Visa Inc. (V)
Financials · Digital payments and payment networks · NYSE
The world's largest digital payments network, processing trillions in transaction volume across cards and digital wallets for consumers and businesses globally.
What Visa Inc. does
Visa Inc. operates a global payments technology platform that facilitates electronic commerce and funds transfer. The company generates revenue through service fees, transaction processing fees, data services, consulting, and client incentives. Visa is not a bank and does not issue cards or extend credit directly; rather, it provides the infrastructure that connects financial institutions, merchants, and consumers to enable secure payment transactions. The network spans more than 190 countries, processing billions of transactions annually across various payment products and channels.
Themes: ["Payments infrastructure","Digital wallets and contactless","Cross-border commerce","Payment processing","Consumer spending growth","Fintech enabling","Transaction volume growth"]
Fundamentals
- Price$347.53 as of 2026-07-08 close
- Market cap$654.3B as of 2026-07-09
- 1-year return-2.0% as of 2026-07-08 close
- P/E29.43 as of 2026-07-09
- Net margin+51.7% as of 2026-07-09
- Gross margin+81.3% as of 2026-07-09
- ROE+58.9% as of 2026-07-09
- Debt / equity0.67 as of 2026-07-09
- Revenue growth (YoY)+14.4% as of 2026-07-09
- Revenue CAGR (3y)+10.9% SEC XBRL
- Beta0.77 as of 2026-07-09
Dividend: yield +0.8%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Regulatory scrutiny and litigation over interchange fees and competitive practices, including ongoing U.S. litigation escrow obligations and accrued litigation provisions","Dependence on macroeconomic conditions and consumer spending; volume declines during recessions directly reduce transaction fees","Foreign exchange exposure and geopolitical risks across 190+ countries of operation affecting international revenue streams"]
Competitors & peers
- Mastercard (MA)
- American Express (AXP)
- Discover Financial Services (DFS)
- PayPal Holdings
- Block Inc.
Fundamentals: Finnhub, as of 2026-07-09. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.