MVB FINANCIAL CORP (MVBF)
Financials · Regional bank holding companies · NASDAQ
A regional bank pivoting into fintech and banking-as-a-service with strong growth momentum and exposure to West Virginia and Virginia markets.
What MVB FINANCIAL CORP does
MVB Financial Corp is a regional bank holding company headquartered in West Virginia, operating through its subsidiary MVB Bank, Inc. The company provides direct lending, deposit banking, and financial services primarily to customers in West Virginia and Virginia. MVB also operates in emerging financial technology and banking-as-a-service sectors, serving diverse customer bases and industries.
Themes: ["Regional banking / community banking","Banking-as-a-service (BaaS)","Fintech partnerships","Commercial and consumer lending"]
Fundamentals
- Price$28.46 as of 2026-07-09 close
- Market cap$364M as of 2026-07-10
- 1-year return+21.2% as of 2026-07-09 close
- P/E12.75 as of 2026-07-10
- Net margin+14.0% as of 2026-07-10
- ROE+8.8% as of 2026-07-10
- Debt / equity0.17 as of 2026-07-10
- Revenue growth (YoY)+67.0% as of 2026-07-10
- Revenue CAGR (3y)+18.1% SEC XBRL
- Beta0.81 as of 2026-07-10
Dividend: yield +2.4%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Geographic concentration risk: 45.1% of municipal securities portfolio issued by West Virginia and Virginia political subdivisions; limited geographic diversification compared to national banks increases sensitivity to regional economic downturns."]
Competitors & peers
- Wintrust Financial Corporation
- Renasant Bancorp
- Zions Bancorporation
- Umpqua Holdings Corporation
- Xenith Bankshares
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.