Hagerty, Inc. (HGTY)
Financials · Specialty insurance (collector car and enthusiast vehicle insurance) · NYSE
Hagerty is a specialty insurer and community platform for collector car enthusiasts, combining high-retention insurance with membership, events, media, and a marketplace to create a diversified automotive ecosystem.
What Hagerty, Inc. does
Hagerty is a market leader in collector car and enthusiast vehicle insurance, with approximately 7% market share in the U.S. collector car market. The company operates an integrated automotive ecosystem that includes insurance products, the Hagerty Drivers Club membership program, car events, media and entertainment platforms, and a trusted marketplace for buying and selling vehicles ranging from entry-level enthusiast vehicles to high-value collector cars. The company combines insurance underwriting with community engagement and content to drive member retention and growth.
Themes: ["Collector car insurance","Specialty vehicle insurance","Automotive enthusiast community","Insurance underwriting / risk assumption","Online automotive marketplace","Media and content (automotive)","Membership-based engagement model"]
Fundamentals
- Price$12.23 as of 2026-07-10 close
- Market cap$4.2B as of 2026-07-12
- 1-year return+21.8% as of 2026-07-10 close
- P/E116.14 as of 2026-07-12
- Net margin+2.5% as of 2026-07-12
- ROE+12.4% as of 2026-07-12
- Debt / equity0.74 as of 2026-07-12
- Revenue growth (YoY)+16.1% as of 2026-07-12
- Revenue CAGR (3y)+22.7% SEC XBRL
- Beta0.81 as of 2026-07-12
Key risks (from latest filing)
["Competition from larger insurers and rivals in collector car insurance; ability to attract and retain insurance policyholders and Hagerty Drivers Club subscribers","Exposure to underwriting volatility, catastrophe losses, and reinsurance counterparty risk following the Markel fronting arrangement shift to wholly-owned subsidiary Hagerty Re assuming 100% of policy risk","Dependence on key strategic relationships with insurance distribution, underwriting carrier partners, and third-party technology platforms; disruptions to technology systems could impair operations"]
Competitors & peers
- State Farm
- Allstate
- Progressive
- Geico
- Specialty Insurance Group
- American Modern Insurance
Fundamentals: Finnhub, as of 2026-07-12. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-10.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.