FIRST BANCORP (FBP)
Financials · regional banks · NYSE
First BanCorp is a regional financial holding company serving Puerto Rico and the surrounding islands with a comprehensive suite of commercial and retail banking solutions.
What FIRST BANCORP does
First BanCorp is a financial holding company that operates through its principal subsidiary, FirstBank Puerto Rico. The company provides a range of commercial and retail banking services to customers in Puerto Rico, the U.S. Virgin Islands, the British Virgin Islands, and the continental United States. Its primary offerings include personal and commercial loans, deposit accounts, and various treasury and investment services.
Themes: regional banking, Puerto Rico economic activity, interest rate sensitivity
Fundamentals
- Price$28.52 as of 2026-08-21 close
- Market cap$4.4B as of 2026-08-21
- 1-year return+33.3% 2025-08-21 close $21.39 → 2026-08-21 close $28.52
- P/E12.04 as of 2026-08-24
- Net margin+31.7% as of 2026-08-24
- ROE+19.0% as of 2026-08-24
- Debt / equity0.15 as of 2026-08-24
- Revenue growth (YoY)+19.8% as of 2026-08-24
- Revenue CAGR (3y)+8.4% SEC XBRL
- Beta0.84 as of 2026-08-24
- Last reported earnings2026-04-22 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +3.7%; at least 5 years of non-decreasing per-share dividends (SEC XBRL) — we do not hold the year before it, so the real streak may be longer.
How FBP compares in its sector
- price-to-earnings ratiomiddle range 525 covered Financials peers, as of 2026-08-24
- net profit margintop 25% 538 covered Financials peers, as of 2026-08-24
- operating margintop 25% 534 covered Financials peers, as of 2026-08-24
- return on equitytop 25% 575 covered Financials peers, as of 2026-08-24
- 3-year revenue CAGRmiddle range 347 covered Financials peers
- indicated dividend yieldmiddle range 453 covered Financials peers, as of 2026-08-24
- free cash flow (absolute dollars, latest fiscal year)top 25% 431 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Top 10 scores & list membership
FBP is in the Financials Long-term Top 10.
Financials Long-term Top 10 — since 18 Aug 2026
Long-term score
77.4 #3 of 987 scored · #3 of 191 in Financials
Financial health 86th (debt to equity 0.1) and long-term trend 81st (a strong uptrend, with buyers in control); weakest is valuation (68th, price to earnings 12, price to book 1.7).
Short-term score
52.4 #639 of 1,704 scored · #106 of 277 in Financials
Trend 67th: a strong uptrend, with buyers in control; momentum 59th: its RSI momentum gauge is in neutral territory; weakest is catalysts 33rd: open-market insider buys in 90 days 0, analysts' average price target is unchanged from the prior reading.
In this list since 18 Aug 2026 — currently 3rd in the list (3 days)
- Entered 18 Aug 2026: first selection for this list at rank 8, score 74.7.
Never in this list — passed over at the rebalances below
- Not selected 18 Aug 2026 despite rank 9: Financials already holds 4 of 10 (sector cap).
Scores as of 21 Aug 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 2.
Dividend coverage (FY2025)
Covered by reported results. In FY2025, FBP's dividend was covered by reported results (earnings payout 34%, free-cash-flow payout 26%). This describes past coverage, not a forecast.
- Earnings payout34% dividends / net income
- Free-cash-flow payout26% dividends / (operating cash flow − capex)
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How FIRST BANCORP looks technically
FIRST BANCORP (FBP) is trading 22.7% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 141 trading days ago — a "golden cross", a bullish long-term signal. A strong uptrend is in place — ADX, a 0–100 trend-strength gauge, is 41, with buyers in control. Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 51, neither overbought (above 70) nor oversold (below 30). It made a new 20-day low about 2 trading days ago. It is 4.6% below its 52-week high (its highest price of the past year). Day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 2% of the past ~6 months), which often precedes a bigger move.
Trend
8
| Distance from the 200-day | it is trading 22.7% above its 200-day average, the long-term trend line — a longer-term uptrend | +22.7% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $27.53 | $27.53 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $23.25 | $23.25 |
| Swing structure | each recent peak has been higher than the one before it and each dip has been shallower — the pattern chart-watchers call an uptrend, which describes where price has already been and not where it goes next | higher highs and higher lows |
| Last swing turn | its last significant turn was a swing high 17 calendar days ago — the swings before that are what the structure reading is measured on | 17 sessions |
| Wave structure | its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in the fourth leg, a pullback against that upward direction; the labelling fails if price closes below 24.57. It is one of several labellings that fit, and it describes the swings already printed, not what comes next. The same swings also read as a completed three-part correction. | possible upward five-wave sequence, in wave 4 (one of several readings) |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 141 trading days ago — a "golden cross", a bullish long-term signal | 141 sessions |
| Trend strength (14-day ADX) | a strong uptrend is in place — ADX, a 0–100 trend-strength gauge, is 41, with buyers in control | 40.6 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 51, neither overbought (above 70) nor oversold (below 30) | 50.5 |
|---|---|---|
| Position in its 14-day range | it is trading in the lower half of its 14-day range ($28.17 to $29.88) — its "stochastic" reading is 20 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 20.5 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, is in negative territory (momentum leaning bearish) | 13 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $29.88 | $29.88 |
|---|---|---|
| From the 52-week high | it is 4.6% below its 52-week high (its highest price of the past year) | -4.5% |
| Above the 52-week low | it is 48.9% above its 52-week low (its lowest price of the past year) | +48.9% |
| Below the 52-week high | it is 4.6% below its highest point of the past year | 4.5% |
| Since a 20-day breakout | it made a new 20-day low about 2 trading days ago | 2 sessions |
| Since a 55-day breakout | it made a new 55-day high about 6 trading days ago | 6 sessions |
| All-time high | its highest closing price on record is $415.07 (set on 2005-07-20) | $415.07 |
| Given back of the 52-week move | over the past year its closes ranged ($19.25 to $29.70), and it has given back only a small part of its rise from last year’s low — 11% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $22.91 to $23.24. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 11.3% |
| From the all-time high | it is 93.1% below its all-time high | -93.1% |
| Nearest price level | it is trading 13.9% above a support level at $24.57 — a price it turned at three times since 2026-04-28, most recently on 2026-05-27. Since 2024-08-21 it has 11 such levels below the current price and 0 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | -13.9% |
| All-time low | its lowest closing price on record is $2.06 (set on 2016-01-25) | $2.06 |
| Above the all-time low | it is 1284.5% above its all-time low | +1,284% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 2% of the past ~6 months), which often precedes a bigger move | 2nd percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.4979 between its high and its low — about 1.8% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.4979 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $28.28 and $29.72 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $28.28 – $29.00 – $29.72 |
| Typical daily range (% of price) | its price moves about 1.8% in a typical session — among the calmest in the catalog. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 1.8% |
| Stretch from the 200-day average | it is trading 10.6 daily ranges above its 200-day average price (22.7% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 10.6 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 0.86× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Price gaps
3
| Gap at the open | it opened on 2026-08-21 0.8% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | +0.8% |
|---|---|---|
| Open gap | it gapped 2.2% above the previous close 48 sessions ago and has not traded back through the level it left behind at 24.49 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | +2.2% |
| Gap filled | a 2.2% gap up opened on 2026-07-22 has been "filled" 22 sessions ago — price traded back through the level the gap left behind, and it closed again during the very session that opened it | 22 sessions ago |
Price streaks
1
| Closing streak | it closed higher in its latest session, after a session that did not close higher — a single up day rather than a run | 1 session up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock beat the market by 0.9 percentage points (the stock gained 3.2% while the market gained 2.3%) | +0.8% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 14.9 percentage points (the stock gained 18.0% while the market gained 3.1%) | +14.9% |
| vs market, 6 months | over the past 6 months this stock beat the market by 14.4 percentage points (the stock gained 25.5% while the market gained 11.1%) | +14.4% |
| vs market, 12 months | over the past 12 months this stock beat the market by 12.9 percentage points (the stock gained 33.3% while the market gained 20.5%) | +12.8% |
Signal agreement
2
| Bullish technical signals | 5 of the 9 technical signals we can compute for it are currently in a bullish state: a strong uptrend, with buyers in control, a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, outperforming the market over 6 months, trading above the Ichimoku cloud — these describe past price behaviour, not a forecast | 5 of 9 |
|---|---|---|
| Bearish technical signals | 2 of the 9 technical signals we can compute for it are currently in a bearish state: a fresh 20-day low, MACD momentum is negative — these describe past price behaviour, not a forecast | 2 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 8.3% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-16 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is moderate, spanning 3.0% of the share price. | +8.3% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 18% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $24.19 — a volume-weighted average of daily closes over 157 sessions, not a true tick-by-tick VWAP. | +17.9% |
|---|---|---|
| Vs the average paid since it last reported | the price is 1% below the average price paid since it last reported on 2026-08-07 (its 10-Q), so the typical buyer over that stretch is under water. That average is $28.95 — a volume-weighted average of daily closes over 11 sessions, not a true tick-by-tick VWAP. | -1.5% |
Price levels it has turned at before
FBP last closed at $28.52 on 2026-08-21. Since 2024-08-21 it has turned at 11 prices below its last close and 0 above; the 3 nearest below are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $24.57 | Support | 13.9% below the last close | turned there three times · 2026-04-28 to 2026-05-27 |
| $23.49 | Support | 17.6% below the last close | turned there twice · 2026-02-06 to 2026-06-01 |
| $23.04 | Support | 19.2% below the last close | turned there twice · 2026-04-09 to 2026-05-13 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in leg 4 of five, a pullback against that direction.
This labelling fails — stops being a possible reading at all — if it closes below $24.57.
This is one of several labellings that fit the same swings, so treat it as a reading rather than the reading. It was chosen from 2 labellings that survived the rules, counting shorter readings of the same bars.
On past moves of this shape the leg has usually ended somewhere between $26.23 and $27.91 — that is where it has tended to end if the count holds, not a forecast of where the price goes.
Alternate reading: The same swings also read as a completed three-part correction, which fails on a close above $29.41.
This labelling was already in place when we began recording count changes on 2026-08-13, so how long it has stood is not something we can say yet.
Read from daily closes as of 2026-08-21.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · Broke down to a new 20-day low · in a Bollinger Band volatility squeeze · in a strong, established uptrend (ADX) · beating the market · Least volatile (2% or less typical daily range) | Learn: moving average · golden cross · adx · rsi · breakout · fifty two week high low · bollinger bands
Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingBuy (1.57 mean, 1=Strong Buy…5=Strong Sell) — 7 analysts
- Mean price target$31.71 range $30.00 – $33.00; median $31.00
Analyst estimates, as of 2026-08-21. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for FBP
- Consensus EPS estimate$0.5905 next reporting period, as of 2026-08-21
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Sensitivity to interest rate environment and inflation levels impacting net interest margin and asset/liability performance.","Exposure to economic and political instability in Puerto Rico and the USVI/BVI.","Risks associated with cybersecurity incidents and reliance on third-party service providers."]
What changed in the latest 10-Q
AI-assisted comparison of FBP's 10-Q filed 2026-05-08 against the prior one filed 2025-11-07.
Management's Discussion & Analysis (MD&A)
- Added:
- Reference to 2025 Annual Report on Form 10-K (newer filing) instead of 2024 Annual Report on Form 10-K (older filing)
- Economic conditions in Puerto Rico remained stable through end of first quarter of 2026
- Unemployment rate in Puerto Rico was 5.7% in Q4 2025 and 5.6% in Q1 2026
- U.S. unemployment rate was 4.3% in January 2026, unchanged from late 2025
- Federal Reserve maintained federal funds target range at 3.50%-3.75% during Q1 2026
- Reference to three 25 basis point rate cuts in September, October, and December 2025
- Corporation expects growth in commercial and residential mortgage loan portfolios for remainder of 2026
- Corporation expects net interest margin to continue expanding
- Capital deployment of $81.5 million in Q1 2026 ($50.0 million stock repurchases, $31.5 million dividends)
- Dividend of $0.20 per common share declared on April 22, 2026, payable June 12, 2026
- Net income of $88.8 million ($0.57 per diluted share) for Q1 2026
- Return on Average Assets of 1.89% for Q1 2026
- Return on Average Common Equity of 17.92 for Q1 2026
- Efficiency Ratio of 49.14 for Q1 2026
- Removed:
- Reference to 2024 Annual Report on Form 10-K (older filing only)
- Economic conditions during third quarter of 2025
- Puerto Rico unemployment rate averaged 5.6% in August 2025
- Puerto Rico fiscal conditions improved with $13.1 billion balanced budget in July 2025
- PROMESA oversight board certification mentioned
- U.S. unemployment rate increased to 4.3% in August 2025 compared to 4.1% in prior quarter
- Federal Reserve implemented two rate cuts (September and October 2025) bringing range to 3.75%-4.00%
- U.S. federal government shutdown that began October 1, 2025
- Total loans surpassed $13 billion for first time since 2010, increasing 5.6% on linked-quarter annualized basis
- Core franchise deposits expanded by $139 million
- Net interest margin expected to remain stable through Q4 2025
- Cash flows of approximately $0.6 billion from investment securities expected for redeployment
- Full-year loan growth guidance revised to 3%-4%
- Capital deployment of $78.7 million in Q3 2025 ($28.7 million dividends, $50.0 million repurchases)
- Stock repurchase program announcement of up to $200 million through Q4 2026
- Approximately 1.2 million shares repurchased from October 1 to November 4, 2025 for $23.7 million
- Remaining authorization of approximately $214.6 million as of November 4, 2025
- One-time reversal of approximately $16.6 million in valuation allowance related to NOL carryforwards
- Act 65-2025 enactment mentioned
- Employee retention credit of $2.3 million net of $0.3 million commissions
- Reference to goodwill and pension/postretirement obligations in critical accounting estimates (older version lists more items)
- Critical accounting estimates listing in older version explicitly includes valuation of financial instruments and income taxes
- Net income of $77.1 million ($0.47 per diluted share) for Q1 2025
- Return on Average Assets of 1.64% for Q1 2025
- Return on Average Common Equity of 17.90 for Q1 2025
- Efficiency Ratio of 49.58 for Q1 2025
- Reworded:
- Critical accounting estimates section reworded: older version lists '(i) the allowance for credit losses (ACL); (ii) valuation of financial instruments; and (iii) income taxes' while newer version states 'the allowance for credit losses (ACL)' as primary focus with other items addressed in different paragraphs
- Older version states critical estimates 'are particularly susceptible to significant changes include, but are not limited to, the following:' with numbered list, while newer version uses less specific language 'include, but are not limited to, the allowance for credit losses'
- Newer version adds phrase 'In addition, the use of estimates and assumptions is also important in performing the accounting for income taxes, valuation of financial instruments, determining the accounting for goodwill, pension and postretirement benefit obligations, and provisions for losses that may arise from litigation and regulatory proceedings (including governmental investigations)' as separate section
- Older version references 'For more information regarding valuation of financial instruments and income tax policies' while newer version references this information for 'Critical Accounting Estimates' section
- Notes:
- The two filings compare different quarters: older filing covers Q3 2025 (filed November 7, 2025), newer filing covers Q1 2026 (filed May 8, 2026)
- The textual excerpt from the older filing appears truncated at the end of the 'Overview of Results of Operations' section, limiting full comparison of that section
Risk Factors
- Added:
- Newer filing (2026-05-08) references 'Annual Report on Form 10-K for the fiscal year ended December 31, 2025' while older filing (2025-11-07) references 'Annual Report on Form 10-K for the fiscal year ended December 31, 2024'
- Newer filing adds specific geopolitical details: 'ongoing conflicts in the Middle East, such as the war in Iran, recent conflicts in South America' versus older filing's general reference to 'the conflict in the Middle East'
- Newer filing removes reference to debt securities credit-related losses risk that appears in older filing
- Removed:
- Removed from newer filing: bullet point about 'the risk that additional portions of the unrealized losses in the Corporation's debt securities portfolio are determined to be credit-related, resulting in additional charges to the provision for credit losses on the Corporation's debt securities portfolio, and the potential for additional credit losses that could emerge from further downgrades of the U.S.'s Long-Term Foreign-Currency Issuer Default Rating and negative ratings outlooks' (present in older 2025-11-07 filing)
- Removed from newer filing: reference to 'the impacts of applicable legislative, tax, or regulatory c[ontents cut off]' (present in older filing)
- Reworded:
- Terminology change: 'brokered CDs' in older filing changed to 'brokered certificates of deposit ("CDs")' in newer filing (expanded form with abbreviation)
- Geopolitical description expanded from 'the conflict in the Middle East' (older) to 'ongoing conflicts in the Middle East, such as the war in Iran' (newer)
- Added 'recent conflicts in South America' and 'the possible expansion of such conflicts in surrounding areas' as new geopolitical specificity in newer filing
- Notes:
- The newer filing text appears truncated at 'debt securities po' so full extent of removal cannot be verified
- The older filing text also appears truncated at 'the impacts of applicable legislative, tax, or regulatory c' so full extent of that section cannot be compared
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
0 open-market purchases and 1 open-market sale by insiders in the last 90 days.
- Last 90 days0 buys · 1 sell ($194677) — 1 selling insider
- Last 180 days0 buys · 1 sell ($194677) — 1 selling insider
Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-06-05. As of 2026-08-24.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about FBP's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
5 institutional 13F filers reported holding FBP as of 2026-03-31 (quarter-end position, filed within 45 days).
- Distinct 13F filers 5
- Reported shares held 41,185,001
- Reported value $879,711,620
reported quarterly holdings change (2025-12-31 → 2026-03-31): 0 new, 2 increased, 3 decreased, 1 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Short interest (FINRA)
FBP had 6,162,056 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
FBP had 4.04% of its shares outstanding sold short as of the 2026-07-31 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 3.18 days to cover at the same settlement.
- Reported short interest (shares) 6,162,056
- Short interest (% of shares outstanding) 4.04%
- Prior settlement (shares) 6,904,315
- Reported change -10.75%
- Days to cover (reported) 3.18
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does FIRST BANCORP (FBP) do?
First BanCorp is a financial holding company that operates through its principal subsidiary, FirstBank Puerto Rico. The company provides a range of commercial and retail banking services to customers in Puerto Rico, the U.S. Virgin Islands, the British Virgin Islands, and the continental United States. Its primary offerings include personal and commercial loans, deposit accounts, and various treasury and investment services.
What sector is FIRST BANCORP (FBP) in?
FIRST BANCORP (FBP) is classified in the Financials sector. Its industry is regional banks. It trades on NYSE.
Does FBP pay a dividend?
Yes — FIRST BANCORP (FBP) pays a dividend, with an indicated yield of about 3.75% and at least 5 years of non-decreasing per-share dividends (SEC EDGAR XBRL) — we do not hold the year before it, so the real streak may be longer (market data, as of 2026-08-24). Informational only — not financial advice.
Who are FIRST BANCORP's (FBP) competitors?
Notable peers of FIRST BANCORP (FBP) include Popular, Inc. and OFG Bancorp. This peer set is informational only — not financial advice.
Is FIRST BANCORP (FBP) overbought or oversold right now?
FIRST BANCORP (FBP) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 51, in the neutral middle (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on FBP come from?
Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.