
- Added:
- Newer filing includes Developments During the Second Quarter of 2026 with four bullets: closing a $25.0 million senior mortgage loan on a Tennessee multifamily property, closing a $69.7 million senior mortgage loan on a multi-state self storage portfolio, closing a $35.0 million senior mortgage loan on a California hotel property, and selling a $68.5 million portion of a $143.5 million senior mortgage loan on a California retail property at fair value with no gain or loss recognized while retaining the remaining $75.0 million portion.
- Newer filing states that on July 28, 2026, the board of directors further extended the Repurchase Program of up to $50.0 million, expected to be in effect until July 31, 2027.
- Newer filing states that during the three and six months ended June 30, 2026, the company did not repurchase any shares through the Repurchase Program.
- Newer filing includes a Loans Held for Investment Portfolio section reporting 38 loans held for investment, aggregate originated commitment of approximately $2.0 billion, outstanding principal of $1.8 billion, fundings of approximately $339.6 million, repayments of $110.7 million, and 89.2% of loans having SOFR floors as of June 30, 2026.
- Removed:
- Older filing includes Developments During the First Quarter of 2026 with seven bullets: closing a $100.0 million senior mortgage loan on a New York multifamily property, closing a $50.0 million senior mortgage loan on a New York mixed-use property, closing a $143.5 million senior mortgage loan on a California retail property with $75.0 million classified as held for investment and $68.5 million as held for sale, exercising two $50.0 million accordion options on the Citibank Facility increasing the maximum commitment from $325.0 million to $425.0 million, amending the CNB Facility to extend maturity to December 31, 2026, exercising a $100.0 million accordion option on the Morgan Stanley Facility and subsequently amending it to increase the maximum commitment from $250.0 million to $350.0 million with an accordion provision up to $400.0 million and extending initial maturity to July 16, 2029, exercising the redemption option under the FL4 CLO Securitization with all third-party notes repaid in full at par, and receiving a discounted payoff of a $28.2 million senior mortgage loan collateralized by a Pennsylvania multifamily property with a realized loss of $3.3 million.
- Reworded:
- Newer filing changes the Developments heading from 'Developments During the First Quarter of 2026' to 'Developments During the Second Quarter of 2026'.
- In Trends Affecting Our Business, newer filing changes 'the commercial real estate market exhibited stable to improving conditions' to 'the commercial real estate market exhibited stable to moderating conditions'; changes 'individual property transaction volumes expanded' to 'individual property transaction volumes slowed'; and removes 'on a year-over-year basis'.
- Newer filing replaces the older Federal Reserve discussion ('While the Federal Reserve has signaled a potential for interest rate reductions in 2026...') with 'During the quarter, the Federal Reserve held interest rates steady and restated its commitment towards its inflation goals, which may result in future monetary policy actions. There is no certainty that there will be a change in interest rates or of the magnitude or pace of potential changes.'
- In the Stock Repurchase Program section, newer filing adds the July 28, 2026 extension sentence after the July 30, 2025 extension sentence; the older filing's version appears to have been truncated before the sentence completing the description of the Repurchase Program.
- Notes:
- The newer filing text is truncated at 'with a weig' in the Loans Held for Investment Portfolio section, so changes after that point cannot be assessed.
- The older filing text is truncated in the Stock Repurchase Program section after 'Pursuant to the Repurchase' and does not include the Loans Held for Investment Portfolio section that appears in the newer filing, preventing a full section-to-section comparison of those later parts.
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
No open-market insider purchases or sales recorded in the last 90 days, of which we have read Form 4 filings through 2026-10-04. The 5 days since 2026-10-04 have not been checked yet.
Most recent open-market transaction: 2026-01-14. Based on Form 4 filings read through 2026-10-04; anything filed since is not yet included.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about ACRE's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Short interest (FINRA)
ACRE had 2,107,644 shares of reported short interest as of the 2026-09-15 FINRA settlement date (delayed, bi-monthly; not real-time).
ACRE had 3.80% of its shares outstanding sold short as of the 2026-09-15 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 6.86 days to cover at the same settlement.
- Reported short interest (shares) 2,107,644
- Short interest (% of shares outstanding) 3.80%
- Prior settlement (shares) 2,360,188
- Reported change -10.7%
- Days to cover (reported) 6.86
Reported to FINRA as of the 2026-09-15 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Blackstone Mortgage Trust (BXMT)
- Starwood Property Trust (STWD)
- KKR Real Estate Finance Trust (KREF)
- Ladder Capital (LADR)
- Apollo Commercial Real Estate Finance (ARI)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does ARES COMMERCIAL REAL ESTATE REIT C (ACRE) do?
Ares Commercial Real Estate Corporation is a specialty finance company that originates and invests in commercial real estate (CRE) debt-related investments. It operates as a real estate investment trust (REIT) and provides customized financing solutions, including senior mortgage loans, mezzanine loans, subordinated debt, and preferred equity, to commercial property owners and operators across the United States. The company is externally managed by a subsidiary of Ares Management Corporation.
What sector is ARES COMMERCIAL REAL ESTATE REIT C (ACRE) in?
ARES COMMERCIAL REAL ESTATE REIT C (ACRE) is classified in the Financials sector. Its industry is mortgage REIT (mREIT). It trades on NYSE.
Does ACRE pay a dividend?
Yes — ARES COMMERCIAL REAL ESTATE REIT C (ACRE) pays a dividend, with an indicated yield of about 13.70% and 1-year non-decreasing per-share dividend streak (SEC EDGAR XBRL) (market data, as of 2026-09-03). Informational only — not financial advice.
Who are ARES COMMERCIAL REAL ESTATE REIT C's (ACRE) competitors?
Notable peers of ARES COMMERCIAL REAL ESTATE REIT C (ACRE) include Blackstone Mortgage Trust, Starwood Property Trust, KKR Real Estate Finance Trust, Ladder Capital and Apollo Commercial Real Estate Finance. This peer set is informational only — not financial advice.
Is ARES COMMERCIAL REAL ESTATE REIT C (ACRE) overbought or oversold right now?
ARES COMMERCIAL REAL ESTATE REIT C (ACRE) is currently in oversold territory (its 14-day RSI is 23, below 30) (as of 2026-10-08). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on ACRE come from?
Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest; prices are market data, as of 2026-09-03; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.