SIMMONS FIRST NATIONAL CORP CLASS (SFNC)
Financials · Regional community banking · NASDAQ
A $24.5-billion-asset regional banking holding company serving six-state markets across the South-Central U.S. through community-focused retail, commercial, and wealth management banking operations.
What SIMMONS FIRST NATIONAL CORP CLASS does
Simmons First National Corporation is a financial holding company headquartered in Pine Bluff, Arkansas, operating a regional banking network through its subsidiary Simmons Bank across approximately 222 financial centers in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. The company provides commercial banking services (including commercial real estate, construction, SBA, and agricultural lending), consumer banking products (deposit accounts, credit cards, real estate loans), and wealth management and trust services. The company also operates insurance subsidiaries offering personal and corporate insurance coverage.
Themes: ["Regional community banking","Commercial and industrial lending","Wealth management and trust services","Retail and consumer banking"]
Fundamentals
- Price$22.72 as of 2026-07-09 close
- Market cap$3.2B as of 2026-07-10
- 1-year return+10.7% as of 2026-07-09 close
- Net margin+27.1% as of 2026-07-10
- ROE-10.5% as of 2026-07-10
- Debt / equity0.10 as of 2026-07-10
- Revenue growth (YoY)+49.9% as of 2026-07-10
- Beta0.93 as of 2026-07-10
Dividend: yield +3.9%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Credit loss provisions and asset quality exposure, as evidenced by provision for credit losses of $14.6 million in Q1 2026","Interest rate sensitivity and net interest income compression, with total interest expense declining but investment security yields declining faster year-over-year","Acquisition integration risk, given the company's history of 21 whole bank acquisitions since 1990 and recent major acquisitions of Landmark Community Bank and Triumph Bancshares"]
Competitors & peers
- Stirling Bancorp
- Umpqua Holdings Corporation
- Cullen/Frost Bankers
- Regions Financial Corporation
- Truist Financial Corporation
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.