WEALTHFRONT CORP (WLTH)
Financials · Fintech / Digital Wealth Management · NASDAQ
Wealthfront is an automated, tech-driven financial platform that helps digital natives turn savings into long-term wealth through low-cost investment, cash management, and lending products.
What WEALTHFRONT CORP does
Wealthfront is a digital-only financial platform designed for younger, digital-native generations to automate their wealth-building journey. The company provides a comprehensive suite of services, including cash management, investment advisory, automated financial planning, and lending products. Wealthfront utilizes proprietary software and heavy automation to deliver low-cost financial solutions without the need for traditional manual advisory appointments.
Recent developments
The company surpassed $100 billion in total platform assets as of August 2026. Recent product updates include the continued automation of the home mortgage origination process and the launch of new Custodial Accounts to support family wealth management.
From WEALTHFRONT CORP's filing of 2026-09-14.
Themes: digital wealth management, personal finance automation, fintech platform, investment advisory, cash management services, Gen Z and Millennial finance
Fundamentals
- Price$10.89 as of 2026-10-08 close
- Market cap$1.7B as of 2026-09-14 (share count; price 2026-10-08)
- P/En/a negative earnings
- Net margin-11.5% FY2026, SEC XBRL
- ROE-6.8% FY2026, SEC XBRL
- Debt / equity0.00 as of 2026-09-02
- Revenue growth (YoY)+7.1% as of 2026-09-02
- Revenue CAGR (3y)+29.8% SEC XBRL
- Beta1.28 as of 2026-09-02
- Last reported earnings2026-09-09 SEC EDGAR Form 8-K (Item 2.02)
How WLTH compares in its sector
- net profit marginbottom 10% 344 covered Financials peers, as of 2026-09-02
- return on equitybottom 10% 559 covered Financials peers, as of 2026-09-02
- 3-year revenue CAGRtop 25% 347 covered Financials peers
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
How WEALTHFRONT CORP looks technically
WEALTHFRONT CORP (WLTH) is trading 9.8% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed below its 200-day average about 44 trading days ago — a "death cross", a bearish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 20, below the 25 that marks a real trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 63, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bullish about 4 trading days ago (its momentum flipped positive). It made a new 20-day high about 2 trading days ago. It is 26.8% below its highest point of the past year.
Trend
9
| Distance from the 200-day | it is trading 9.8% above its 200-day average, the long-term trend line — a longer-term uptrend | +9.8% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $9.78 | $9.78 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $9.92 | $9.92 |
| Swing structure | each recent peak has been higher than the one before it and each dip has been shallower — the pattern chart-watchers call an uptrend, which describes where price has already been and not where it goes next | higher highs and higher lows |
| Last swing turn | its last significant turn was a swing low 8 calendar days ago — the swings before that are what the structure reading is measured on | 8 sessions |
| Wave structure | its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in leg 3 of five; the labelling fails if price closes below 9.67. It is one of several labellings that fit, and it describes the swings already printed, not what comes next. The same swings also read as a three-part correction in leg C. | possible upward five-wave sequence, in wave 3 (one of several readings) |
| Since the 50/200 cross | its 50-day average crossed below its 200-day average about 44 trading days ago — a "death cross", a bearish long-term signal | 44 sessions |
| Above the 200-day after a dip | it recently dipped to its 200-day average (the long-term trend line) and has since climbed back above it — now about 9.8% above | +9.8% |
| Trend strength (14-day ADX) | there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 20, below the 25 that marks a real trend) | 19.9 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 63, neither overbought (above 70) nor oversold (below 30) | 62.9 |
|---|---|---|
| Position in its 14-day range | it is trading near the top of its 14-day range ($9.67 to $10.96) — its "stochastic" reading is 95 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 94.6 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bullish about 4 trading days ago (its momentum flipped positive) | 4 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $14.88 | $14.88 |
|---|---|---|
| From the 52-week high | it is 26.8% below its 52-week high (its highest price of the past year) | -26.8% |
| Above the 52-week low | it is 51.3% above its 52-week low (its lowest price of the past year) | +51.3% |
| Below the 52-week high | it is 26.8% below its highest point of the past year | 26.8% |
| Since a 20-day breakout | it made a new 20-day high about 2 trading days ago | 2 sessions |
| Since a 55-day breakout | it made a new 55-day high about 2 trading days ago | 2 sessions |
| All-time high | its highest closing price on record is $14.88 (set on 2025-12-12) | $14.88 |
| Given back of the 52-week move | over the past year its closes ranged ($7.20 to $14.19), and it has recovered around half of its fall from last year’s high — 53% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $11.52 to $11.74. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 52.8% |
| From the all-time high | it is 26.8% below its all-time high | -26.8% |
| Nearest price level | not available for this company yet | n/a |
| All-time low | its lowest closing price on record is $7.20 (set on 2026-02-12) | $7.20 |
| Above the all-time low | it is 51.3% above its all-time low | +51.3% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are about average versus its own recent 6-month history | 34th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.4886 between its high and its low — about 4.5% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.4886 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $9.67 and $10.96 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $9.67 – $10.32 – $10.96 |
| Typical daily range (% of price) | its price moves about 4.5% in a typical session — about typical for the companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 4.5% |
| Stretch from the 200-day average | it is trading 2.0 daily ranges above its 200-day average price (9.8% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 2.0 daily ranges above its 200-day average |
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Candlestick patterns
2
| Since a doji | today it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | today |
|---|---|---|
| Since a bullish engulfing | 3 sessions ago it opened below the previous session's close and finished above that session's open — a "bullish engulfing" pair, where one up day more than undid the down day before it | 3 sessions ago |
Price gaps
2
| Gap at the open | it opened on 2026-10-08 at essentially the same price it closed at the session before — no meaningful overnight gap | 0.0% |
|---|---|---|
| Gap filled | a 2.3% gap up opened on 2026-07-27 has been "filled" 36 sessions ago — price traded back through the level the gap left behind, and it took 16 sessions to close | 36 sessions ago |
Price streaks
1
| Closing streak | it closed lower in its latest session, after a session that did not close lower — a single down day rather than a run | 1 session down |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock beat the market by 12.0 percentage points (the stock gained 13.1% while the market gained 1.0%) | +12.0% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 17.3 percentage points (the stock gained 21.1% while the market gained 3.8%) | +17.3% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 3.8 percentage points (the stock gained 13.7% while the market gained 17.5%) | -3.8% |
| vs market, 12 months | not available for this company yet | n/a |
Signal agreement
2
| Bullish technical signals | 4 of the 9 technical signals we can compute for it are currently in a bullish state: trading above its 200-day average, a fresh 20-day high, MACD momentum is positive, trading above the Ichimoku cloud — these describe past price behaviour, not a forecast | 4 of 9 |
|---|---|---|
| Bearish technical signals | 3 of the 9 technical signals we can compute for it are currently in a bearish state: a "death cross" — its 50-day average is below its 200-day, lagging the market over 6 months, near the top of its 14-day range (overbought) — these describe past price behaviour, not a forecast | 3 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 18% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-01 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is moderate, spanning 4.0% of the share price. | +17.5% |
|---|
Volume-weighted price
1
| Vs this year’s average price paid | the price is 15% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $9.46 — a volume-weighted average of daily closes over 137 sessions, not a true tick-by-tick VWAP. | +15.1% |
|---|
Wave structure
Its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in leg 3 of five.
This labelling fails — stops being a possible reading at all — if it closes below $9.67.
This is one of several labellings that fit the same swings, so treat it as a reading rather than the reading. It was chosen from 2 labellings that survived the rules, counting shorter readings of the same bars.
On past moves of this shape the leg has usually ended somewhere between $11.97 and $13.39 — that is where it has tended to end if the count holds, not a forecast of where the price goes.
Alternate reading: The same swings also read as a three-part correction in leg C, which fails on a close below $9.67.
This reading has stood for 8 trading days, since 2026-09-29.
Read from daily closes as of 2026-10-08.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · Tested and reclaimed 200-day support · Pulled back from the 12-month high · Broke out to a new 20-day high · MACD just crossed bullish (12/26/9) · trendless / choppy (low ADX) | Learn: moving average · golden cross · adx · rsi · macd · breakout · fifty two week high low
Based on daily closing prices as of 2026-10-08. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingBuy (2.29 mean, 1=Strong Buy…5=Strong Sell) — 7 analysts
- Mean price target$12.11 range $10.00 – $17.00; median $11.50
Analyst estimates, as of 2026-10-07. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for WLTH
- Consensus EPS estimate$0.1575 next reporting period, as of 2026-10-07
- Estimate change, 30 days$0.00 (0.0%) from $0.1575, on 2026-09-02, 35-day window
- Readings revised upward0% of 8 comparable readings
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Reliance on, and inability to effectively manage, rapid historical growth.","Exposure to macroeconomic conditions and interest rate volatility which impact cash management and investment advisory deposit flows.","Intense competition from established financial institutions and fintech startups with greater resources."]
What changed in the latest 10-Q
AI-assisted comparison of WLTH's 10-Q filed 2026-06-12 against the prior one filed 2026-01-23.
Management's Discussion & Analysis (MD&A)
- Added:
- Added reference to Form 10-K filed for year ended January 31, 2026 (newer filing, 2026-06-12)
- Added disclosure about 'Other revenue' consisting of margin borrowing fees and proxy distribution revenue (newer filing, 2026-06-12)
- Added detailed Key Business Metrics table showing three months ended April 30, 2026 vs 2025 with separate line items for cash management and investment advisory net deposits (newer filing, 2026-06-12)
- Added explanation of 'transition environments' concept linking interest rate changes to product growth patterns (newer filing, 2026-06-12)
- Added discussion of cross-product adoption and cross-product flows as growth opportunity during transition environments (newer filing, 2026-06-12)
- Removed:
- Removed reference to Final Prospectus for IPO dated December 11, 2025 (older filing, 2026-01-23)
- Removed specific detail about 'second-highest quarterly volume of cross product flows' in company history (older filing, 2026-01-23)
- Removed reference to 'digital native' high earners terminology in context of market conditions shift (older filing, 2026-01-23)
- Removed footnote 2 with statistic that approximately 1.3% of funded clients had zero account assets (older filing, 2026-01-23)
- Removed narrative paragraph about successful internal rotation demonstrating ability to capture and retain client wealth (older filing, 2026-01-23)
- Reworded:
- Updated measurement date from October 31, 2025 to April 30, 2026 throughout Company Overview section (newer filing, 2026-06-12)
- Updated funded clients count from 1.4 million to 1.5 million (newer filing, 2026-06-12)
- Updated platform assets from $92.8 billion to $96.6 billion (newer filing, 2026-06-12)
- Changed Key Business Metrics table period from 'Three Months Ended October 31' to 'Three Months Ended April 30' with prior year comparison to April 30, 2025 instead of October 31, 2024 (newer filing, 2026-06-12)
- Changed net deposits discussion from 'second-highest quarterly volume' framing to explanation of tax time seasonality and interest rate environment effects (newer filing, 2026-06-12)
- Replaced narrative about 'market conditions shift' with discussion of Federal Reserve interest rate cuts and their expected effects on product growth (newer filing, 2026-06-12)
- Notes:
- Older filing is a 10-Q for period ended October 31, 2025 (filed 2026-01-23); newer filing is a 10-Q for period ended April 30, 2026 (filed 2026-06-12), so some differences reflect different reporting periods rather than policy changes
- Net deposits table structure differs between filings: older filing does not show separate cash management and investment advisory line items
Risk Factors
- Reworded:
- Revenue figures changed from nine months ended October 31, 2025 ($268.9M and $226.2M) and fiscal years ended January 31, 2025 ($308.9M and $216.7M) to three months ended April 30, 2026 ($90.5M and $84.5M) in newer filing (2026-06-12)
- Employee count changed from 376 as of October 31, 2025 and 318 as of October 31, 2024 to 396 as of April 30, 2026 and 345 as of April 30, 2025 in newer filing (2026-06-12)
- Notes:
- The change in financial metrics reflects different reporting periods (nine-month and annual periods in older filing versus three-month period in newer filing), not necessarily a change in the risk disclosure itself
- Text ends mid-sentence in both versions at the same point, limiting full comparison of this section
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
0 open-market purchases and 20 open-market sales by insiders in the last 90 days, of which we have read Form 4 filings through 2026-10-04. The 5 days since 2026-10-04 have not been checked yet.
- Last 30 days · read to 2026-10-040 buys · 18 sells ($5M) — 7 selling insiders
- Last 90 days · read to 2026-10-040 buys · 20 sells ($5M) — 7 selling insiders
- Last 180 days · read to 2026-10-040 buys · 27 sells ($7M) — 8 selling insiders
Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-09-17. Based on Form 4 filings read through 2026-10-04; anything filed since is not yet included.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about WLTH's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
5 institutional 13F filers reported holding WLTH as of 2026-06-30 (quarter-end position, filed within 45 days).
- Distinct 13F filers 5
- Reported shares held 33,599,060
- Reported value $300,375,596
reported quarterly holdings change (2026-03-31 → 2026-06-30): 0 new, 4 increased, 0 decreased, 1 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Ask about WLTH's institutional holders → See what each manager we track holds →
Short interest (FINRA)
WLTH had 9,454,113 shares of reported short interest as of the 2026-09-15 FINRA settlement date (delayed, bi-monthly; not real-time).
WLTH had 6.05% of its shares outstanding sold short as of the 2026-09-15 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 2.77 days to cover at the same settlement.
- Reported short interest (shares) 9,454,113
- Short interest (% of shares outstanding) 6.05%
- Prior settlement (shares) 6,777,517
- Reported change 39.49%
- Days to cover (reported) 2.77
Reported to FINRA as of the 2026-09-15 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Betterment
- Charles Schwab (SCHW)
- Vanguard
- Robinhood Markets (HOOD)
- Personal Capital (Empower)
- SoFi Technologies (SOFI)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
Compare WLTH vs…
Frequently asked questions
What does WEALTHFRONT CORP (WLTH) do?
Wealthfront is a digital-only financial platform designed for younger, digital-native generations to automate their wealth-building journey. The company provides a comprehensive suite of services, including cash management, investment advisory, automated financial planning, and lending products. Wealthfront utilizes proprietary software and heavy automation to deliver low-cost financial solutions without the need for traditional manual advisory appointments.
What sector is WEALTHFRONT CORP (WLTH) in?
WEALTHFRONT CORP (WLTH) is classified in the Financials sector. Its industry is Fintech / Digital Wealth Management. It trades on NASDAQ.
Who are WEALTHFRONT CORP's (WLTH) competitors?
Notable peers of WEALTHFRONT CORP (WLTH) include Betterment, Charles Schwab, Vanguard, Robinhood Markets and Personal Capital (Empower). This peer set is informational only — not financial advice.
Is WEALTHFRONT CORP (WLTH) overbought or oversold right now?
WEALTHFRONT CORP (WLTH) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 63, in the neutral middle (as of 2026-10-08). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on WLTH come from?
Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest; prices are market data, as of 2026-09-02; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.