MAINSTREET BANCSHARES INC (MNSB)
Financials · Community Banking · NASDAQ
A Virginia-based community bank serving the Northern Virginia and Washington, D.C. metropolitan area with personalized retail, small-to-medium business, and professional banking services.
What MAINSTREET BANCSHARES INC does
MainStreet Bancshares, Inc. is a financial holding company that owns MainStreet Bank, a community commercial bank serving the Northern Virginia and Washington, D.C. metropolitan area. The Bank offers a full range of banking services including deposit products, lending, cash management, and wealth management services to retail customers, small to medium-sized businesses, and professional service organizations. The Bank operates seven branches and emphasizes personalized service, local decision-making, and advanced banking technology to compete with larger regional institutions.
Themes: ["Community banking","Regional banking / Northern Virginia","Retail and small business lending","Deposit gathering","Digital banking / fintech integration"]
Fundamentals
- Price$24.00 as of 2026-07-09 close
- Market cap$172M as of 2026-07-10
- 1-year return+18.8% as of 2026-07-09 close
- P/E9.95 as of 2026-07-10
- Net margin+34.8% as of 2026-07-10
- ROE+8.0% as of 2026-07-10
- Debt / equity0.33 as of 2026-07-10
- Revenue growth (YoY)+57.3% as of 2026-07-10
- Revenue CAGR (3y)-3.4% SEC XBRL
- Beta0.52 as of 2026-07-10
Dividend: yield +1.7%; 4-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Concentration in Northern Virginia and Washington, D.C. metropolitan area creates geographic and economic exposure risk","Competition from larger regional and national banks with greater resources, technology, and branch networks","Interest rate risk from deposits and loan portfolio; net interest margin compression if rates decline further"]
Competitors & peers
- Capital One Financial (COF)
- Truxton Trust
- Eagle Bancorp Washington (EGBK)
- Xenith Bankshares / Xenith Bank
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.