MERIDIAN CORP (MRBK)
Financials · regional banks · NASDAQ
Meridian Corporation is a community-focused bank holding company providing commercial banking, wealth management, and mortgage banking services to businesses and individuals in the Delaware Valley and Mid-Atlantic regions.
What MERIDIAN CORP does
Meridian Corporation is a bank holding company that operates through its subsidiary, Meridian Bank, providing commercial and consumer banking services across the Delaware Valley, Central Maryland, and southwest Florida. The company offers a diversified financial services model, including commercial and industrial lending, commercial real estate loans, wealth management, and residential mortgage banking. Additionally, Meridian provides ancillary services such as title insurance, equipment leasing, and SBA loan financing.
Themes: commercial banking, wealth management, mortgage banking, equipment finance, SBA lending
Fundamentals
- Price$19.89 as of 2026-08-21 close
- Market cap$237M as of 2026-08-21
- 1-year return+34.6% 2025-08-21 close $14.78 → 2026-08-21 close $19.89
- P/E11.19 as of 2026-08-24
- ROE+11.2% as of 2026-08-24
- Debt / equity0.85 as of 2026-08-24
- Revenue CAGR (3y)+10.1% SEC XBRL
- Beta0.66 as of 2026-08-24
- Last reported earnings2026-07-30 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +2.5%; 3-year non-decreasing per-share dividend streak (SEC XBRL).
How MRBK compares in its sector
- price-to-earnings ratiomiddle range 525 covered Financials peers, as of 2026-08-24
- return on equitymiddle range 575 covered Financials peers, as of 2026-08-24
- 3-year revenue CAGRmiddle range 347 covered Financials peers
- indicated dividend yieldmiddle range 453 covered Financials peers, as of 2026-08-24
- free cash flow (absolute dollars, latest fiscal year)bottom 25% 431 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Dividend coverage (FY2025)
Covered by reported results. In FY2025, MRBK's dividend was covered by reported results (earnings payout 26%, free-cash-flow payout 25%). This describes past coverage, not a forecast.
- Earnings payout26% dividends / net income
- Free-cash-flow payout25% dividends / (operating cash flow − capex)
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How MERIDIAN CORP looks technically
MERIDIAN CORP (MRBK) is trading 7.4% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 240 trading days ago — a "golden cross", a bullish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 11, below the 25 that marks a real trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 51, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bearish about 3 trading days ago (its momentum flipped negative). It made a new 20-day low about 10 trading days ago. Day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 4% of the past ~6 months), which often precedes a bigger move. Trading volume is running unusually high — about 4.5× its 30-day average, a sign of heightened interest.
Trend
8
| Distance from the 200-day | it is trading 7.4% above its 200-day average, the long-term trend line — a longer-term uptrend | +7.4% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $19.86 | $19.86 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $18.51 | $18.51 |
| Swing structure | each recent peak has been lower than the one before it and each dip deeper — the pattern chart-watchers call a downtrend, which describes where price has already been and not where it goes next | lower highs and lower lows |
| Last swing turn | its last significant turn was a swing high 8 calendar days ago — the swings before that are what the structure reading is measured on | 8 sessions |
| Wave structure | its recent swings can be read as a five-part downward sequence — what Elliott-wave chartists call an impulse — now in leg 3 of five; the labelling fails if price closes above 20.39. It is one of several labellings that fit, and it describes the swings already printed, not what comes next. The same swings also read as a three-part correction in leg C. | possible downward five-wave sequence, in wave 3 (one of several readings) |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 240 trading days ago — a "golden cross", a bullish long-term signal | 240 sessions |
| Trend strength (14-day ADX) | there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 11, below the 25 that marks a real trend) | 11.3 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 51, neither overbought (above 70) nor oversold (below 30) | 51.4 |
|---|---|---|
| Position in its 14-day range | it is trading in the upper half of its 14-day range ($19.18 to $20.39) — its "stochastic" reading is 59 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 58.7 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bearish about 3 trading days ago (its momentum flipped negative) | 3 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $21.67 | $21.67 |
|---|---|---|
| From the 52-week high | it is 8.2% below its 52-week high (its highest price of the past year) | -8.2% |
| Above the 52-week low | it is 44.0% above its 52-week low (its lowest price of the past year) | +44.0% |
| Below the 52-week high | it is 8.2% below its highest point of the past year | 8.2% |
| Since a 20-day breakout | it made a new 20-day low about 10 trading days ago | 10 sessions |
| Since a 55-day breakout | it made a new 55-day high about 27 trading days ago | 27 sessions |
| All-time high | its highest closing price on record is $21.67 (set on 2026-03-05) | $21.67 |
| Given back of the 52-week move | over the past year its closes ranged ($13.87 to $20.71), and it has given back only a small part of its rise from last year’s low — 12% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $16.26 to $16.48. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 12.0% |
| From the all-time high | it is 8.2% below its all-time high | -8.2% |
| Nearest price level | it is trading 3.1% above a support level at $19.27 — a price it turned at four times since 2026-01-22, most recently on 2026-08-10. Since 2024-08-21 it has 12 such levels below the current price and 2 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | -3.1% |
| All-time low | its lowest closing price on record is $5.34 (set on 2020-03-25) | $5.34 |
| Above the all-time low | it is 272.5% above its all-time low | +272.5% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 4% of the past ~6 months), which often precedes a bigger move | 4th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.5288 between its high and its low — about 2.7% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.5288 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $19.39 and $20.37 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $19.39 – $19.88 – $20.37 |
| Typical daily range (% of price) | its price moves about 2.7% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 2.7% |
| Stretch from the 200-day average | it is trading 2.6 daily ranges above its 200-day average price (7.4% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 2.6 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is running unusually high — about 4.5× its 30-day average, a sign of heightened interest | 4.52× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | not available for this company yet | n/a |
Candlestick patterns
1
| Since a doji | 3 sessions ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | 3 sessions ago |
|---|
Price gaps
3
| Gap at the open | it opened on 2026-08-21 0.5% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | +0.5% |
|---|---|---|
| Open gap | it gapped 3.6% above the previous close 51 sessions ago and has not traded back through the level it left behind at 17.88 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | +3.6% |
| Gap filled | a 2.2% gap up opened on 2026-06-11 has been "filled" 45 sessions ago — price traded back through the level the gap left behind, and it took 4 sessions to close | 45 sessions ago |
Price streaks
1
| Closing streak | it closed higher in its latest session, after a session that did not close higher — a single up day rather than a run | 1 session up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 4.2 percentage points (the stock lost 1.9% while the market gained 2.3%) | -4.2% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 10.6 percentage points (the stock gained 13.7% while the market gained 3.1%) | +10.6% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 11.9 percentage points (the stock lost 0.8% while the market gained 11.1%) | -11.9% |
| vs market, 12 months | over the past 12 months this stock beat the market by 14.1 percentage points (the stock gained 34.6% while the market gained 20.5%) | +14.1% |
Signal agreement
2
| Bullish technical signals | 3 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, trading above the Ichimoku cloud — these describe past price behaviour, not a forecast | 3 of 9 |
|---|---|---|
| Bearish technical signals | 2 of the 9 technical signals we can compute for it are currently in a bearish state: MACD momentum is negative, lagging the market over 6 months — these describe past price behaviour, not a forecast | 2 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 0.5% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-16 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is moderate, spanning 5.0% of the share price. | +0.5% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 3% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $19.34 — a volume-weighted average of daily closes over 157 sessions, not a true tick-by-tick VWAP. | +2.8% |
|---|---|---|
| Vs the average paid since it last reported | the price is sitting right on the average price paid since it last reported on 2026-07-30 (its 8-K), so the typical buyer over that stretch is roughly break-even. That average is $19.84 — a volume-weighted average of daily closes over 17 sessions, not a true tick-by-tick VWAP. | +0.2% |
Price levels it has turned at before
MRBK last closed at $19.89 on 2026-08-21. Since 2024-08-21 it has turned at 12 prices below its last close and 2 above; the 3 nearest below and the 2 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $19.27 | Support | 3.1% below the last close | turned there four times · 2026-01-22 to 2026-08-10 |
| $20.62 | Resistance | 3.7% above the last close | turned there six times · 2026-02-18 to 2026-08-13 |
| $21.06 | Resistance | 5.9% above the last close | turned there twice · 2026-02-04 to 2026-04-17 |
| $18.34 | Support | 7.8% below the last close | turned there twice · 2025-12-18 to 2026-03-09 |
| $18.02 | Support | 9.4% below the last close | turned there twice · 2026-01-05 to 2026-03-19 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a five-part downward sequence — what Elliott-wave chartists call an impulse — now in leg 3 of five.
This labelling fails — stops being a possible reading at all — if it closes above $20.39.
This is one of several labellings that fit the same swings, so treat it as a reading rather than the reading. It was chosen from 2 labellings that survived the rules, counting shorter readings of the same bars.
On past moves of this shape the leg has usually ended somewhere between $17.80 and $18.79 — that is where it has tended to end if the count holds, not a forecast of where the price goes.
Alternate reading: The same swings also read as a three-part correction in leg C, which fails on a close above $20.39.
This reading has stood for 2 trading days, since 2026-08-20.
Read from daily closes as of 2026-08-21.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · Unusually heavy trading volume · MACD just crossed bearish (12/26/9) · in a Bollinger Band volatility squeeze · trendless / choppy (low ADX) · lagging the market | Learn: moving average · golden cross · adx · rsi · macd · breakout · bollinger bands · volume and relative volume
Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Mean price target$23.50 range $23.00 – $24.00
Analyst estimates, as of 2026-08-22. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for MRBK
- Consensus EPS estimate$0.505 next reporting period, as of 2026-08-22
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Credit risk related to commercial real estate and commercial and industrial loan portfolios","Interest rate volatility impacting net interest margin and mortgage banking demand","Regulatory compliance risks associated with banking activities and SBA lending programs"]
What changed in the latest 10-Q
AI-assisted comparison of MRBK's 10-Q filed 2026-05-11 against the prior one filed 2025-11-07.
Management's Discussion & Analysis (MD&A)
- Added:
- Added reference to 'the timing of third-party appraisals and loan valuations from lead financial institutions in which we are a loan participant' in ACL risk disclosure (filed 2026-05-11)
- Added 'the development and use of artificial intelligence in business processes, services, and products' as a technological risk factor (filed 2026-05-11)
- Added 'geopolitical conditions, including acts or threats of terrorism, actions taken by the United States or other governments in response to acts or threats of terrorism and military conflicts, including the ongoing conflict in the Middle East, which could impact economic conditions in the United States' as a risk factor (filed 2026-05-11)
- Added Executive Overview section comparing March 31, 2026 to December 31, 2025 with Q1 2026 financial metrics and results (filed 2026-05-11)
- Added reference to Form 10-K for year ended December 31, 2025 instead of 2024 (filed 2026-05-11)
- Removed:
- Removed reference to 'See Note 1, "Summary of Significant Accounting Policies" for additional information on the adoption of ASC 326, which changes the methodology under which management calculates its reserve for loans and leases' (filed 2025-11-07)
- Removed Executive Overview section comparing September 30, 2025 to December 31, 2024 (filed 2025-11-07)
- Removed detailed nine-month results comparisons for September 30, 2025 vs. 2024 period (filed 2025-11-07)
- Reworded:
- Changed comparison period from 'year ended December 31, 2024' to 'year ended December 31, 2025' in opening MD&A reference
- Changed 'unaudited consolidated interim financial statements and related notes contained' to 'unaudited consolidated interim financial statements and related notes contained' (substantively same but context updated)
- Expanded 'rapid technological developments and changes' to include specific reference to 'rapid technological developments and changes, including the development and use of artificial intelligence in business processes, services, and products' in Forward-Looking Statements risk disclosure
- Notes:
- The older filing text appears truncated at 'Nine Month Re' and the newer filing text is truncated mid-sentence at 'Non-int', limiting ability to assess completeness of all changes in the sections provided
- Comparison is based on the portion of MD&A provided; full section may contain additional changes not visible in truncated text
Risk Factors
- Added:
- Acronym 'AI' (Artificial intelligence) added to glossary (filed 2026-05-11)
- Acronym 'CODM' (Chief Operating Decision Maker) added to glossary (filed 2026-05-11)
- Acronym 'FED' added as alternative to 'Fed' in glossary (filed 2026-05-11)
- Acronym 'NSFR' (Net stable funding ratio) added to glossary (filed 2026-05-11)
- Removed:
- Acronym 'ALLL' (Allowance for loan and lease losses) removed from glossary (filed 2026-05-11)
- Acronym 'LGD' (Loss given default) removed from glossary (filed 2026-05-11)
- Reworded:
- Glossary entry changed from 'Fed' to 'FED' (Federal Reserve System) (filed 2026-05-11)
- Glossary entry changed from 'FDIA' to 'FDIA Federal Deposit Insurance Act' with added full definition (filed 2026-05-11)
- Balance sheet date changed from September 30, 2025 and December 31, 2024 to March 31, 2026 and December 31, 2025 (filed 2026-05-11)
- Income statement period changed from three months and nine months ended September 30 to three months ended March 31 (filed 2026-05-11)
- Comprehensive income statement period changed from three months and nine months ended September 30 to three months ended March 31 (filed 2026-05-11)
- Notes:
- Comparison covers primarily the glossary and financial statement headers rather than substantive Risk Factors content itself
- Financial data differs because filings are from different quarterly periods (Q1 2026 vs Q3 2025)
- Risk Factors section content was truncated in both source documents and not fully available for comparison
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
No open-market insider purchases or sales recorded in the last 90 days.
- Last 180 days3 buys ($53796) · 0 sells — 2 buying insiders
Most recent open-market transaction: 2026-05-13. As of 2026-08-25.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about MRBK's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
5 institutional 13F filers reported holding MRBK as of 2026-03-31 (quarter-end position, filed within 45 days).
- Distinct 13F filers 5
- Reported shares held 728,856
- Reported value $13,819,110
reported quarterly holdings change (2025-12-31 → 2026-03-31): 0 new, 4 increased, 1 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Short interest (FINRA)
MRBK had 194,545 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
MRBK had 1.63% of its shares outstanding sold short as of the 2026-07-31 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 1.59 days to cover at the same settlement.
- Reported short interest (shares) 194,545
- Short interest (% of shares outstanding) 1.63%
- Prior settlement (shares) 187,519
- Reported change 3.75%
- Days to cover (reported) 1.59
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Fulton Financial (FULT)
- WSFS Financial (WSFS)
- Customers Bancorp (CUBI)
- Republic First Bancorp (FRBK)
- Bryn Mawr Bank (formerly)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does MERIDIAN CORP (MRBK) do?
Meridian Corporation is a bank holding company that operates through its subsidiary, Meridian Bank, providing commercial and consumer banking services across the Delaware Valley, Central Maryland, and southwest Florida. The company offers a diversified financial services model, including commercial and industrial lending, commercial real estate loans, wealth management, and residential mortgage banking.
What sector is MERIDIAN CORP (MRBK) in?
MERIDIAN CORP (MRBK) is classified in the Financials sector. Its industry is regional banks. It trades on NASDAQ.
Does MRBK pay a dividend?
Yes — MERIDIAN CORP (MRBK) pays a dividend, with an indicated yield of about 2.47% and 3-year non-decreasing per-share dividend streak (SEC EDGAR XBRL) (market data, as of 2026-08-24). Informational only — not financial advice.
Who are MERIDIAN CORP's (MRBK) competitors?
Notable peers of MERIDIAN CORP (MRBK) include Fulton Financial, WSFS Financial, Customers Bancorp, Republic First Bancorp and Bryn Mawr Bank (formerly). This peer set is informational only — not financial advice.
Is MERIDIAN CORP (MRBK) overbought or oversold right now?
MERIDIAN CORP (MRBK) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 51, in the neutral middle (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on MRBK come from?
Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.