AMERANT BANCORP INC CLASS A (AMTB)
Financials · regional banks · NYSE
Amerant Bancorp is a Florida-based bank holding company offering commercial banking, mortgage lending, and wealth management services.
What AMERANT BANCORP INC CLASS A does
Amerant Bancorp Inc. is a bank holding company that operates primarily through its subsidiary, Amerant Bank, N.A., providing a range of banking, investment, and mortgage services. The company focuses on commercial banking, residential mortgage lending, and wealth management, primarily serving customers in Florida and other markets.
Themes: regional banking, mortgage lending, wealth management, commercial lending
Fundamentals
- Price$29.13 as of 2026-10-21 close
- Market cap$1.1B as of 2026-07-29 (share count; price 2026-10-21)
- 1-year return+58.8% 2025-10-21 close $18.34 → 2026-10-21 close $29.13
- P/E20.81 as of 2026-10-21
- ROE+5.6% FY2025, SEC XBRL
- ROICn/a No figure: it is a bank or insurer, whose operating income and debt are not what ROIC divides.
- Debt / equityn/a No figure: its filing tags none of the debt lines we read, which is not evidence of zero debt.
- Beta0.92 as of 2026-09-03
- Last reported earnings2026-07-23 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +1.2%; at least 2 years of non-decreasing per-share dividends (SEC XBRL) — we do not hold the year before it, so the real streak may be longer.
How AMTB compares in its sector
- price-to-earnings ratiotop 25% 487 covered Financials peers, as of 2026-10-21
- return on equitybottom 25% 558 covered Financials peers, as of 2026-09-03
- indicated dividend yieldbottom 25% 440 covered Financials peers, as of 2026-09-03
- free cash flow (absolute dollars, latest fiscal year)middle range 430 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Dividend coverage (FY2025)
Covered by reported results. In FY2025, AMTB's dividend was covered by reported results (earnings payout 29%, free-cash-flow payout 12%). This describes past coverage, not a forecast.
- Earnings payout29% dividends / net income
- Free-cash-flow payout12% dividends / (operating cash flow − capex)
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
Quarterly results
| Quarter | Net income | Diluted EPS | Operating cash flow | Capex |
|---|---|---|---|---|
| Q2 FY2026 2026-06-30 | $21M | $0.53 | $39M† | $2000† |
| Q1 FY2026 2026-03-31 | $18M | $0.44 | $11M | $776000 |
| Q4 FY2025 2025-12-31 | $3M† | $0.07† | $36M† | $5M† |
| Q3 FY2025 2025-09-30 | $15M | $0.35 | $23M† | -$1M† |
| Q2 FY2025 2025-06-30 | $23M | $0.55 | $58M† | $1M† |
| Q1 FY2025 2025-03-31 | $12M | $0.28 | $20M | $2M |
| Q4 FY2024 2024-12-31 | $17M† | $0.53† | $78M† | $792000† |
| Q3 FY2024 2024-09-30 | -$48M | -$1.43 | $4M† | $2M† |
† Not filed as a discrete quarter: derived from the company's own year-to-date figures (for example the fourth quarter as the fiscal year minus the first nine months). A derived per-share figure is approximate, because the share count moves within the year.
Balance sheet at 2026-06-30
- Cash and equivalents$301M includes restricted cash (the filer tags no unrestricted total)
- Total debtnot shown the filing tags none of the debt lines we read — not evidence of zero debt
From the company's own SEC 10-Q and 10-K filings (XBRL), re-read every week. Figures in US dollars as filed; informational only — not financial advice.
How AMERANT BANCORP INC CLASS A looks technically
AMERANT BANCORP INC CLASS A (AMTB) is trading 17.7% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 194 trading days ago — a "golden cross", a bullish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 16, below the 25 that marks a real trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 52, neither overbought (above 70) nor oversold (below 30). It made a new 20-day low about 3 trading days ago. It is 4.8% below its 52-week high (its highest price of the past year). Day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 2% of the past ~6 months), which often precedes a bigger move.
Trend
8
| Distance from the 200-day | it is trading 17.7% above its 200-day average, the long-term trend line — a longer-term uptrend | +17.7% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $29.07 | $29.07 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $24.75 | $24.75 |
| Swing structure | each recent peak has been lower than the one before it and each dip deeper — the pattern chart-watchers call a downtrend, which describes where price has already been and not where it goes next | lower highs and lower lows |
| Last swing turn | its last significant turn was a swing low 7 calendar days ago — the swings before that are what the structure reading is measured on | 7 sessions |
| Wave structure | its recent swings can be read as a completed three-part downward correction — a pullback in the A-B-C shape Elliott-wave chartists use; the labelling fails if price closes below 27.77. It is the only labelling that fits, though not with textbook proportions, and it describes the swings already printed, not what comes next. | possible three-wave downward correction, complete (atypical proportions) |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 194 trading days ago — a "golden cross", a bullish long-term signal | 194 sessions |
| Trend strength (14-day ADX) | there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 16, below the 25 that marks a real trend) | 15.5 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 52, neither overbought (above 70) nor oversold (below 30) | 51.6 |
|---|---|---|
| Position in its 14-day range | it is trading in the upper half of its 14-day range ($27.77 to $30.04) — its "stochastic" reading is 60 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 59.9 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, is in negative territory (momentum leaning bearish) | 23 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $30.60 | $30.60 |
|---|---|---|
| From the 52-week high | it is 4.8% below its 52-week high (its highest price of the past year) | -4.8% |
| Above the 52-week low | it is 86.5% above its 52-week low (its lowest price of the past year) | +86.5% |
| Below the 52-week high | it is 4.8% below its highest point of the past year | 4.8% |
| Since a 20-day breakout | it made a new 20-day low about 3 trading days ago | 3 sessions |
| Since a 55-day breakout | it is trading within its recent 55-day range, with no fresh breakout up or down | 0 sessions |
| All-time high | its highest closing price on record is $259.49 (set on 2018-09-04) | $259.49 |
| Given back of the 52-week move | over the past year its closes ranged ($16.70 to $30.58), and it has given back only a small part of its rise from last year’s low — 10% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $21.56 to $22.00. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 10.4% |
| From the all-time high | it is 88.8% below its all-time high | -88.8% |
| Nearest price level | it is trading 3.0% below a resistance level at $30.01 — a price it turned at three times since 2026-09-04, most recently on 2026-10-02. Since 2024-10-21 it has 16 such levels below the current price and 1 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | +3.0% |
| All-time low | its lowest closing price on record is $9.01 (set on 2020-10-29) | $9.01 |
| Above the all-time low | it is 223.3% above its all-time low | +223.3% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 2% of the past ~6 months), which often precedes a bigger move | 2nd percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.7724 between its high and its low — about 2.7% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.7724 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $28.45 and $29.63 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $28.45 – $29.04 – $29.63 |
| Typical daily range (% of price) | its price moves about 2.7% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 2.6% |
| Stretch from the 200-day average | it is trading 5.7 daily ranges above its 200-day average price (17.7% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 5.7 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 0.90× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Candlestick patterns
1
| Since a bullish engulfing | 7 sessions ago it opened below the previous session's close and finished above that session's open — a "bullish engulfing" pair, where one up day more than undid the down day before it | 7 sessions ago |
|---|
Price gaps
1
| Gap at the open | it opened on 2026-10-21 0.7% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | +0.7% |
|---|
Price streaks
1
| Closing streak | it has closed higher 2 sessions in a row, a +2.21% move over the run — an unbroken run of up days, which describes what has already happened and says nothing about the next session | 2 sessions up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 1.3 percentage points (the stock lost 1.4% while the market lost 0.1%) | -1.3% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 9.3 percentage points (the stock gained 12.6% while the market gained 3.3%) | +9.3% |
| vs market, 6 months | over the past 6 months this stock beat the market by 13.8 percentage points (the stock gained 23.6% while the market gained 9.8%) | +13.8% |
| vs market, 12 months | over the past 12 months this stock beat the market by 43.7 percentage points (the stock gained 58.8% while the market gained 15.2%) | +43.7% |
Signal agreement
2
| Bullish technical signals | 4 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, outperforming the market over 6 months, trading above the Ichimoku cloud — these describe past price behaviour, not a forecast | 4 of 9 |
|---|---|---|
| Bearish technical signals | 2 of the 9 technical signals we can compute for it are currently in a bearish state: a fresh 20-day low, MACD momentum is negative — these describe past price behaviour, not a forecast | 2 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 0.1% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-15 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is moderate, spanning 5.0% of the share price. | +0.1% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 14% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $25.46 — a volume-weighted average of daily closes over 199 sessions, not a true tick-by-tick VWAP. | +14.4% |
|---|---|---|
| Vs the average paid since it last reported | the price is sitting right on the average price paid since it last reported on 2026-07-23 (its 8-K), so the typical buyer over that stretch is roughly break-even. That average is $29.15 — a volume-weighted average of daily closes over 64 sessions, not a true tick-by-tick VWAP. | -0.1% |
Price levels it has turned at before
AMTB last closed at $29.13 on 2026-10-21. Since 2024-10-21 it has turned at 16 prices below its last close and 1 above; the 3 nearest below and the nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $30.01 | Resistance | 3.0% above the last close | turned there three times · 2026-09-04 to 2026-10-02 |
| $28.04 | Support | 3.7% below the last close | turned there three times · 2026-08-25 to 2026-10-14 |
| $26.14 | Support | 10.3% below the last close | turned there three times · 2024-11-25 to 2026-07-02 |
| $24.93 | Support | 14.4% below the last close | turned there twice · 2024-11-11 to 2026-07-23 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a three-part downward correction — the A-B-C shape chartists use for a pullback — now complete.
This labelling fails — stops being a possible reading at all — if it closes below $27.77.
It is the only labelling that fits these swings, though its proportions are not the textbook ones.
This reading has stood for 10 trading days, since 2026-10-08.
Read from daily closes as of 2026-10-21.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · Trading above the 50-day moving average · Broke down to a new 20-day low · in a Bollinger Band volatility squeeze · trendless / choppy (low ADX) · beating the market | Learn: moving average · golden cross · adx · rsi · breakout · fifty two week high low · bollinger bands
Based on daily closing prices as of 2026-10-21. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingBuy (2.50 mean, 1=Strong Buy…5=Strong Sell) — 4 analysts
- Mean price target$31.88 range $31.00 – $33.50; median $31.50
Analyst estimates, as of 2026-10-17. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for AMTB
- Consensus EPS estimate$0.5675 next reporting period, as of 2026-10-17
- Estimate change, 30 days$0.00 (0.0%) from $0.5675, on 2026-09-14, 33-day window
- Readings revised upward0% of 10 comparable readings
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["liquidity risk and funding source concentration","sensitivity to interest rate changes and commercial real estate (CRE) loan concentration","operational risks including cybersecurity threats and reliance on third-party vendors"]
What changed in the latest 10-Q
AI-assisted comparison of AMTB's 10-Q filed 2026-07-31 against the prior one filed 2026-05-01.
Management's Discussion & Analysis (MD&A)
- Added:
- In the newer filing (filed 2026-07-31), the section cross-reference changed from "Amerant Mortgage Updates" to "Amerant Mortgage and Elant Bank & Trust Updates".
- In the newer filing (filed 2026-07-31), the forward-looking statements reference to prior risk factors now cites "our quarterly report on Form 10-Q for the fiscal quarter ended March 31, 2026 filed on May 1, 2026" instead of "this Form 10-Q".
- Removed:
- In the older filing (filed 2026-05-01), the section cross-reference was "Amerant Mortgage Updates".
- In the older filing (filed 2026-05-01), the forward-looking statements were to be read together with the "Risk Factors" included in "this Form 10-Q".
- Reworded:
- Changed the section reference from "Amerant Mortgage Updates" (older filing, filed 2026-05-01) to "Amerant Mortgage and Elant Bank & Trust Updates" (newer filing, filed 2026-07-31).
- Changed the risk factors reference: the older filing (filed 2026-05-01) referred to risk factors included in "this Form 10-Q," while the newer filing (filed 2026-07-31) refers to risk factors included in "our quarterly report on Form 10-Q for the fiscal quarter ended March 31, 2026 filed on May 1, 2026."
- Notes:
- The newer filing text provided ends mid-sentence ("...audits from tax authorities, could negatively affect our business, f"), so only the portion up to that truncation point was compared.
- The older filing text provided also appears truncated (ends with "Litigation and regulatory investigations are incr").
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
No open-market insider purchases or sales recorded in the last 90 days, of which we have read Form 4 filings through 2026-10-17. The 5 days since 2026-10-17 have not been checked yet.
- Last 180 days · read to 2026-10-171 buy ($20177) · 0 sells — 1 buying insider
Most recent open-market transaction: 2026-04-27. Based on Form 4 filings read through 2026-10-17; anything filed since is not yet included.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about AMTB's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
4 institutional 13F filers reported holding AMTB as of 2026-06-30 (quarter-end position, filed within 45 days).
- Distinct 13F filers 4
- Reported shares held 4,495,486
- Reported value $114,724,808
reported quarterly holdings change (2026-03-31 → 2026-06-30): 0 new, 4 increased, 0 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Ask about AMTB's institutional holders → See what each manager we track holds →
Short interest (FINRA)
AMTB had 2,168,479 shares of reported short interest as of the 2026-09-30 FINRA settlement date (delayed, bi-monthly; not real-time).
AMTB had 5.53% of its shares outstanding sold short as of the 2026-09-30 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 5.36 days to cover at the same settlement.
- Reported short interest (shares) 2,168,479
- Short interest (% of shares outstanding) 5.53%
- Prior settlement (shares) 1,937,040
- Reported change 11.95%
- Days to cover (reported) 5.36
Reported to FINRA as of the 2026-09-30 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- BankUnited (BKU)
- Ocean Bank
- City National Bank of Florida
- Valley National Bancorp (VLY)
- East West Bancorp (EWBC)
- Popular, Inc. (BPOP)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does AMERANT BANCORP INC CLASS A (AMTB) do?
Amerant Bancorp Inc. is a bank holding company that operates primarily through its subsidiary, Amerant Bank, N.A., providing a range of banking, investment, and mortgage services. The company focuses on commercial banking, residential mortgage lending, and wealth management, primarily serving customers in Florida and other markets.
What sector is AMERANT BANCORP INC CLASS A (AMTB) in?
AMERANT BANCORP INC CLASS A (AMTB) is classified in the Financials sector. Its industry is regional banks. It trades on NYSE.
Does AMTB pay a dividend?
Yes — AMERANT BANCORP INC CLASS A (AMTB) pays a dividend, with an indicated yield of about 1.21% and at least 2 years of non-decreasing per-share dividends (SEC EDGAR XBRL) — we do not hold the year before it, so the real streak may be longer (market data, as of 2026-09-03). Informational only — not financial advice.
Who are AMERANT BANCORP INC CLASS A's (AMTB) competitors?
Notable peers of AMERANT BANCORP INC CLASS A (AMTB) include BankUnited, Ocean Bank, City National Bank of Florida, Valley National Bancorp and East West Bancorp. This peer set is informational only — not financial advice.
Is AMERANT BANCORP INC CLASS A (AMTB) overbought or oversold right now?
AMERANT BANCORP INC CLASS A (AMTB) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 52, in the neutral middle (as of 2026-10-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on AMTB come from?
Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest; prices are market data, as of 2026-09-03; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.