Kemper Corporation (KMPR)
Financials · Specialty property & casualty insurance · NYSE
Kemper is a specialized insurer providing non-standard and commercial auto insurance, plus life coverage, to approximately 4.5 million policyholders primarily through independent agents and direct channels.
What Kemper Corporation does
Kemper Corporation is an insurance holding company that provides personal and commercial automobile insurance to consumers in targeted markets, particularly those with non-standard or preferred-risk profiles, as well as life insurance and basic protection products. The company operates approximately 4.5 million policies through two main segments: Specialty Property & Casualty Insurance (focused on personal auto, commercial auto, and fire/contents coverage) and Life Insurance, serving individuals and businesses primarily in the United States through approximately 24,100 agents and brokers.
Themes: ["Non-standard auto insurance","Specialty property & casualty insurance","Commercial auto insurance","Life insurance and basic protection","Targeted insurance markets"]
Fundamentals
- Price$29.06 as of 2026-07-09 close
- Market cap$1.7B as of 2026-07-10
- 1-year return-53.4% as of 2026-07-09 close
- P/E40.83 as of 2026-07-10
- Net margin+0.9% as of 2026-07-10
- ROE+1.5% as of 2026-07-10
- Debt / equity0.36 as of 2026-07-10
- Revenue growth (YoY)+0.5% as of 2026-07-10
- Revenue CAGR (3y)-4.6% SEC XBRL
- Beta1.04 as of 2026-07-10
Dividend: yield +4.4%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Adverse outcomes in litigation, investigations, or regulatory proceedings, including those related to business practices in the insurance industry, and uncertainties around regulatory approval of insurance rates, policies, and strategic initiatives","The incidence, frequency and severity of catastrophic events (natural disasters, pandemics, terrorist attacks), insurance claims frequency and severity, and inflation impacts on claims costs, particularly material costs and medical expenses","Cybersecurity and data governance liabilities, cyber incidents, and regulatory requirements related to privacy and data handling, as well as supply chain disruption affecting property claims and availability of labor and materials"]
Competitors & peers
- State Auto Financial Services (STAF)
- Bristol West Holdings
- Infinity Property and Casualty Corporation
- National General Holdings
- Universal Insurance Holdings (UVE)
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.