SECURITY NATIONAL FINANCIAL CORP C (SNFCA)
Financials · NASDAQ
Security National provides life insurance, funeral/cemetery services, and mortgage origination across three integrated business segments.
What SECURITY NATIONAL FINANCIAL CORP C does
Security National Financial Corporation operates three integrated business segments: life insurance (funeral plans, interest-sensitive life insurance, annuities, and accident/health insurance sold through independent agents in 42 states); cemetery and mortuary operations (11 mortuaries and 5 cemeteries in Utah, 1 cemetery in California, and 1 cemetery plus 4 mortuaries in New Mexico, with pre-need service sales); and residential/commercial mortgage origination and underwriting through 85 retail offices in 25 states. The company's design links all three segments to cross-support profitability, with cemetery and mortuary operations raising public awareness for insurance and pre-need sales.
Themes: ["Life insurance / burial insurance","Pre-need funeral and cemetery services","Mortgage origination / residential lending","Niche insurance markets","Multi-segment financial services"]
Fundamentals
- Price$9.99 as of 2026-07-09 close
- Market cap$261M as of 2026-07-10
- 1-year return+4.6% as of 2026-07-09 close
- P/E7.50 as of 2026-07-10
- Net margin+10.2% as of 2026-07-10
- ROE+8.9% as of 2026-07-10
- Debt / equity0.26 as of 2026-07-10
- Revenue growth (YoY)+2.6% as of 2026-07-10
- Revenue CAGR (3y)-4.0% SEC XBRL
- Beta0.70 as of 2026-07-10
Key risks (from latest filing)
["Mortality risk and claims volatility in life insurance operations, particularly in funeral plan products targeting elderly populations (ages 45-85)","Geographic concentration risk with significant exposure to funeral and cemetery operations in Utah and New Mexico, plus insurance premiums concentrated in 9 primary states (Arkansas, California, Florida, Georgia, Louisiana, Mississippi, Tennessee, Texas, Utah)","Mortgage lending sensitivity to interest rates, housing market conditions, and residential/commercial real estate credit quality"]
Competitors & peers
- FBL Financial Services (FFH)
- Kansas City Life Insurance Company (KCLI)
- Presidential Life Corporation
- Independence Life and Annuity Company
- Low to moderate income individuals ages 45-85 (funeral plan insurance)
- Pre-need funeral service buyers
- Residential mortgage borrowers
- Commercial real estate borrowers
- Life insurance, funeral services, and mortgage banking
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.