CVB FINANCIAL CORP (CVBF)
Financials · Community Banking / Regional Banking · NASDAQ
A California-based community bank with $15.6 billion in assets focused on small- and medium-sized business lending, personal banking, and wealth management across 62 banking centers.
What CVB FINANCIAL CORP does
CVB Financial Corp is a California-based bank holding company whose principal subsidiary, Citizens Business Bank, provides comprehensive banking and financial services to small-and medium-sized businesses, professionals, and individuals across California. The company operates 62 banking centers and trust offices throughout the state, offering a full range of deposit products, commercial and consumer lending, wealth management, and specialized financial services including treasury management, merchant processing, and international trade services. In December 2025, CVB agreed to acquire Heritage Commerce Corp in an all-stock merger expected to close in Q2 2026, creating a combined entity with approximately $22 billion in assets.
Themes: ["Community banking","Small and medium-sized business lending","California regional banking","Commercial real estate lending","Agricultural lending / agribusiness","Wealth management and trust services","Consumer banking and lending"]
Fundamentals
- Price$22.35 as of 2026-07-09 close
- Market cap$4.0B as of 2026-07-10
- 1-year return+7.3% as of 2026-07-09 close
- P/E18.89 as of 2026-07-10
- Net margin+42.8% as of 2026-07-10
- ROE+9.2% as of 2026-07-10
- Debt / equity0.21 as of 2026-07-10
- Revenue growth (YoY)+24.0% as of 2026-07-10
- Beta0.66 as of 2026-07-10
Dividend: yield +3.6%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Integration risks from the pending Heritage Commerce Corp acquisition, including failure to achieve expected revenue growth, cost savings, or effective operational integration","Geographic and industry concentration risk in California and within its loan portfolio, particularly exposure to commercial real estate and agricultural sectors","Interest rate, economic, and credit quality risks including changes in consumer/business spending habits, nonperforming assets, and potential credit impairments"]
Competitors & peers
- Western Alliance Bancorporation (WAL)
- PacWest Bancorp (PACW)
- Mechanics Bank
- TriCo Bancshares (TCBK)
- Rabobank
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.