BURKE HERBERT FINANCIAL SERVICES C (BHRB)
Financials · regional bank · NASDAQ
A community-oriented financial holding company providing personalized banking and wealth management services to individuals and businesses in Virginia and surrounding regions.
What BURKE HERBERT FINANCIAL SERVICES C does
Burke & Herbert Financial Services Corp. is the bank holding company for Burke & Herbert Bank & Trust Company, a Virginia-chartered commercial bank offering a broad range of banking and financial services. The company provides commercial and consumer lending, treasury and cash management, wealth and trust services, and deposit products to small-to-medium-sized businesses, non-profits, and individuals. Its operations focus on serving local markets with personalized banking services, supported by an investment portfolio of government securities and mortgage-backed products.
Themes: community banking, commercial lending, wealth management, treasury management, mortgage banking
Fundamentals
- Price$71.55 as of 2026-08-21 close
- Market cap$1.4B as of 2026-08-21
- 1-year return+19.0% 2025-08-21 close $60.11 → 2026-08-21 close $71.55
- P/E12.58 as of 2026-08-24
- Net margin+26.5% as of 2026-08-24
- ROE+10.3% as of 2026-08-24
- Debt / equity0.72 as of 2026-08-24
- Revenue growth (YoY)+34.6% as of 2026-08-24
- Beta0.22 as of 2026-08-24
- Last reported earnings2026-07-23 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +4.5%; at least 5 years of non-decreasing per-share dividends (SEC XBRL) — we do not hold the year before it, so the real streak may be longer.
How BHRB compares in its sector
- price-to-earnings ratiomiddle range 525 covered Financials peers, as of 2026-08-24
- net profit marginmiddle range 538 covered Financials peers, as of 2026-08-24
- operating marginmiddle range 534 covered Financials peers, as of 2026-08-24
- return on equitymiddle range 575 covered Financials peers, as of 2026-08-24
- indicated dividend yieldmiddle range 453 covered Financials peers, as of 2026-08-24
- free cash flow (absolute dollars, latest fiscal year)middle range 431 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Dividend coverage (FY2025)
Covered by reported results. In FY2025, BHRB's dividend was covered by reported results (earnings payout 29%, free-cash-flow payout 35%). This describes past coverage, not a forecast.
- Earnings payout29% dividends / net income
- Free-cash-flow payout35% dividends / (operating cash flow − capex)
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How BURKE HERBERT FINANCIAL SERVICES C looks technically
BURKE HERBERT FINANCIAL SERVICES C (BHRB) is trading 8.6% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 54 trading days ago — a "golden cross", a bullish long-term signal. A trend is forming but not yet strong — ADX, a 0–100 trend-strength gauge, is 21 (a reading of 25+ marks a strong trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 47, neither overbought (above 70) nor oversold (below 30). It made a new 20-day high about 14 trading days ago. It is 4.7% below its 52-week high (its highest price of the past year). Day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 9% of the past ~6 months), which often precedes a bigger move.
Trend
8
| Distance from the 200-day | it is trading 8.6% above its 200-day average, the long-term trend line — a longer-term uptrend | +8.6% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $70.80 | $70.80 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $65.88 | $65.88 |
| Swing structure | each recent peak has been higher than the one before it and each dip has been shallower — the pattern chart-watchers call an uptrend, which describes where price has already been and not where it goes next | higher highs and higher lows |
| Last swing turn | its last significant turn was a swing high 17 calendar days ago — the swings before that are what the structure reading is measured on | 17 sessions |
| Wave structure | its recent swings can be read as a completed five-part upward sequence — the pattern Elliott-wave chartists call an impulse — which on that reading would now be due a pullback rather than more of the same; the labelling fails if price closes above 75.085. It is the only labelling that fits, though not with textbook proportions, and it describes the swings already printed, not what comes next. | possible five-wave upward sequence, complete (atypical proportions) |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 54 trading days ago — a "golden cross", a bullish long-term signal | 54 sessions |
| Trend strength (14-day ADX) | a trend is forming but not yet strong — ADX, a 0–100 trend-strength gauge, is 21 (a reading of 25+ marks a strong trend) | 21.1 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 47, neither overbought (above 70) nor oversold (below 30) | 47.1 |
|---|---|---|
| Position in its 14-day range | it is trading in the lower half of its 14-day range ($70.01 to $75.08) — its "stochastic" reading is 30 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 30.3 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, is in negative territory (momentum leaning bearish) | 11 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $75.08 | $75.08 |
|---|---|---|
| From the 52-week high | it is 4.7% below its 52-week high (its highest price of the past year) | -4.7% |
| Above the 52-week low | it is 24.6% above its 52-week low (its lowest price of the past year) | +24.6% |
| Below the 52-week high | it is 4.7% below its highest point of the past year | 4.7% |
| Since a 20-day breakout | it made a new 20-day high about 14 trading days ago | 14 sessions |
| Since a 55-day breakout | it made a new 55-day high about 14 trading days ago | 14 sessions |
| All-time high | its highest closing price on record is $85.00 (set on 2023-05-23) | $85.00 |
| Given back of the 52-week move | over the past year its closes ranged ($57.58 to $74.64), and it has given back roughly a quarter of its rise from last year’s low — 18% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $63.55 to $64.10. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 18.1% |
| From the all-time high | it is 15.8% below its all-time high | -15.8% |
| Nearest price level | it is trading 0.9% below a resistance level at $72.22 — a price it turned at twice since 2024-11-25, most recently on 2024-12-11. Since 2024-08-21 it has 10 such levels below the current price and 3 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | +0.9% |
| All-time low | its lowest closing price on record is $30.02 (set on 2009-02-10) | $30.02 |
| Above the all-time low | it is 138.3% above its all-time low | +138.3% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 9% of the past ~6 months), which often precedes a bigger move | 9th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $1.47 between its high and its low — about 2.1% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $1.47 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $71.06 and $75.02 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $71.06 – $73.04 – $75.02 |
| Typical daily range (% of price) | its price moves about 2.1% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 2.0% |
| Stretch from the 200-day average | it is trading 3.9 daily ranges above its 200-day average price (8.6% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 3.9 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 0.91× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | not available for this company yet | n/a |
Candlestick patterns
2
| Since a doji | today it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | today |
|---|---|---|
| Since a bearish engulfing | 6 sessions ago it opened above the previous session's close and finished below that session's open — a "bearish engulfing" pair, where one down day more than undid the up day before it | 6 sessions ago |
Price gaps
1
| Gap at the open | it opened on 2026-08-21 0.7% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | +0.7% |
|---|
Price streaks
1
| Closing streak | it has closed higher 2 sessions in a row, a +0.92% move over the run — an unbroken run of up days, which describes what has already happened and says nothing about the next session | 2 sessions up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 1.9 percentage points (the stock gained 0.4% while the market gained 2.3%) | -1.9% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 9.7 percentage points (the stock gained 12.7% while the market gained 3.1%) | +9.7% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 5.8 percentage points (the stock gained 5.3% while the market gained 11.1%) | -5.8% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 1.4 percentage points (the stock gained 19.0% while the market gained 20.5%) | -1.4% |
Signal agreement
2
| Bullish technical signals | 3 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, trading above the Ichimoku cloud — these describe past price behaviour, not a forecast | 3 of 9 |
|---|---|---|
| Bearish technical signals | 2 of the 9 technical signals we can compute for it are currently in a bearish state: MACD momentum is negative, lagging the market over 6 months — these describe past price behaviour, not a forecast | 2 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 2.2% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-15 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is moderate, spanning 3.7% of the share price. | +2.2% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 8% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $66.51 — a volume-weighted average of daily closes over 159 sessions, not a true tick-by-tick VWAP. | +7.6% |
|---|---|---|
| Vs the average paid since it last reported | the price is 2% below the average price paid since it last reported on 2026-07-23 (its 8-K), so the typical buyer over that stretch is under water. That average is $73.04 — a volume-weighted average of daily closes over 21 sessions, not a true tick-by-tick VWAP. | -2.0% |
Price levels it has turned at before
BHRB last closed at $71.55 on 2026-08-21. Since 2024-08-21 it has turned at 10 prices below its last close and 3 above; the 3 nearest below and the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $72.22 | Resistance | 0.9% above the last close | turned there twice · 2024-11-25 to 2024-12-11 |
| $70.40 | Support | 1.6% below the last close | turned there three times · 2025-12-16 to 2026-07-23 |
| $73.55 | Resistance | 2.8% above the last close | turned there twice · 2026-07-02 to 2026-07-16 |
| $68.01 | Support | 5.0% below the last close | turned there five times · 2024-09-19 to 2026-07-08 |
| $75.20 | Resistance | 5.1% above the last close | turned there twice · 2024-11-06 to 2026-08-04 |
| $66.44 | Support | 7.1% below the last close | turned there four times · 2024-11-19 to 2026-04-17 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now complete.
This labelling fails — stops being a possible reading at all — if it closes above $75.08.
It is the only labelling that fits these swings, though its proportions are not the textbook ones. It was chosen from 2 labellings that survived the rules, counting shorter readings of the same bars.
This labelling was already in place when we began recording count changes on 2026-08-13, so how long it has stood is not something we can say yet.
Read from daily closes as of 2026-08-21.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · in a Bollinger Band volatility squeeze · lagging the market · Printed a doji candle · Under water since its last earnings report (below the anchored VWAP) · Trading above the Ichimoku cloud | Learn: moving average · golden cross · adx · rsi · breakout · fifty two week high low · bollinger bands
Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Mean price target$80.00 range $75.00 – $82.00; median $81.50
Analyst estimates, as of 2026-08-18. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for BHRB
- Consensus EPS estimate$2.06 next reporting period, as of 2026-08-18
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Sensitivity to interest rate fluctuations affecting net interest income and securities portfolio values.","Compliance costs and regulatory burden associated with banking oversight by the Federal Reserve and Virginia state authorities.","Credit risk associated with commercial, mortgage, and consumer loan portfolios."]
What changed in the latest 10-Q
AI-assisted comparison of BHRB's 10-Q filed 2026-05-08 against the prior one filed 2025-11-07.
Management's Discussion & Analysis (MD&A)
- Added:
- Reference to Form 10-K filed February 27, 2026 for year ended December 31, 2025 (newer filing, 2026-05-08)
- Risk disclosure regarding LNKB Merger benefits realization (newer filing, 2026-05-08)
- Risk disclosure regarding synergies and operating efficiencies of LNKB Merger (newer filing, 2026-05-08)
- Risk disclosure regarding integration difficulties and costs of LNKB Merger (newer filing, 2026-05-08)
- Risk disclosure regarding post-LNKB Merger revenue expectations (newer filing, 2026-05-08)
- Risk disclosure regarding dilution from issuance of shares in connection with LNKB Merger (newer filing, 2026-05-08)
- Risk disclosure regarding development and use of artificial intelligence in business processes (newer filing, 2026-05-08)
- Risk disclosure regarding regulatory focus on AI risks (newer filing, 2026-05-08)
- Removed:
- Reference to Form 10-K filed March 17, 2025 for year ended December 31, 2024 (older filing, 2025-11-07)
- Reworded:
- Form 10-K filing date changed from March 17, 2025 to February 27, 2026
- Form 10-K fiscal year ended changed from December 31, 2024 to December 31, 2025
- Risk factors section reference year changed from December 31, 2024 to December 31, 2025
- Notes:
- The newer filing introduces multiple new risk factors related to LNKB Merger that were not present in the older filing
- The newer filing adds disclosure regarding AI development and use, which was not present in the older filing
Risk Factors
- Added:
- Newer filing (2026-05-08) presents Q1 2026 financial data: Balance sheet as of March 31, 2026 (Unaudited) and December 31, 2025 (Audited)
- Newer filing includes three months ended March 31, 2026 and March 31, 2025 income statements
- Newer filing includes three months ended March 31, 2026 and March 31, 2025 comprehensive income statements
- Newer filing shows March 31, 2026 balance sheet with total assets of $7,927,711 thousand
- Newer filing shows Q1 2026 net income of $27,349 thousand for three months ended March 31, 2026
- Removed:
- Older filing (2025-11-07) presented Q3 2025 financial data: Balance sheet as of September 30, 2025 (Unaudited) and December 31, 2024 (Audited)
- Older filing included three and nine months ended September 30, 2025 and September 30, 2024 income statements
- Older filing included three and nine months ended September 30, 2025 and September 30, 2024 comprehensive income statements
- Older filing showed September 30, 2025 balance sheet with total assets of $7,889,037 thousand
- Older filing showed Q3 2025 net income of $29,964 thousand for three months ended September 30, 2025
- Reworded:
- Page numbering changed from 84 (Risk Factors in older filing) to 71 (Risk Factors in newer filing)
- Table of Contents page count changed from 'i' format in both filings but signature page moved from page 86 to page 73
- Notes:
- The two filings represent different quarterly periods (Q1 2026 vs Q3 2025) with different balance sheet and income statement dates; this is a natural progression of quarterly reporting rather than a restatement
- The older filing included nine-month comparative data which the newer filing does not; this is expected for Q1 vs Q3 reporting structures
- Financial metrics differ between periods due to different reporting dates and quarters, not changes to disclosed information
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
6 open-market purchases and 7 open-market sales by insiders in the last 90 days.
- Last 30 days5 buys ($173992) · 7 sells ($719146) — 3 buying, 4 selling insiders
- Last 90 days6 buys ($487787) · 7 sells ($719146) — 4 buying, 4 selling insiders
- Last 180 days12 buys ($1M) · 8 sells ($789541) — 5 buying, 5 selling insiders
Cluster buying: 3 different insiders reported open-market purchases (SEC code P) of BHRB within a 30-day window between 2026-04-28 and 2026-05-12. Disclosed Form 4 activity, not a prediction of performance or a buy signal.
Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-08-20. As of 2026-08-24.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about BHRB's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
4 institutional 13F filers reported holding BHRB as of 2026-03-31 (quarter-end position, filed within 45 days).
- Distinct 13F filers 4
- Reported shares held 1,397,522
- Reported value $87,051,669
reported quarterly holdings change (2025-12-31 → 2026-03-31): 0 new, 3 increased, 1 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Short interest (FINRA)
BHRB had 766,952 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
BHRB had 3.80% of its shares outstanding sold short as of the 2026-07-31 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 5.89 days to cover at the same settlement.
- Reported short interest (shares) 766,952
- Short interest (% of shares outstanding) 3.80%
- Prior settlement (shares) 696,372
- Reported change 10.14%
- Days to cover (reported) 5.89
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- United Bankshares (UBSI)
- Eagle Bancorp (EGBN)
- TowneBank (TOWN)
- Fulton Financial (FULT)
- Atlantic Union Bankshares (AUB)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does BURKE HERBERT FINANCIAL SERVICES C (BHRB) do?
Burke & Herbert Financial Services Corp. is the bank holding company for Burke & Herbert Bank & Trust Company, a Virginia-chartered commercial bank offering a broad range of banking and financial services. The company provides commercial and consumer lending, treasury and cash management, wealth and trust services, and deposit products to small-to-medium-sized businesses, non-profits, and individuals.
What sector is BURKE HERBERT FINANCIAL SERVICES C (BHRB) in?
BURKE HERBERT FINANCIAL SERVICES C (BHRB) is classified in the Financials sector. Its industry is regional bank. It trades on NASDAQ.
Does BHRB pay a dividend?
Yes — BURKE HERBERT FINANCIAL SERVICES C (BHRB) pays a dividend, with an indicated yield of about 4.46% and at least 5 years of non-decreasing per-share dividends (SEC EDGAR XBRL) — we do not hold the year before it, so the real streak may be longer (market data, as of 2026-08-24). Informational only — not financial advice.
Who are BURKE HERBERT FINANCIAL SERVICES C's (BHRB) competitors?
Notable peers of BURKE HERBERT FINANCIAL SERVICES C (BHRB) include United Bankshares, Eagle Bancorp, TowneBank, Fulton Financial and Atlantic Union Bankshares. This peer set is informational only — not financial advice.
Is BURKE HERBERT FINANCIAL SERVICES C (BHRB) overbought or oversold right now?
BURKE HERBERT FINANCIAL SERVICES C (BHRB) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 47, in the neutral middle (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on BHRB come from?
Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.