SOUTHERN MISSOURI BANCORP INC (SMBC)
Financials · regional banking / community banks · NASDAQ
A regional Missouri bank with 63+ branches providing retail and commercial lending, deposit services, and financial products to local communities.
What SOUTHERN MISSOURI BANCORP INC does
Southern Missouri Bancorp is a Missouri-based bank holding company that owns and operates Southern Bank, a regional bank with 63 full-service branches and additional limited-service branches and loan production offices across Missouri and nearby markets. The company generates earnings primarily from traditional banking operations including deposit-taking, lending to consumers and businesses, and investment activities. The Bank operates from its headquarters and owns or leases over 65 branch locations, with the majority of properties owned outright.
Themes: ["regional retail banking","commercial lending","deposit services","M&A integration","interest rate sensitivity","Integration challenges and failure to realize expected synergies from recent acquisitions could result in goodwill impairment charges and higher integration costs than anticipated","Economic recession, slowed growth, inflation, and employment disruptions could materially harm credit quality, loan demand, and deposit flows across the company's Missouri and regional markets","Interest rate fluctuations and Federal Reserve monetary policy changes could compress net interest margins and reduce profitability in the current interest rate environment","Commerce Bancorp (CBSH)","Sandhills Bancorp (SNHC)"]
Fundamentals
- Price$74.75 as of 2026-07-09 close
- Market cap$809M as of 2026-07-10
- 1-year return+30.2% as of 2026-07-09 close
- P/E12.01 as of 2026-07-10
- Net margin+26.7% as of 2026-07-10
- ROE+12.0% as of 2026-07-10
- Debt / equity0.08 as of 2026-07-10
- Revenue growth (YoY)+62.2% as of 2026-07-10
- Beta0.88 as of 2026-07-10
Dividend: yield +1.3%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
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Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.