RED RIVER BANCSHARES INC (RRBI)
Financials · Regional community banking · NASDAQ
A Louisiana-focused community bank serving seven statewide markets with a relationship-driven commercial and retail banking franchise, achieving strong profitability with record Q1 2026 earnings and a consistent 3.51% net interest margin.
What RED RIVER BANCSHARES INC does
Red River Bancshares is the bank holding company for Red River Bank, a Louisiana state-chartered bank established in 1999 that provides a fully integrated suite of commercial and retail banking products and services. The company operates 28 banking centers throughout Louisiana plus two loan and deposit production offices, serving seven distinct Louisiana markets including Alexandria, Shreveport-Bossier City, Baton Rouge, Lake Charles, Slidell-Mandeville, Lafayette, and New Orleans, with a focus on relationship-oriented commercial banking tailored to underserved customers in its geographic footprint.
Themes: ["Louisiana-focused regional banking","Relationship-based commercial lending","Community banking","Organic expansion strategy","De novo market expansion"]
Fundamentals
- Price$95.91 as of 2026-07-09 close
- Market cap$630M as of 2026-07-10
- 1-year return+49.0% as of 2026-07-09 close
- P/E14.20 as of 2026-07-10
- Net margin+33.6% as of 2026-07-10
- ROE+12.5% as of 2026-07-10
- Debt / equity0.00 as of 2026-07-10
- Revenue growth (YoY)+29.8% as of 2026-07-10
- Beta0.44 as of 2026-07-10
Dividend: yield +1.0%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Concentration risk in Louisiana markets—all banking operations are geographically limited to Louisiana, creating exposure to state-specific economic cycles and downturns in key regions such as energy, agriculture, and oil/gas sectors","Competition from large national and regional banks with greater scale, digital capabilities, and broader geographic reach that can undercut pricing and shift customers to digital-only platforms","Interest rate and net interest margin pressure—consistent NIM at 3.51% with exposure to changes in the Federal Reserve's rate environment and deposit competition affecting funding costs"]
Competitors & peers
- Capital One Financial (COF)
- Hancock Whitney (HWC)
- Fidelity Southern Corporation (FISV parent, regional competitor)
- JPMorgan Chase (JPM)
- Bank of America (BAC)
- Wells Fargo (WFC)
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.