Truist Financial (TFC)
Financials · Regional commercial banking
Regional financial services powerhouse offering retail and commercial banking, wealth management, and capital markets solutions across the Southeast and Mid-Atlantic.
What Truist Financial does
Truist Financial Corporation is a bank holding company operating through Truist Bank, providing comprehensive financial services including consumer and small business banking, wholesale banking, and wealth advisory. The company serves clients across the Southeast and Mid-Atlantic regions through retail branches, digital banking platforms, and commercial lending operations. Truist generates revenue from net interest income on loans and deposits, as well as fees from advisory, treasury, and capital markets services.
Themes: ["Regional banking","Retail deposit gathering","Commercial real estate exposure","Wealth management","Digital banking transformation","Small business banking"]
Fundamentals
- Price$51.37 as of 2026-07-09 close
- Market cap$63.9B as of 2026-07-10
- 1-year return+13.8% as of 2026-07-09 close
- P/E11.56 as of 2026-07-10
- Net margin+23.8% as of 2026-07-10
- ROE+8.5% as of 2026-07-10
- Debt / equity0.95 as of 2026-07-10
- Revenue growth (YoY)+58.2% as of 2026-07-10
- Beta0.88 as of 2026-07-10
Dividend: yield +4.0%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Commercial real estate (CRE) lending concentration exposes the bank to significant credit losses if real estate valuations or borrower performance deteriorate","Net interest margin compression risk from interest rate changes and evolving monetary policy could reduce profitability","Credit quality deterioration and nonperforming loan increases could require higher loan loss provisions and capital reserves"]
Competitors & peers
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.