CB FINANCIAL SERVICES INC (CBFV)
Financials · Community Banking · NASDAQ
A Pennsylvania-based community bank with $1.55 billion in assets, serving southwestern Pennsylvania and West Virginia through residential and commercial lending, deposit products, and relationship-based banking services.
What CB FINANCIAL SERVICES INC does
CB Financial Services, Inc. is a bank holding company headquartered in Carmichaels, Pennsylvania, that operates Community Bank, a Pennsylvania-chartered commercial bank serving southwestern Pennsylvania and West Virginia. The bank offers residential and commercial real estate loans, commercial and industrial loans, consumer loans, and deposit products to individuals and small to medium-sized businesses across 12 community banking offices. The bank focuses on relationship-based customer service, digital banking capabilities, and core deposit growth while maintaining capital efficiency and profitability.
Themes: ["Community banking / relationship-based lending","Regional banking (Southwest PA / West Virginia)","Digital banking transformation","Core deposit growth"]
Fundamentals
- Price$37.83 as of 2026-07-09 close
- Market cap$193M as of 2026-07-10
- 1-year return+29.2% as of 2026-07-09 close
- P/E28.15 as of 2026-07-10
- Net margin+22.6% as of 2026-07-10
- ROE+4.5% as of 2026-07-10
- Debt / equity0.09 as of 2026-07-10
- Revenue growth (YoY)+18.9% as of 2026-07-10
- Revenue CAGR (3y)-7.6% SEC XBRL
- Beta0.27 as of 2026-07-10
Dividend: yield +2.9%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Credit risk from loan portfolio concentration in southwestern Pennsylvania and West Virginia real estate and commercial lending markets, with potential exposure to regional economic downturns.","Interest rate risk from deposit and lending dynamics; changes in the interest rate environment could reduce net interest margin and profitability.","Competitive pressure from larger regional and national banks, as well as from digital-first fintech competitors in deposit and lending markets."]
Competitors & peers
- PNC Financial Services Group (PNC)
- Peoples Security Financial Corporation
- Orrstown Bank
- First National Community Bancorp
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.