RED RIVER BANCSHARES INC (RRBI)
Financials · regional banking · NASDAQ
A relationship-focused, commercial-oriented regional bank serving markets across Louisiana with a commitment to personalized, local decision-making.
What RED RIVER BANCSHARES INC does
Red River Bancshares, Inc. is a bank holding company headquartered in Alexandria, Louisiana, that operates Red River Bank. The bank provides a full suite of commercial and retail banking products and services through a network of 28 banking centers and two loan and deposit production offices (LDPOs) across major Louisiana markets. It focuses on relationship-driven banking for privately-owned commercial companies, professionals, and individual consumers.
Recent developments
The company reported second-quarter 2026 results including a net interest margin expansion to 3.61% and continued organic expansion projects, including the completion of Northwest market relocations and the ongoing construction of a new banking center in the Acadiana market. Additionally, the company was added to the SPDR S&P Regional Banking ETF (KRE) in June 2026.
From RED RIVER BANCSHARES INC's filing of 2026-08-07.
Themes: commercial banking, regional banking footprint expansion, net interest margin optimization, Louisiana regional economy
Fundamentals
- Price$101.85 as of 2026-10-08 close
- Market cap$671M as of 2026-07-31 (share count; price 2026-10-08)
- 1-year return+56.7% 2025-10-08 close $65.00 → 2026-10-08 close $101.85
- P/E15.27 as of 2026-10-08
- ROE+11.7% FY2025, SEC XBRL
- Debt / equity0.00 as of 2026-09-02
- Revenue growth (YoY)+29.8% as of 2026-09-02
- Beta0.71 as of 2026-09-02
- Last reported earnings2026-07-30 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +1.0%; at least 8 years of non-decreasing per-share dividends (SEC XBRL) — we do not hold the year before it, so the real streak may be longer.
How RRBI compares in its sector
- price-to-earnings ratiomiddle range 513 covered Financials peers, as of 2026-10-08
- return on equitymiddle range 559 covered Financials peers, as of 2026-09-02
- indicated dividend yieldbottom 25% 468 covered Financials peers, as of 2026-09-02
- free cash flow (absolute dollars, latest fiscal year)middle range 430 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Dividend coverage (FY2025)
Covered by reported results. In FY2025, RRBI's dividend was covered by reported results (earnings payout 8%, free-cash-flow payout 9%). This describes past coverage, not a forecast.
- Earnings payout8% dividends / net income
- Free-cash-flow payout9% dividends / (operating cash flow − capex)
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How RED RIVER BANCSHARES INC looks technically
RED RIVER BANCSHARES INC (RRBI) is trading 11.4% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 323 trading days ago — a "golden cross", a bullish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 15, below the 25 that marks a real trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 52, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bullish about 4 trading days ago (its momentum flipped positive). It made a new 20-day low about 9 trading days ago. It is 2.9% below its all-time high.
Trend
7
| Distance from the 200-day | it is trading 11.4% above its 200-day average, the long-term trend line — a longer-term uptrend | +11.4% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $101.55 | $101.55 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $91.44 | $91.44 |
| Swing structure | its recent peaks and dips disagree — one of them is rising while the other is not, so there is no clean up or down pattern in the swings | mixed — one of the two is not confirming |
| Last swing turn | its last significant turn was a swing low 7 calendar days ago — the swings before that are what the structure reading is measured on | 7 sessions |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 323 trading days ago — a "golden cross", a bullish long-term signal | 323 sessions |
| Trend strength (14-day ADX) | there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 15, below the 25 that marks a real trend) | 15.1 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 52, neither overbought (above 70) nor oversold (below 30) | 51.7 |
|---|---|---|
| Position in its 14-day range | it is trading in the upper half of its 14-day range ($98.00 to $104.29) — its "stochastic" reading is 61 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 61.2 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bullish about 4 trading days ago (its momentum flipped positive) | 4 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $104.87 | $104.87 |
|---|---|---|
| From the 52-week high | it is 2.9% below its 52-week high (its highest price of the past year) | -2.9% |
| Above the 52-week low | it is 65.3% above its 52-week low (its lowest price of the past year) | +65.3% |
| Below the 52-week high | it is 2.9% below its highest point of the past year | 2.9% |
| Since a 20-day breakout | it made a new 20-day low about 9 trading days ago | 9 sessions |
| Since a 55-day breakout | it made a new 55-day high about 25 trading days ago | 25 sessions |
| All-time high | its highest closing price on record is $104.87 (set on 2026-09-14) | $104.87 |
| Given back of the 52-week move | over the past year its closes ranged ($61.75 to $103.49), and it has given back only a small part of its rise from last year’s low — 4% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $76.36 to $77.69. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 3.9% |
| From the all-time high | it is 2.9% below its all-time high | -2.9% |
| Nearest price level | it is trading 2.3% below a resistance level at $104.24 — a price it turned at three times since 2026-07-29, most recently on 2026-09-14. Since 2024-10-08 it has 14 such levels below the current price and 1 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | +2.3% |
| All-time low | its lowest closing price on record is $29.90 (set on 2020-03-16) | $29.90 |
| Above the all-time low | it is 240.6% above its all-time low | +240.6% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are narrower than usual versus its own recent 6-month history (tighter than about 80% of it) | 20th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $2.00 between its high and its low — about 2.0% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $2.00 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $99.18 and $104.00 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $99.18 – $101.59 – $104.00 |
| Typical daily range (% of price) | its price moves about 2.0% in a typical session — among the calmest in the catalog. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 2.0% |
| Stretch from the 200-day average | it is trading 5.2 daily ranges above its 200-day average price (11.4% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 5.2 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 1.02× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Candlestick patterns
2
| Since a doji | 7 sessions ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | 7 sessions ago |
|---|---|---|
| Since a bullish engulfing | today it opened below the previous session's close and finished above that session's open — a "bullish engulfing" pair, where one up day more than undid the down day before it | today |
Price gaps
1
| Gap at the open | it opened on 2026-10-08 0.6% below the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | -0.6% |
|---|
Price streaks
1
| Closing streak | it closed higher in its latest session, after a session that did not close higher — a single up day rather than a run | 1 session up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 2.0 percentage points (the stock lost 1.0% while the market gained 1.0%) | -2.0% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 2.9 percentage points (the stock gained 6.7% while the market gained 3.8%) | +2.9% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 6.7 percentage points (the stock gained 10.8% while the market gained 17.5%) | -6.7% |
| vs market, 12 months | over the past 12 months this stock beat the market by 41.7 percentage points (the stock gained 56.7% while the market gained 15.0%) | +41.7% |
Signal agreement
2
| Bullish technical signals | 4 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, MACD momentum is positive, trading above the Ichimoku cloud — these describe past price behaviour, not a forecast | 4 of 9 |
|---|---|---|
| Bearish technical signals | 1 of the 9 technical signals we can compute for it is currently in a bearish state: lagging the market over 6 months — these describe past price behaviour, not a forecast | 1 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 1.0% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-01 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is moderate, spanning 4.7% of the share price. | +1.0% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 9% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $93.30 — a volume-weighted average of daily closes over 188 sessions, not a true tick-by-tick VWAP. | +9.2% |
|---|---|---|
| Vs the average paid since it last reported | the price is sitting right on the average price paid since it last reported on 2026-07-30 (its 8-K), so the typical buyer over that stretch is roughly break-even. That average is $101.43 — a volume-weighted average of daily closes over 50 sessions, not a true tick-by-tick VWAP. | +0.4% |
Price levels it has turned at before
RRBI last closed at $101.85 on 2026-10-08. Since 2024-10-08 it has turned at 14 prices below its last close and 1 above; the 3 nearest below and the nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $104.24 | Resistance | 2.3% above the last close | turned there three times · 2026-07-29 to 2026-09-14 |
| $98.25 | Support | 3.5% below the last close | turned there six times · 2026-04-17 to 2026-10-01 |
| $94.02 | Support | 7.7% below the last close | turned there five times · 2026-02-06 to 2026-07-23 |
| $86.84 | Support | 14.7% below the last close | turned there five times · 2026-02-24 to 2026-06-17 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
No Elliott-wave labelling currently fits its swings: the recent highs and lows do not satisfy the three rules a five-wave count has to obey, so there is no count to show rather than a count we are unsure about.
Read from daily closes as of 2026-10-08.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · Near the 52-week high · MACD just crossed bullish (12/26/9) · trendless / choppy (low ADX) · Near the all-time high · lagging the market | Learn: moving average · golden cross · adx · rsi · macd · breakout · all time high
Based on daily closing prices as of 2026-10-08. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingBuy (2.33 mean, 1=Strong Buy…5=Strong Sell) — 2 analysts
- Mean price target$110.00 range $110.00 – $110.00
Analyst estimates, as of 2026-10-05. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for RRBI
- Consensus EPS estimate$1.83 next reporting period, as of 2026-10-05
- Estimate change, 30 days$0.00 (0.0%) from $1.83, on 2026-08-31, 35-day window
- Readings revised upward0% of 8 comparable readings
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Fluctuations in market interest rates affecting net interest income and margins.","Economic downturns or volatility in local Louisiana markets, including potential impacts from energy prices.","Risks associated with the ability to successfully execute organic growth and expansion strategies, including de novo banking center development."]
What changed in the latest 10-Q
AI-assisted comparison of RRBI's 10-Q filed 2026-05-08 against the prior one filed 2025-11-07.
Management's Discussion & Analysis (MD&A)
- Reworded:
- In 'Changes in internal control over financial reporting' section: 'during the first quarter of 2026' (filed 2026-05-08) replaced 'during the third quarter of 2025' (filed 2025-11-07)
- Page number changed from 53 (filed 2025-11-07) to 51 (filed 2026-05-08) before 'Table of Contents' header in PART II section
- Notes:
- The period reference change (Q3 2025 to Q1 2026) reflects the different reporting periods of the two filings and is expected in quarterly reports
- The page number difference is a formatting variation and does not represent substantive content change
Risk Factors
- Added:
- Newer filing references Form 10-K for year ended December 31, 2025; older filing references Form 10-K for year ended December 31, 2024
- Newer filing includes First Quarter 2026 Financial and Operational Highlights; older filing includes Third Quarter 2025 highlights
- Newer filing reports record-high quarterly net income of $12.0 million for Q1 2026; older filing reports $10.8 million for Q3 2025
- Newer filing reports cash dividend increase of 66.7% to $0.25 per share; older filing reports 25.0% increase to $0.15 per share
- Newer filing reports 28 banking centers with two combined LDPOs; older filing describes same but with slightly different market descriptions
- Newer filing includes description of construction projects: relocated Shreveport Commercial and Private Banking office (May 2026), Energy Centre Building remodel in New Orleans (Q3 2026), and Camellia Boulevard banking center groundbreaking in Acadiana (expected early 2027)
- Newer filing reports S&P Global ranking of Bank as 42nd of top 50 best deposit franchises for 2025 in $3.0-10.0 billion asset range
- Newer filing reports Jim Nelson appointed as Market President for New Orleans market on April 6, 2026
- Newer filing shows 2026 stock repurchase program of $10.0 million with no activity in Q1 2026; older filing shows 2025 program of $5.0 million with $4.3 million remaining capacity and $5.3 million private repurchase agreement
- Removed:
- Older filing's description of Northshore market including 'Slidell-Mandeville-Covington MSA' simplified to 'Slidell-Mandeville-Covington MSA' in newer filing; newer filing includes full MSA details
- Older filing's detailed Q3 2025 metrics including $1.1 million net interest income increase and $253,000 nonrecurring partnership income from JAM FINTOP sale removed from newer filing
- Older filing's report of sold OREO and provision for credit losses of $650,000 (Q3) vs $450,000 (Q2) not included in newer filing
- Older filing's nine-month comparative data removed; newer filing shows quarterly comparison only
- Reworded:
- Northshore market description changed from 'the Northshore, which includes Covington' to 'the Northshore, which includes the Slidell-Mandeville-Covington MSA'
- New Orleans market description changed from 'New Orleans' to 'which includes the New Orleans-Metairie MSA'
- Newer filing states 'consistent balance sheet' vs older filing's 'Loans, deposits, and assets increased slightly'
- Newer filing uses 'periodic items' terminology for $590,000 operating expense reductions; older filing uses 'nonrecurring partnership income' terminology
- Total assets format: newer filing shows $3.35 billion as of March 31, 2026; older filing shows $3.21 billion as of September 30, 2025
- Notes:
- Newer filing appears truncated at end of Tier I risk-based capital to average assets line; comparison limited to available text
- Older filing table also appears truncated at NPAs to assets line; full comparison of all ratios not possible
- Different reporting periods (Q1 2026 vs Q3 2025) make some year-over-year comparisons inherent to the filings rather than true changes
- Corporate summary descriptions remain substantially similar with minor market terminology refinements
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
3 open-market purchases and 0 open-market sales by insiders in the last 90 days, of which we have read Form 4 filings through 2026-10-04. The 5 days since 2026-10-04 have not been checked yet.
- Last 90 days · read to 2026-10-043 buys ($111798) · 0 sells — 1 buying insider
- Last 180 days · read to 2026-10-046 buys ($222041) · 0 sells — 1 buying insider
Activity heuristic: net buying (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-08-10. Based on Form 4 filings read through 2026-10-04; anything filed since is not yet included.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about RRBI's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
5 institutional 13F filers reported holding RRBI as of 2026-06-30 (quarter-end position, filed within 45 days).
- Distinct 13F filers 5
- Reported shares held 676,750
- Reported value $61,773,735
reported quarterly holdings change (2026-03-31 → 2026-06-30): 1 new, 4 increased, 0 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Ask about RRBI's institutional holders → See what each manager we track holds →
Short interest (FINRA)
RRBI had 275,388 shares of reported short interest as of the 2026-09-15 FINRA settlement date (delayed, bi-monthly; not real-time).
RRBI had 4.18% of its shares outstanding sold short as of the 2026-09-15 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 4.49 days to cover at the same settlement.
- Reported short interest (shares) 275,388
- Short interest (% of shares outstanding) 4.18%
- Prior settlement (shares) 226,674
- Reported change 21.49%
- Days to cover (reported) 4.49
Reported to FINRA as of the 2026-09-15 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- BancorpSouth Bank
- IberiaBank (now part of First Horizon (FHN))
- Whitney Bank (now part of Hancock Whitney (HWC))
- Regions Financial (RF)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does RED RIVER BANCSHARES INC (RRBI) do?
Red River Bancshares, Inc. is a bank holding company headquartered in Alexandria, Louisiana, that operates Red River Bank. The bank provides a full suite of commercial and retail banking products and services through a network of 28 banking centers and two loan and deposit production offices (LDPOs) across major Louisiana markets. It focuses on relationship-driven banking for privately-owned commercial companies, professionals, and individual consumers.
What sector is RED RIVER BANCSHARES INC (RRBI) in?
RED RIVER BANCSHARES INC (RRBI) is classified in the Financials sector. Its industry is regional banking. It trades on NASDAQ.
Does RRBI pay a dividend?
Yes — RED RIVER BANCSHARES INC (RRBI) pays a dividend, with an indicated yield of about 0.98% and at least 8 years of non-decreasing per-share dividends (SEC EDGAR XBRL) — we do not hold the year before it, so the real streak may be longer (market data, as of 2026-09-02). Informational only — not financial advice.
Who are RED RIVER BANCSHARES INC's (RRBI) competitors?
Notable peers of RED RIVER BANCSHARES INC (RRBI) include BancorpSouth Bank, IberiaBank (now part of First Horizon (FHN)), Whitney Bank (now part of Hancock Whitney (HWC)) and Regions Financial. This peer set is informational only — not financial advice.
Is RED RIVER BANCSHARES INC (RRBI) overbought or oversold right now?
RED RIVER BANCSHARES INC (RRBI) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 52, in the neutral middle (as of 2026-10-08). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on RRBI come from?
Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest; prices are market data, as of 2026-09-02; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.