PARK NATIONAL CORP (PRK)
Financials · regional banking · NYSE American
A regional financial holding company primarily serving personal and commercial banking needs through The Park National Bank.
What PARK NATIONAL CORP does
Park National Corporation is a financial holding company that operates primarily through its subsidiary, The Park National Bank. The company provides a full range of commercial and retail banking services, as well as wealth management and mortgage banking services to businesses and consumers.
Themes: banking services, wealth management, mortgage lending
Fundamentals
- Price$202.13 as of 2026-08-21 close
- Market cap$3.7B as of 2026-08-21
- 1-year return+21.9% 2025-08-21 close $165.87 → 2026-08-21 close $202.13
- P/E19.71 as of 2026-08-24
- Net margin+28.4% as of 2026-08-24
- ROE+12.4% as of 2026-08-24
- Debt / equity0.08 as of 2026-08-24
- Revenue growth (YoY)+27.6% as of 2026-08-24
- Revenue CAGR (3y)+8.9% SEC XBRL
- Beta0.71 as of 2026-08-24
- Last reported earnings2026-07-27 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +3.8%; 3-year non-decreasing per-share dividend streak (SEC XBRL).
How PRK compares in its sector
- price-to-earnings ratiotop 25% 525 covered Financials peers, as of 2026-08-24
- net profit marginmiddle range 538 covered Financials peers, as of 2026-08-24
- operating marginmiddle range 534 covered Financials peers, as of 2026-08-24
- return on equitymiddle range 575 covered Financials peers, as of 2026-08-24
- 3-year revenue CAGRmiddle range 347 covered Financials peers
- indicated dividend yieldmiddle range 453 covered Financials peers, as of 2026-08-24
- free cash flow (absolute dollars, latest fiscal year)middle range 431 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Top 10 scores & list membership
PRK is not currently in any published Top 10 list. Its scores are below.
Long-term score
66.8 #71 of 987 scored · #48 of 191 in Financials
Financial health 90th (debt to equity 0.1) and growth 79th (revenue growth year over year 27.6%, 3-year revenue CAGR 8.9%); weakest is capital return (28th, consecutive years of dividend increases 3 years).
Short-term score
56.7 #382 of 1,704 scored · #64 of 277 in Financials
Volume and participation 86th: trading volume is about normal versus its 30-day average; trend 64th: a strong uptrend, with buyers in control; weakest is catalysts 33rd: open-market insider buys in 90 days 0, analysts' average price target is unchanged from the prior reading.
Scores as of 21 Aug 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 2.
Dividend coverage (FY2025)
Covered by reported results. In FY2025, PRK's dividend was covered by reported results (earnings payout 50%, free-cash-flow payout 47%). This describes past coverage, not a forecast.
- Earnings payout50% dividends / net income
- Free-cash-flow payout47% dividends / (operating cash flow − capex)
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How PARK NATIONAL CORP looks technically
PARK NATIONAL CORP (PRK) is trading 18.3% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 125 trading days ago — a "golden cross", a bullish long-term signal. A strong uptrend is in place — ADX, a 0–100 trend-strength gauge, is 30, with buyers in control. Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 54, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bearish about 10 trading days ago (its momentum flipped negative). It made a new 20-day high about 18 trading days ago.
Trend
8
| Distance from the 200-day | it is trading 18.3% above its 200-day average, the long-term trend line — a longer-term uptrend | +18.3% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $191.78 | $191.78 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $170.87 | $170.87 |
| Swing structure | each recent peak has been higher than the one before it and each dip has been shallower — the pattern chart-watchers call an uptrend, which describes where price has already been and not where it goes next | higher highs and higher lows |
| Last swing turn | its last significant turn was a swing low 14 calendar days ago — the swings before that are what the structure reading is measured on | 14 sessions |
| Wave structure | its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in leg 5 of five; the labelling fails if price closes below 198.9937. It is the only labelling that fits, and it describes the swings already printed, not what comes next. | possible upward five-wave sequence, in wave 5 |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 125 trading days ago — a "golden cross", a bullish long-term signal | 125 sessions |
| Trend strength (14-day ADX) | a strong uptrend is in place — ADX, a 0–100 trend-strength gauge, is 30, with buyers in control | 29.6 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 54, neither overbought (above 70) nor oversold (below 30) | 54.0 |
|---|---|---|
| Position in its 14-day range | it is trading in the lower half of its 14-day range ($198.76 to $210.60) — its "stochastic" reading is 28 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 28.5 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bearish about 10 trading days ago (its momentum flipped negative) | 10 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $214.09 | $214.09 |
|---|---|---|
| From the 52-week high | it is 5.6% below its 52-week high (its highest price of the past year) | -5.6% |
| Above the 52-week low | it is 35.6% above its 52-week low (its lowest price of the past year) | +35.6% |
| Below the 52-week high | it is 5.6% below its highest point of the past year | 5.6% |
| Since a 20-day breakout | it made a new 20-day high about 18 trading days ago | 18 sessions |
| Since a 55-day breakout | it made a new 55-day high about 18 trading days ago | 18 sessions |
| All-time high | its highest closing price on record is $214.09 (set on 2026-07-29) | $214.09 |
| Given back of the 52-week move | over the past year its closes ranged ($149.73 to $212.56), and it has given back roughly a quarter of its rise from last year’s low — 17% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $171.72 to $173.73. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 16.6% |
| From the all-time high | it is 5.6% below its all-time high | -5.6% |
| Nearest price level | it is trading 2.8% below a resistance level at $207.75 — a price it turned at twice since 2024-11-06, most recently on 2024-11-25. Since 2024-08-21 it has 8 such levels below the current price and 1 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | +2.8% |
| All-time low | its lowest closing price on record is $39.35 (set on 2009-03-09) | $39.35 |
| Above the all-time low | it is 413.7% above its all-time low | +413.7% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are about average versus its own recent 6-month history | 44th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $4.34 between its high and its low — about 2.2% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $4.34 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $195.76 and $214.21 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $195.76 – $204.99 – $214.21 |
| Typical daily range (% of price) | its price moves about 2.2% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 2.1% |
| Stretch from the 200-day average | it is trading 7.2 daily ranges above its 200-day average price (18.3% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 7.2 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 1.24× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | not available for this company yet | n/a |
Price gaps
1
| Gap at the open | it opened on 2026-08-21 0.4% below the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | -0.4% |
|---|
Price streaks
1
| Closing streak | it closed lower in its latest session, after a session that did not close lower — a single down day rather than a run | 1 session down |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock beat the market by 4.9 percentage points (the stock gained 7.3% while the market gained 2.3%) | +5.0% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 16.5 percentage points (the stock gained 19.6% while the market gained 3.1%) | +16.5% |
| vs market, 6 months | over the past 6 months this stock beat the market by 4.3 percentage points (the stock gained 15.4% while the market gained 11.1%) | +4.3% |
| vs market, 12 months | over the past 12 months this stock beat the market by 1.4 percentage points (the stock gained 21.9% while the market gained 20.5%) | +1.4% |
Signal agreement
2
| Bullish technical signals | 5 of the 9 technical signals we can compute for it are currently in a bullish state: a strong uptrend, with buyers in control, a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, outperforming the market over 6 months, trading above the Ichimoku cloud — these describe past price behaviour, not a forecast | 5 of 9 |
|---|---|---|
| Bearish technical signals | 1 of the 9 technical signals we can compute for it is currently in a bearish state: MACD momentum is negative — these describe past price behaviour, not a forecast | 1 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 9.8% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-16 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is moderate, spanning 3.1% of the share price. | +9.8% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 14% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $177.46 — a volume-weighted average of daily closes over 157 sessions, not a true tick-by-tick VWAP. | +13.9% |
|---|---|---|
| Vs the average paid since it last reported | the price is 2% below the average price paid since it last reported on 2026-07-27 (its 8-K), so the typical buyer over that stretch is under water. That average is $205.99 — a volume-weighted average of daily closes over 20 sessions, not a true tick-by-tick VWAP. | -1.9% |
Price levels it has turned at before
PRK last closed at $202.13 on 2026-08-21. Since 2024-08-21 it has turned at 8 prices below its last close and 1 above; the 3 nearest below and the nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $207.75 | Resistance | 2.8% above the last close | turned there twice · 2024-11-06 to 2024-11-25 |
| $187.18 | Support | 7.4% below the last close | turned there three times · 2024-11-19 to 2026-07-02 |
| $180.78 | Support | 10.6% below the last close | turned there six times · 2024-09-19 to 2026-07-22 |
| $176.38 | Support | 12.7% below the last close | turned there 10 times · 2025-01-15 to 2026-05-06 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in leg 5 of five.
This labelling fails — stops being a possible reading at all — if it closes below $198.99.
It is the only labelling that fits these swings, though its proportions are not the textbook ones. It was chosen from 3 labellings that survived the rules, counting shorter readings of the same bars.
On past moves of this shape the leg has usually ended somewhere between $212.04 and $233.15 — that is where it has tended to end if the count holds, not a forecast of where the price goes.
This reading has stood for 6 trading days, since 2026-08-14.
Read from daily closes as of 2026-08-21.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · in a strong, established uptrend (ADX) · Stretched far above its 200-day average (6+ daily ranges) · Under water since its last earnings report (below the anchored VWAP) · Trading above the Ichimoku cloud · Elliott wave 5 candidates | Learn: moving average · golden cross · adx · rsi · macd · breakout
Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Mean price target$211.33 range $205.00 – $217.00; median $212.00
Analyst estimates, as of 2026-08-23. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for PRK
- Consensus EPS estimate$3.30 next reporting period, as of 2026-08-23
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Sensitivity to interest rate fluctuations and monetary policy changes","Credit risk associated with loan portfolio concentrations and borrower health","Operational and cybersecurity risks related to information technology systems and third-party vendors"]
What changed in the latest 10-Q
AI-assisted comparison of PRK's 10-Q filed 2026-05-11 against the prior one filed 2025-11-03.
Management's Discussion & Analysis (MD&A)
- Added:
- Newer filing (2026-05-11) includes a section header 'Calculation of Non-U.S. GAAP Financial Measures' that appears as a distinct heading before the detailed explanation of non-U.S. GAAP measures
- Newer filing (2026-05-11) specifies periods as 'three months ended March 31, 2026 and March 31, 2025' whereas older filing (2025-11-03) references 'three months ended September 30, 2025 and September 30, 2024 and for the nine months ended September 30, 2025 and September 30, 2024'
- Removed:
- Older filing (2025-11-03) includes 'for the nine months ended September 30, 2025 and September 30, 2024' which is absent in newer filing (2026-05-11)
- Reworded:
- Newer filing (2026-05-11) uses 'accounting policies' in 'the determination of the allowance for credit losses involves a higher degree of judgment and complexity than its other significant accounting policies' whereas older filing (2025-11-03) uses 'accounting estimates' in the same sentence
- Newer filing (2026-05-11) spells out 'The allowance for credit losses' whereas older filing (2025-11-03) abbreviates to 'The ACL' in the sentence beginning 'The allowance/ACL is calculated with the objective...'
- Notes:
- Both texts appear truncated at the end of the Allowance for Credit Losses section; comparison limited to complete sentences
Risk Factors
- Added:
- Added 'First Citizens' to glossary of abbreviations as 'First Citizens Bancshares, Inc. and its subsidiaries' (filed 2026-05-11)
- Added 'Vision' to glossary of abbreviations as 'Vision Bancshares, Inc.' (filed 2026-05-11)
- Added 'PSL' to glossary of abbreviations as 'Purchased seasoned loans' (filed 2026-05-11)
- Added 'LIBOR' to glossary of abbreviations as 'London Inter-bank Offered Rate' (filed 2026-05-11)
- Added 'TBRSUs' to glossary of abbreviations as 'Time-based restricted stock units' (filed 2026-05-11)
- Updated forward-looking statements risk factor (32) to reference 'completed acquisition of First Citizens' instead of 'proposed merger' (filed 2026-05-11)
- Removed:
- Removed 'NewDominion' from glossary of abbreviations (previously 'NewDominion Bank') (filed 2025-11-03)
- Removed 'PBO' from glossary of abbreviations (previously 'Projected benefit obligation') (filed 2025-11-03)
- Removed 'SEPH' from glossary of abbreviations (previously 'SE Property Holdings, LLC') (filed 2025-11-03)
- Removed 'FDIC' from glossary of abbreviations (previously 'Federal Deposit Insurance Corporation') (filed 2025-11-03)
- Removed forward-looking statements risk factor (33) regarding revenue synergies and cost savings from proposed merger (filed 2025-11-03)
- Removed forward-looking statements risk factor (34) regarding lower revenues following proposed merger (filed 2025-11-03)
- Removed forward-looking statements risk factor (35) regarding disruption to customer and employee relationships from proposed merger (filed 2025-11-03)
- Removed forward-looking statements risk factor (36) regarding ownership and economic dilution from common share issuance in proposed merger (filed 2025-11-03)
- Reworded:
- Updated glossary reference from 'Park's 2024 Form 10-K' to 'Park's 2025 Form 10-K' reflecting fiscal year change (filed 2026-05-11)
- Changed forward-looking statements risk factor (32) from discussing proposed merger integration difficulties to 'risks related to the completed acquisition of First Citizens, including the possibility that anticipated benefits are not realized as expected, difficulties integrating the two companies, and potential adverse reactions to customer, business, or employee relationships' (filed 2026-05-11)
- Consolidated forward-looking statements risk factors (32-37) into single factor (32) with consolidation of acquisition-related risks (filed 2026-05-11)
- Notes:
- Page numbering changed between filings (Risk Factors listed as page 101 in newer vs. page 104 in older), indicating document layout or content restructuring
- The older filing's forward-looking statements section appears truncated in the provided text, limiting full comparison of any additional language that may exist beyond what is shown
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
No open-market insider purchases or sales are on record for PRK — recent Form 4 activity was compensation-related (awards, option exercises, or tax withholding), not open-market buying or selling.
View full insider trading history → View SEC Form 3/4/5 filingsOnly open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
4 institutional 13F filers reported holding PRK as of 2026-03-31 (quarter-end position, filed within 45 days).
- Distinct 13F filers 4
- Reported shares held 3,227,150
- Reported value $527,477,717
reported quarterly holdings change (2025-12-31 → 2026-03-31): 0 new, 3 increased, 1 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Short interest (FINRA)
PRK had 701,907 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
PRK had 3.89% of its shares outstanding sold short as of the 2026-07-31 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 5.36 days to cover at the same settlement.
- Reported short interest (shares) 701,907
- Short interest (% of shares outstanding) 3.89%
- Prior settlement (shares) 690,764
- Reported change 1.61%
- Days to cover (reported) 5.36
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Fifth Third Bancorp (FITB)
- Huntington Bancshares (HBAN)
- KeyCorp (KEY)
- Citizens Financial Group (CFG)
- First Citizens BancShares (FCNCA)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does PARK NATIONAL CORP (PRK) do?
Park National Corporation is a financial holding company that operates primarily through its subsidiary, The Park National Bank. The company provides a full range of commercial and retail banking services, as well as wealth management and mortgage banking services to businesses and consumers.
What sector is PARK NATIONAL CORP (PRK) in?
PARK NATIONAL CORP (PRK) is classified in the Financials sector. Its industry is regional banking. It trades on NYSE American.
Does PRK pay a dividend?
Yes — PARK NATIONAL CORP (PRK) pays a dividend, with an indicated yield of about 3.76% and 3-year non-decreasing per-share dividend streak (SEC EDGAR XBRL) (market data, as of 2026-08-24). Informational only — not financial advice.
Who are PARK NATIONAL CORP's (PRK) competitors?
Notable peers of PARK NATIONAL CORP (PRK) include Fifth Third Bancorp, Huntington Bancshares, KeyCorp, Citizens Financial Group and First Citizens BancShares. This peer set is informational only — not financial advice.
Is PARK NATIONAL CORP (PRK) overbought or oversold right now?
PARK NATIONAL CORP (PRK) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 54, in the neutral middle (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on PRK come from?
Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.