COLONY BANKCORP INC (CBAN)
Financials · Community banking · NYSE
A community-focused bank headquartered in Georgia serving retail and commercial customers across the Southeast with lending, deposit, and mortgage services.
What COLONY BANKCORP INC does
Colony Bankcorp, Inc. is a bank holding company that operates through subsidiary banks providing commercial banking, retail banking, and mortgage services primarily in Georgia, Alabama, and Florida. The company generates revenue from net interest income on loans and investments, deposit service charges, mortgage origination and servicing fees, SBA loan sales, and insurance commissions. With approximately $3.7 billion in total assets as of Q1 2026, Colony operates as a community-oriented financial institution competing in regional and local markets.
Themes: ["Community banking","Regional banking / Southeast focus","Mortgage lending","SBA lending","Deposit gathering and funding"]
Fundamentals
- Price$20.02 as of 2026-07-09 close
- Market cap$419M as of 2026-07-10
- 1-year return+11.0% as of 2026-07-09 close
- P/E14.04 as of 2026-07-10
- Net margin+18.9% as of 2026-07-10
- ROE+8.8% as of 2026-07-10
- Debt / equity0.17 as of 2026-07-10
- Revenue growth (YoY)+38.4% as of 2026-07-10
- Beta0.56 as of 2026-07-10
Dividend: yield +2.4%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Economic downturns in Georgia, Alabama, and Florida could impair borrower repayment ability and reduce demand for banking products and services","Intense competition from larger national and regional banks with greater resources, fintech companies, credit unions, and non-bank payment providers pressures margins and may cause customer attrition","Technology and digital capability gaps relative to larger competitors could reduce competitive position and growth opportunities"]
Competitors & peers
- National banks
- Regional banks
- Community banks in Georgia, Alabama, and Florida
- Fintech companies offering banking services
- Credit unions
- Mortgage banks
- Finance companies
- Savings associations
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.