OHIO VALLEY BANC CORP (OVBC)
Financials · Regional community banking · NASDAQ
A regional community bank serving southeastern Ohio and western West Virginia with a diversified mix of commercial, consumer, and trust services.
What OHIO VALLEY BANC CORP does
Ohio Valley Banc Corp is a financial holding company engaged primarily in community banking through its subsidiary, The Ohio Valley Bank Company. The Bank operates eighteen offices across southeastern Ohio and western West Virginia, offering commercial and consumer banking services including deposit accounts, personal and commercial loans, real estate financing, trust services, and online banking. The company also owns nonbank subsidiaries engaged in lending (Loan Central, Inc.) and insurance services (Ohio Valley Financial Services Agency, LLC).
Themes: ["Community banking","Regional retail banking","Commercial lending","Trust and wealth management","Consumer finance"]
Fundamentals
- Price$42.15 as of 2026-07-09 close
- Market cap$197M as of 2026-07-10
- 1-year return+21.7% as of 2026-07-09 close
- P/E12.69 as of 2026-07-10
- Net margin+22.6% as of 2026-07-10
- ROE+9.3% as of 2026-07-10
- Debt / equity0.07 as of 2026-07-10
- Revenue growth (YoY)+27.2% as of 2026-07-10
- Beta0.04 as of 2026-07-10
Dividend: yield +2.4%; 2-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Concentration risk in regional market (southeastern Ohio and western West Virginia), limiting growth potential and diversification","Interest rate risk from deposit and loan portfolio; changes in Fed policy directly impact net interest margin","Credit risk on commercial and consumer loan portfolios, particularly in economically sensitive regions"]
Competitors & peers
- First National Corporation (FSNC)
- Peoples Bancorp (PEBO)
- Tri Valley Corporation
- WesBanco, Inc. (WSBC)
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.