WEALTHFRONT CORP (WLTH)
Financials · Digital wealth management and robo-advisory platforms · NASDAQ
Wealthfront is a digital-first, automated financial platform helping younger generations build wealth through low-cost, technology-driven investment and cash management solutions.
What WEALTHFRONT CORP does
Wealthfront is a technology-driven financial solutions platform serving digital-native consumers (primarily Millennials and Gen Z high earners). The platform delivers automated investment advisory, cash management, financial planning, and borrowing/lending products through a proprietary technology infrastructure engineered for low cost and accessibility. As of April 2026, the company served 1.5 million funded clients with $96.6 billion in platform assets. Revenue is earned primarily from asset-based fees on cash management and investment advisory products, with a business model designed to align company success directly with client wealth accumulation.
Themes: Digital wealth management, Robo-advisory / automation, Cash management and savings, Fintech / digital-native financial services, Low-cost, fee-transparent investing
Fundamentals
- Price$9.22 as of 2026-08-21 close
- Market cap$1.4B as of 2026-08-21
- P/En/a negative earnings
- Net margin-14.9% as of 2026-08-24
- Gross margin+89.4% as of 2026-08-24
- ROE-11.7% as of 2026-08-24
- Debt / equity0.00 as of 2026-08-24
- Revenue growth (YoY)+7.1% as of 2026-08-24
- Revenue CAGR (3y)+29.8% SEC XBRL
- Beta0.09 as of 2026-08-24
- Last reported earnings2026-06-04 SEC EDGAR Form 8-K (Item 2.02)
How WLTH compares in its sector
- net profit marginbottom 10% 538 covered Financials peers, as of 2026-08-24
- operating marginbottom 10% 534 covered Financials peers, as of 2026-08-24
- gross margintop 25% 176 covered Financials peers, as of 2026-08-24
- return on equitybottom 10% 575 covered Financials peers, as of 2026-08-24
- 3-year revenue CAGRtop 25% 347 covered Financials peers
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
How WEALTHFRONT CORP looks technically
WEALTHFRONT CORP (WLTH) is trading 5.0% below its 200-day average, the long-term trend line — a long-term downtrend. Its 50-day average crossed below its 200-day average about 11 trading days ago — a "death cross", a bearish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 14, below the 25 that marks a real trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 47, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bearish about 6 trading days ago (its momentum flipped negative). It made a new 20-day high about 14 trading days ago. It is 38.0% below its highest point of the past year. Day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 6% of the past ~6 months), which often precedes a bigger move. Trading volume is unusually light — only about 0% of its 30-day average.
Trend
8
| Distance from the 200-day | it is trading 5.0% below its 200-day average, the long-term trend line — a long-term downtrend | -5.0% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $9.12 | $9.12 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $9.70 | $9.70 |
| Swing structure | each recent peak has been lower than the one before it and each dip deeper — the pattern chart-watchers call a downtrend, which describes where price has already been and not where it goes next | lower highs and lower lows |
| Last swing turn | its last significant turn was a swing high 16 calendar days ago — the swings before that are what the structure reading is measured on | 16 sessions |
| Wave structure | its recent swings can be read as a five-part downward sequence — what Elliott-wave chartists call an impulse — now in leg 3 of five; the labelling fails if price closes above 9.87. It is one of several labellings that fit, and it describes the swings already printed, not what comes next. The same swings also read as a three-part correction in leg C. | possible downward five-wave sequence, in wave 3 (one of several readings) |
| Since the 50/200 cross | its 50-day average crossed below its 200-day average about 11 trading days ago — a "death cross", a bearish long-term signal | 11 sessions |
| Trend strength (14-day ADX) | there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 14, below the 25 that marks a real trend) | 13.8 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 47, neither overbought (above 70) nor oversold (below 30) | 47.0 |
|---|---|---|
| Position in its 14-day range | it is trading in the lower half of its 14-day range ($8.88 to $9.87) — its "stochastic" reading is 35 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 34.7 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bearish about 6 trading days ago (its momentum flipped negative) | 6 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $14.88 | $14.88 |
|---|---|---|
| From the 52-week high | it is 38.0% below its 52-week high (its highest price of the past year) | -38.0% |
| Above the 52-week low | it is 28.1% above its 52-week low (its lowest price of the past year) | +28.1% |
| Below the 52-week high | it is 38.0% below its highest point of the past year | 38.0% |
| Since a 20-day breakout | it made a new 20-day high about 14 trading days ago | 14 sessions |
| Since a 55-day breakout | it made a new 55-day low about 42 trading days ago | 42 sessions |
| All-time high | its highest closing price on record is $14.88 (set on 2025-12-12) | $14.88 |
| Given back of the 52-week move | over the past year its closes ranged ($7.20 to $14.19), and it has recovered roughly a quarter of its fall from last year’s high — 29% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $11.52 to $11.74. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 28.9% |
| From the all-time high | it is 38.0% below its all-time high | -38.0% |
| Nearest price level | not available for this company yet | n/a |
| All-time low | its lowest closing price on record is $7.20 (set on 2026-02-12) | $7.20 |
| Above the all-time low | it is 28.1% above its all-time low | +28.1% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 6% of the past ~6 months), which often precedes a bigger move | 6th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.3312 between its high and its low — about 3.6% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.3312 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $8.94 and $9.87 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $8.94 – $9.40 – $9.87 |
| Typical daily range (% of price) | its price moves about 3.6% in a typical session — about typical for the companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 3.6% |
| Stretch from the 200-day average | it is trading 1.5 daily ranges below its 200-day average price (5.0% below it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 1.5 daily ranges below its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is unusually light — only about 0% of its 30-day average | 0.00× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Candlestick patterns
3
| Since a doji | today it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | today |
|---|---|---|
| Since a hammer | 1 session ago, after a stretch of decline, it sold off hard during the session and then closed back near its high — a "hammer", the long lower wick showing the drop was bought back before the close | 1 session ago |
| Since a bearish engulfing | 5 sessions ago it opened above the previous session's close and finished below that session's open — a "bearish engulfing" pair, where one down day more than undid the up day before it | 5 sessions ago |
Price gaps
3
| Gap at the open | it opened on 2026-08-21 0.9% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | +0.9% |
|---|---|---|
| Open gap | it gapped 15.6% below the previous close 50 sessions ago and has not traded back through the level it left behind at 11.76 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | -15.6% |
| Gap filled | a 2.3% gap up opened on 2026-07-27 has been "filled" 3 sessions ago — price traded back through the level the gap left behind, and it took 16 sessions to close | 3 sessions ago |
Price streaks
1
| Closing streak | it has closed higher 3 sessions in a row, a +2.9% move over the run — an unbroken run of up days, which describes what has already happened and says nothing about the next session | 3 sessions up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 1.6 percentage points (the stock gained 0.8% while the market gained 2.3%) | -1.6% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock lagged the market by 24.3 percentage points (the stock lost 21.2% while the market gained 3.1%) | -24.3% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 2.6 percentage points (the stock gained 8.5% while the market gained 11.1%) | -2.6% |
| vs market, 12 months | not available for this company yet | n/a |
Signal agreement
2
| Bullish technical signals | 0 of the 9 technical signals we can compute for it are currently in a bullish state — these describe past price behaviour, not a forecast | 0 of 9 |
|---|---|---|
| Bearish technical signals | 5 of the 9 technical signals we can compute for it are currently in a bearish state: a "death cross" — its 50-day average is below its 200-day, trading below its 200-day average, MACD momentum is negative, lagging the market over 6 months, trading below the Ichimoku cloud — these describe past price behaviour, not a forecast | 5 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 3.4% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-16 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is moderate, spanning 6.1% of the share price. | -3.4% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 3% below the average price paid so far this year, so the typical buyer over that stretch is under water. That average is $9.46 — a volume-weighted average of daily closes over 137 sessions, not a true tick-by-tick VWAP. | -2.5% |
|---|---|---|
| Vs the average paid since it last reported | the price is 4% above the average price paid since it last reported on 2026-06-04 (its 8-K), so the typical buyer over that stretch is showing a gain. That average is $8.85 — a volume-weighted average of daily closes over 32 sessions, not a true tick-by-tick VWAP. | +4.2% |
Wave structure
Its recent swings can be read as a five-part downward sequence — what Elliott-wave chartists call an impulse — now in leg 3 of five.
This labelling fails — stops being a possible reading at all — if it closes above $9.87.
This is one of several labellings that fit the same swings, so treat it as a reading rather than the reading. It was chosen from 2 labellings that survived the rules, counting shorter readings of the same bars.
On past moves of this shape the leg has usually ended somewhere between $2.38 and $5.24 — that is where it has tended to end if the count holds, not a forecast of where the price goes.
Alternate reading: The same swings also read as a three-part correction in leg C, which fails on a close above $9.87.
This labelling was already in place when we began recording count changes on 2026-08-12, so how long it has stood is not something we can say yet.
Read from daily closes as of 2026-08-21.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading below the 200-day moving average · Recent death cross (50-day crossed below 200-day) · Pulled back from the 12-month high · in a Bollinger Band volatility squeeze · trendless / choppy (low ADX) · Printed a doji candle | Learn: moving average · golden cross · adx · rsi · macd · breakout · fifty two week high low · bollinger bands · volume and relative volume
Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingBuy (2.29 mean, 1=Strong Buy…5=Strong Sell) — 6 analysts
- Mean price target$12.25 range $9.50 – $17.00; median $11.75
Analyst estimates, as of 2026-08-18. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for WLTH
- Consensus EPS estimate$0.16 next reporting period, as of 2026-08-18
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Dependence on third-party banking partners for cash management and banking-related services.","Revenue concentration in asset-based fees, which are sensitive to financial market volatility and macroeconomic conditions.","Intense competition in the digital financial services and wealth management industry."]
What changed in the latest 10-Q
AI-assisted comparison of WLTH's 10-Q filed 2026-06-12 against the prior one filed 2026-01-23.
Management's Discussion & Analysis (MD&A)
- Added:
- Added reference to Form 10-K filed for year ended January 31, 2026 (newer filing, 2026-06-12)
- Added disclosure about 'Other revenue' consisting of margin borrowing fees and proxy distribution revenue (newer filing, 2026-06-12)
- Added detailed Key Business Metrics table showing three months ended April 30, 2026 vs 2025 with separate line items for cash management and investment advisory net deposits (newer filing, 2026-06-12)
- Added explanation of 'transition environments' concept linking interest rate changes to product growth patterns (newer filing, 2026-06-12)
- Added discussion of cross-product adoption and cross-product flows as growth opportunity during transition environments (newer filing, 2026-06-12)
- Removed:
- Removed reference to Final Prospectus for IPO dated December 11, 2025 (older filing, 2026-01-23)
- Removed specific detail about 'second-highest quarterly volume of cross product flows' in company history (older filing, 2026-01-23)
- Removed reference to 'digital native' high earners terminology in context of market conditions shift (older filing, 2026-01-23)
- Removed footnote 2 with statistic that approximately 1.3% of funded clients had zero account assets (older filing, 2026-01-23)
- Removed narrative paragraph about successful internal rotation demonstrating ability to capture and retain client wealth (older filing, 2026-01-23)
- Reworded:
- Updated measurement date from October 31, 2025 to April 30, 2026 throughout Company Overview section (newer filing, 2026-06-12)
- Updated funded clients count from 1.4 million to 1.5 million (newer filing, 2026-06-12)
- Updated platform assets from $92.8 billion to $96.6 billion (newer filing, 2026-06-12)
- Changed Key Business Metrics table period from 'Three Months Ended October 31' to 'Three Months Ended April 30' with prior year comparison to April 30, 2025 instead of October 31, 2024 (newer filing, 2026-06-12)
- Changed net deposits discussion from 'second-highest quarterly volume' framing to explanation of tax time seasonality and interest rate environment effects (newer filing, 2026-06-12)
- Replaced narrative about 'market conditions shift' with discussion of Federal Reserve interest rate cuts and their expected effects on product growth (newer filing, 2026-06-12)
- Notes:
- Older filing is a 10-Q for period ended October 31, 2025 (filed 2026-01-23); newer filing is a 10-Q for period ended April 30, 2026 (filed 2026-06-12), so some differences reflect different reporting periods rather than policy changes
- Net deposits table structure differs between filings: older filing does not show separate cash management and investment advisory line items
Risk Factors
- Reworded:
- Revenue figures changed from nine months ended October 31, 2025 ($268.9M and $226.2M) and fiscal years ended January 31, 2025 ($308.9M and $216.7M) to three months ended April 30, 2026 ($90.5M and $84.5M) in newer filing (2026-06-12)
- Employee count changed from 376 as of October 31, 2025 and 318 as of October 31, 2024 to 396 as of April 30, 2026 and 345 as of April 30, 2025 in newer filing (2026-06-12)
- Notes:
- The change in financial metrics reflects different reporting periods (nine-month and annual periods in older filing versus three-month period in newer filing), not necessarily a change in the risk disclosure itself
- Text ends mid-sentence in both versions at the same point, limiting full comparison of this section
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
0 open-market purchases and 9 open-market sales by insiders in the last 90 days.
- Last 30 days0 buys · 1 sell ($139798) — 1 selling insider
- Last 90 days0 buys · 9 sells ($1M) — 5 selling insiders
- Last 180 days0 buys · 9 sells ($1M) — 5 selling insiders
Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-08-17. As of 2026-08-24.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about WLTH's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
6 institutional 13F filers reported holding WLTH as of 2026-03-31 (quarter-end position, filed within 45 days).
- Distinct 13F filers 6
- Reported shares held 29,144,591
- Reported value $269,587,469
reported quarterly holdings change (2025-12-31 → 2026-03-31): 2 new, 2 increased, 1 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Short interest (FINRA)
WLTH had 7,461,163 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
WLTH had 5.00% of its shares outstanding sold short as of the 2026-07-31 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 9.75 days to cover at the same settlement.
- Reported short interest (shares) 7,461,163
- Short interest (% of shares outstanding) 5.00%
- Prior settlement (shares) 7,435,448
- Reported change 0.35%
- Days to cover (reported) 9.75
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Betterment
- Charles Schwab (SCHW)
- Robinhood Markets (HOOD)
- SoFi Technologies (SOFI)
- E*TRADE (MS)
- Vanguard
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
Compare WLTH vs…
Frequently asked questions
What does WEALTHFRONT CORP (WLTH) do?
Wealthfront is a technology-driven financial solutions platform serving digital-native consumers (primarily Millennials and Gen Z high earners). The platform delivers automated investment advisory, cash management, financial planning, and borrowing/lending products through a proprietary technology infrastructure engineered for low cost and accessibility. As of April 2026, the company served 1.5 million funded clients with $96.6 billion in platform assets.
What sector is WEALTHFRONT CORP (WLTH) in?
WEALTHFRONT CORP (WLTH) is classified in the Financials sector. Its industry is Digital wealth management and robo-advisory platforms. It trades on NASDAQ.
Who are WEALTHFRONT CORP's (WLTH) competitors?
Notable peers of WEALTHFRONT CORP (WLTH) include Betterment, Charles Schwab, Robinhood Markets, SoFi Technologies and E*TRADE. This peer set is informational only — not financial advice.
Is WEALTHFRONT CORP (WLTH) overbought or oversold right now?
WEALTHFRONT CORP (WLTH) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 47, in the neutral middle (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on WLTH come from?
Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.