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Verisk Analytics (VRSK)

Industrials · Data Analytics & Information Services · NASDAQ

Verisk is a leading provider of data analytics and decision-support solutions for the global insurance industry.

What Verisk Analytics does

Verisk Analytics provides data analytics and technology solutions primarily to the global insurance industry. Its offerings assist customers with underwriting, claims management, regulatory compliance, and actuarial analysis. Through its platform, the company helps insurers assess, measure, and manage risk through data-driven insights.

Themes: insurance technology (insurtech), risk analytics, predictive modeling, data-as-a-service

Fundamentals

  • Price$190.87 as of 2026-10-20 close
  • Market cap$24.8B as of 2026-07-24 (share count; price 2026-10-20)
  • 1-year return-18.9% 2025-10-20 close $235.29 → 2026-10-20 close $190.87
  • P/E29.10 as of 2026-10-20
  • Net margin+29.6% FY2025, SEC XBRL
  • ROEn/a shareholders' equity on the latest balance sheet is zero or negative, so a return on it is not meaningful
  • ROIC+26.6% NOPAT / (debt + equity - cash), average capital — 10-K FY2025 (year ended 2025-12-31)
  • Debt / equityn/a No figure: its stockholders' equity is zero or negative, where the ratio means nothing.
  • Revenue growth (YoY)+6.6% FY2025, SEC XBRL
  • Revenue CAGR (3y)+7.2% SEC XBRL
  • Beta0.13 as of 2026-09-02
  • Last reported earnings2026-07-29 SEC EDGAR Form 8-K (Item 2.02)

Dividend: yield +1.1%; at least 5 years of non-decreasing per-share dividends (SEC XBRL) — we do not hold the year before it, so the real streak may be longer.

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How VRSK compares in its sector

  • price-to-earnings ratiomiddle range 321 covered Industrials peers, as of 2026-10-20
  • net profit margintop 10% 419 covered Industrials peers, as of 2026-09-02
  • operating margintop 10% 394 covered Industrials peers, as of 2026-09-02
  • return on equitytop 10% 434 covered Industrials peers, as of 2026-09-02
  • 3-year revenue CAGRmiddle range 430 covered Industrials peers
  • indicated dividend yieldmiddle range 243 covered Industrials peers, as of 2026-09-02
  • free cash flow (absolute dollars, latest fiscal year)top 25% 419 covered Industrials peers, as of FY2025

Position among covered Industrials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.

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Top 10 scores & list membership

VRSK is not currently in any published Top 10 list. Its scores are below.

Top 10 score

63.4 #123 of 1,265 scored · #5 of 230 in Industrials

  • Profitability98.0
  • Growth47.5
  • Financial health94.1
  • Valuation42.3
  • Capital return64.8
  • Trend36.8

Profitability 98th (return on equity 293.9%, operating margin 43.7%) and financial health 94th (free cash flow margin 38.8%); weakest is trend (37th, a "death cross" — its 50-day average is below its 200-day).

Scores as of 20 Oct 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 4.

Dividend coverage (FY2025)

Covered by reported results. In FY2025, VRSK's dividend was covered by reported results (earnings payout 28%, free-cash-flow payout 21%). This describes past coverage, not a forecast.

  • Earnings payout28% dividends / net income
  • Free-cash-flow payout21% dividends / (operating cash flow − capex)

Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.

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Quarterly results

QuarterRevenueOperating incomeNet incomeDiluted EPSOperating cash flowCapex
Q1 FY2026 2026-03-31$783M$352M$234M$1.73$390M$64M
Q4 FY2025 2025-12-31$779M†$314M†$197M†$1.42†$343M†$67M†
Q3 FY2025 2025-09-30$768M$346M$226M$1.61$404M$67M
Q2 FY2025 2025-06-30$773M$354M$253M$1.81$245M$56M
Q1 FY2025 2025-03-31$753M$330M$232M$1.65$445M$54M
Q4 FY2024 2024-12-31$736M†$316M†$210M†$1.49†$255M†$55M†
Q3 FY2024 2024-09-30$725M$312M$220M$1.54$296M$56M
Q2 FY2024 2024-06-30$717M$319M$308M$2.15$212M$58M

† Not filed as a discrete quarter: derived from the company's own year-to-date figures (for example the fourth quarter as the fiscal year minus the first nine months). A derived per-share figure is approximate, because the share count moves within the year.

Balance sheet at 2026-03-31

  • Cash and equivalents$525M
  • Total debt$4.5B borrowings incl. finance leases (not tagged separately)
  • Net debt$4.0B total debt − cash − short-term investments

From the company's own SEC 10-Q and 10-K filings (XBRL), re-read every week. Figures in US dollars as filed; informational only — not financial advice.

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How Verisk Analytics looks technically

Verisk Analytics (VRSK) is trading 1.5% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed below its 200-day average about 289 trading days ago — a "death cross", a bearish long-term signal. A trend is forming but not yet strong — ADX, a 0–100 trend-strength gauge, is 22 (a reading of 25+ marks a strong trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 67, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bullish about 9 trading days ago (its momentum flipped positive). It made a new 20-day high about 3 trading days ago. It is 21.9% below its highest point of the past year.

Trend

9
Distance from the 200-dayit is trading 1.5% above its 200-day average, the long-term trend line — a longer-term uptrend+1.4%
50-day moving averageits average price over the last 50 trading days — a short-term trend line — is $179.67$179.67
200-day moving averageits average price over the last 200 trading days — the long-term trend line — is $188.13$188.13
Swing structureeach recent peak has been lower than the one before it and each dip deeper — the pattern chart-watchers call a downtrend, which describes where price has already been and not where it goes nextlower highs and lower lows
Last swing turnits last significant turn was a swing low 15 calendar days ago — the swings before that are what the structure reading is measured on15 sessions
Wave structureits recent swings can be read as a completed three-part downward correction — a pullback in the A-B-C shape Elliott-wave chartists use; the labelling fails if price closes below 161.51. It is the only labelling that fits, and it describes the swings already printed, not what comes next.possible three-wave downward correction, complete
Since the 50/200 crossits 50-day average crossed below its 200-day average about 289 trading days ago — a "death cross", a bearish long-term signal289 sessions
Above the 200-day after a dipit recently dipped to its 200-day average (the long-term trend line) and has since climbed back above it — now about 1.5% above+1.4%
Trend strength (14-day ADX)a trend is forming but not yet strong — ADX, a 0–100 trend-strength gauge, is 22 (a reading of 25+ marks a strong trend)21.9

Momentum

3
14-day RSImomentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 67, neither overbought (above 70) nor oversold (below 30)66.7
Position in its 14-day rangeit is trading near the top of its 14-day range ($161.51 to $195.94) — its "stochastic" reading is 85 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been slipping within that range over the last few sessions.85.3
Since the MACD crossed zeroMACD, a trend-momentum gauge, turned bullish about 9 trading days ago (its momentum flipped positive)9 sessions

Range

12
52-week highits highest closing price over the past year (about 252 trading days) was $244.41$244.41
From the 52-week highit is 21.9% below its 52-week high (its highest price of the past year)-21.9%
Above the 52-week lowit is 22.4% above its 52-week low (its lowest price of the past year)+22.4%
Below the 52-week highit is 21.9% below its highest point of the past year21.9%
Since a 20-day breakoutit made a new 20-day high about 3 trading days ago3 sessions
Since a 55-day breakoutit made a new 55-day low about 12 trading days ago12 sessions
All-time highits highest closing price on record is $322.92 (set on 2025-06-05)$322.92
Given back of the 52-week moveover the past year its closes ranged ($156.84 to $243.98), and it has recovered roughly a third of its fall from last year’s high — 39% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $210.69 to $213.48. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast.39.0%
From the all-time highit is 40.9% below its all-time high-40.9%
Nearest price levelit is sitting right on a support level at $190.62 — a price it turned at twice since 2026-04-29, most recently on 2026-07-23. Since 2024-10-21 it has 4 such levels below the current price and 9 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go.-0.1%
All-time lowits lowest closing price on record is $26.10 (set on 2009-10-12)$26.10
Above the all-time lowit is 631.3% above its all-time low+631.3%

Volatility

5
Band width vs its own 6 monthsday-to-day price swings are unusually wide versus its own recent history (wider than about 94% of the past ~6 months)94th percentile
Typical daily rangein a typical session it travels about $5.62 between its high and its low — about 3.0% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was$5.62
Bollinger bands (20-day, ±2σ)most of its recent trading has stayed between about $156.41 and $192.27 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles$156.41 – $174.34 – $192.27
Typical daily range (% of price)its price moves about 3.0% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price3.0%
Stretch from the 200-day averageit is trading 0.5 daily ranges above its 200-day average price (1.5% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale0.5 daily ranges above its 200-day average

Volume

1
Volume vs its 30-day averagetrading volume is about normal versus its 30-day average0.98×

Analyst

2
Change in the average price targetanalysts have cut their average price target by 2.9% since the prior reading-2.9%
Change in the consensus ratingthe analyst consensus rating is unchanged since the prior readingunchanged

Candlestick patterns

1
Since a dojitoday it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session leveltoday

Price gaps

3
Gap at the openit opened on 2026-10-20 1.1% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and had not traded back through that level by the close+1.1%
Open gapit gapped 2.7% above the previous close 3 sessions ago and has not traded back through the level it left behind at 180.58 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed+2.7%
Gap filleda 2.8% gap up opened on 2026-09-14 has been "filled" 23 sessions ago — price traded back through the level the gap left behind, and it took 3 sessions to close23 sessions ago

Price streaks

1
Closing streakit closed higher in its latest session, after a session that did not close higher — a single up day rather than a run1 session up

Relative strength

4
vs market, 1 monthover the past 1 month this stock beat the market by 7.8 percentage points (the stock gained 8.8% while the market gained 1.0%)+7.8%
vs market, 3 monthsover the past 3 months this stock lagged the market by 9.0 percentage points (the stock lost 5.4% while the market gained 3.6%)-9.0%
vs market, 6 monthsover the past 6 months this stock lagged the market by 2.3 percentage points (the stock gained 6.2% while the market gained 8.5%)-2.3%
vs market, 12 monthsover the past 12 months this stock lagged the market by 33.4 percentage points (the stock lost 18.9% while the market gained 14.6%)-33.4%

Signal agreement

2
Bullish technical signals3 of the 9 technical signals we can compute for it are currently in a bullish state: trading above its 200-day average, a fresh 20-day high, MACD momentum is positive — these describe past price behaviour, not a forecast3 of 9
Bearish technical signals3 of the 9 technical signals we can compute for it are currently in a bearish state: a "death cross" — its 50-day average is below its 200-day, lagging the market over 6 months, near the top of its 14-day range (overbought) — these describe past price behaviour, not a forecast3 of 9

Trend (Ichimoku cloud)

1
Vs the Ichimoku cloudtrading inside the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-14 and projected forward over today's price, the zone traders read as unresolved — neither side has established a trend, and the band is where that gets settled. The band itself is moderate, spanning 7.6% of the share price.0.0%

Volume-weighted price

2
Vs this year’s average price paidthe price is 3% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $186.07 — a volume-weighted average of daily closes over 198 sessions, not a true tick-by-tick VWAP.+2.6%
Vs the average paid since it last reportedthe price is 4% above the average price paid since it last reported on 2026-07-29 (its 10-Q), so the typical buyer over that stretch is showing a gain. That average is $183.01 — a volume-weighted average of daily closes over 59 sessions, not a true tick-by-tick VWAP.+4.3%

Price levels it has turned at before

VRSK last closed at $190.87 on 2026-10-20. Since 2024-10-21 it has turned at 4 prices below its last close and 9 above; the 3 nearest below and the 3 nearest above are listed, nearest first.

LevelSideDistanceEvidence
$190.62Support0.1% below the last closeturned there twice · 2026-04-29 to 2026-07-23
$196.66Resistance3.0% above the last closeturned there four times · 2025-10-29 to 2026-09-01
$184.62Support3.3% below the last closeturned there twice · 2026-04-21 to 2026-06-11
$173.13Support9.3% below the last closeturned there three times · 2026-04-23 to 2026-09-09
$216.03Resistance13.2% above the last closeturned there three times · 2025-12-10 to 2026-03-05
$226.70Resistance18.8% above the last closeturned there five times · 2025-10-16 to 2026-07-29

A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.

Wave structure

Its recent swings can be read as a three-part downward correction — the A-B-C shape chartists use for a pullback — now complete.

This labelling fails — stops being a possible reading at all — if it closes below $161.51.

It is the only labelling that fits these swings, though its proportions are not the textbook ones.

This reading has stood for 7 trading days, since 2026-10-12.

Read from daily closes as of 2026-10-20.

An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.

Based on daily closing prices as of 2026-10-20. Describes past price behavior only — informational, not financial advice.

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Analyst consensus

  • Consensus ratingBuy (2.05 mean, 1=Strong Buy…5=Strong Sell) — 17 analysts
  • Mean price target$226.47 range $195.00 – $260.00; median $228.00

Analyst estimates, as of 2026-10-21. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.

Analyst EPS estimate for VRSK

  • Consensus EPS estimate$1.92 next reporting period, as of 2026-10-21
  • Estimate change, 30 days-$0.00519 (-0.3%) from $1.93, on 2026-09-16, 35-day window
  • Readings revised upward0% of 10 comparable readings

The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.

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Key risks (from latest filing)

["dependence on the global insurance industry and its economic health","risks associated with the integrity and security of the large-scale data and software platforms maintained by the company","regulatory and legal risks related to data privacy and insurance industry standards"]

See VRSK's biggest risks from its latest 10-Q →

What changed in the latest 10-Q

AI-assisted comparison of VRSK's 10-Q filed 2026-04-29 against the prior one filed 2025-10-29.

Management's Discussion & Analysis (MD&A)

  • Reworded:
    • Reference to annual report changed from '2024 10-K' dated February 26, 2025 (older filing) to '2025 10-K' dated February 18, 2026 (newer filing)
    • Reference to 'Special Note Regarding Forward Looking Statements' changed to 'Special Note Regarding Forward-Looking Statements' (hyphenation added)
    • Page number changed from 27 to 26 in newer filing
    • Revenue subscription percentage comparison period changed from 'nine months ended September 30, 2025 and 2024' to 'three months ended March 31, 2026 and 2025'
    • Subscription revenue percentage changed from approximately '83% and 81%' to approximately '84% and 83%'
    • Transactional/advisory revenue percentage changed from 'approximately 17% and 19%' to 'approximately 16% and 17%'
    • Personnel expense percentage comparison period changed from 'nine months ended September 30, 2025 and 2024' to 'three months ended March 31, 2026 and 2025'
    • Personnel expense percentage changed from 'approximately 56% and 57%' to 'approximately 57% and 56%'
    • Reference changed from 'P&C insurance' to 'property & casualty insurance'
    • Page number changed from 28 to 27 in newer filing
  • Notes:
    • The two filings cover different reporting periods (three months ended March 31 vs. nine months ended September 30), so some metric comparisons reflect different time periods rather than true changes in company performance
    • Text appears truncated at the end of both excerpts, limiting full assessment of the section

AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.

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Insider activity (SEC Form 4)

0 open-market purchases and 8 open-market sales by insiders in the last 90 days, of which we have read Form 4 filings through 2026-10-16. The 5 days since 2026-10-16 have not been checked yet.

  • Last 30 days · read to 2026-10-160 buys · 2 sells ($677365) — 2 selling insiders
  • Last 90 days · read to 2026-10-160 buys · 8 sells ($3M) — 3 selling insiders
  • Last 180 days · read to 2026-10-160 buys · 15 sells ($6M) — 5 selling insiders

Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)

Most recent open-market transaction: 2026-10-15. Based on Form 4 filings read through 2026-10-16; anything filed since is not yet included.

View full insider trading history → View SEC Form 3/4/5 filings

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Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.

U.S. House trading disclosures

U.S. House members publicly disclose their own, their spouse's, and dependent children's stock transactions under the STOCK Act. We hold 17 matched disclosures for VRSK from U.S. House Clerk Periodic Transaction Report filings.

U.S. House trading disclosures →

Institutional ownership (13F)

6 institutional 13F filers reported holding VRSK as of 2026-06-30 (quarter-end position, filed within 45 days).

  • Distinct 13F filers 6
  • Reported shares held 20,151,719
  • Reported value $3,617,838,086

reported quarterly holdings change (2026-03-31 → 2026-06-30): 1 new, 1 increased, 4 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".

Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.

Ask about VRSK's institutional holders → See what each manager we track holds →

Short interest (FINRA)

VRSK had 4,180,255 shares of reported short interest as of the 2026-09-30 FINRA settlement date (delayed, bi-monthly; not real-time).

VRSK had 3.21% of its shares outstanding sold short as of the 2026-09-30 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 2.93 days to cover at the same settlement.

  • Reported short interest (shares) 4,180,255
  • Short interest (% of shares outstanding) 3.21%
  • Prior settlement (shares) 4,643,949
  • Reported change -9.98%
  • Days to cover (reported) 2.93

Reported to FINRA as of the 2026-09-30 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.

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Competitors & peers

AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.

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Frequently asked questions

What does Verisk Analytics (VRSK) do?

Verisk Analytics provides data analytics and technology solutions primarily to the global insurance industry. Its offerings assist customers with underwriting, claims management, regulatory compliance, and actuarial analysis. Through its platform, the company helps insurers assess, measure, and manage risk through data-driven insights.

What sector is Verisk Analytics (VRSK) in?

Verisk Analytics (VRSK) is classified in the Industrials sector. Its industry is Data Analytics & Information Services. It trades on NASDAQ.

Does VRSK pay a dividend?

Yes — Verisk Analytics (VRSK) pays a dividend, with an indicated yield of about 1.14% and at least 5 years of non-decreasing per-share dividends (SEC EDGAR XBRL) — we do not hold the year before it, so the real streak may be longer (market data, as of 2026-09-02). Informational only — not financial advice.

Who are Verisk Analytics's (VRSK) competitors?

Notable peers of Verisk Analytics (VRSK) include Guidewire Software, CCC Intelligent Solutions, TransUnion, Equifax and MSCI. This peer set is informational only — not financial advice.

Has there been recent U.S. House stock trading in VRSK?

Yes — we hold 17 matched STOCK Act disclosures for VRSK from U.S. House Clerk Periodic Transaction Report filings. These are legally-required disclosures (often filed 30–45 days after the trade), may belong to a U.S. House member, their spouse, or a dependent child, and are not an indicator of company performance or investment advice.

Is Verisk Analytics (VRSK) overbought or oversold right now?

Verisk Analytics (VRSK) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 67, in the neutral middle (as of 2026-10-20). RSI describes recent price momentum, not a forecast — informational only, not financial advice.

Where does stocks-llm's data on VRSK come from?

Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest; prices are market data, as of 2026-09-02; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.

Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.

Last updated 2026-10-20.

Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.