Kinsale Capital Group (KNSL)
Financials
Kinsale Capital is a property and casualty insurance specialist focused exclusively on the excess and surplus lines market, writing hard-to-place commercial and personal risks through a broker distribution network.
What Kinsale Capital Group does
Kinsale Capital Group is a property and casualty insurance company that specializes exclusively in the excess and surplus lines (E&S or non-admitted) market in the United States. The company writes insurance coverages for unusual or hard-to-place risks—including newly established companies, high-risk operations, insureds in litigious venues, and companies with poor loss histories—across all 50 states and U.S. territories. Products are sold primarily through independent insurance brokers, with a focus on small- to medium-sized accounts in commercial lines (97% of 2025 premiums) and personal lines such as high-value homeowners insurance. The company operates with a technology-forward platform and experienced underwriting team to manage risk and generate underwriting profits.
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Fundamentals
- Price$338.58 as of 2026-07-09 close
- Market cap$7.8B as of 2026-07-10
- 1-year return-28.7% as of 2026-07-09 close
- P/E14.79 as of 2026-07-10
- Net margin+28.2% as of 2026-07-10
- ROE+28.1% as of 2026-07-10
- Debt / equity0.11 as of 2026-07-10
- Revenue growth (YoY)+16.3% as of 2026-07-10
- Revenue CAGR (3y)+30.7% SEC XBRL
- Beta0.90 as of 2026-07-10
Dividend: yield +0.3%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
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Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.