FLAGSTAR BANK NATIONAL ASSOCIATION (FLG)
Financials · Regional banking / Multi-family and commercial real estate lending · NYSE
A $87.5 billion regional bank with major footholds in New York/New Jersey and the upper Midwest, focused on multi-family residential and commercial real estate lending alongside traditional retail banking.
What FLAGSTAR BANK NATIONAL ASSOCIATION does
Flagstar Bank, National Association is a national banking association headquartered in Hicksville, New York, operating approximately 340 locations across nine states. The bank provides a full range of retail and commercial banking services, including deposits, loans (multi-family, commercial real estate, commercial and industrial), mortgage origination, and private banking for high-net-worth clients. As of December 31, 2025, the bank had $87.5 billion of assets, $61.0 billion of loans, and $66.0 billion in deposits.
Themes: ["Retail and commercial banking","Multi-family residential lending","Commercial real estate lending","Mortgage origination","Private banking / wealth management","Regional banking","Net interest income / net interest margin"]
Fundamentals
- Price$14.77 as of 2026-07-09 close
- Market cap$6.1B as of 2026-07-10
- 1-year return+32.3% as of 2026-07-09 close
- ROE-0.7% as of 2026-07-10
- Debt / equity0.13 as of 2026-07-10
- Revenue CAGR (3y)-2.4% SEC XBRL
- Beta1.02 as of 2026-07-10
Dividend: yield +0.3%; 1-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Exposure to commercial real estate concentration risk, particularly in high volatility CRE segments and multi-family loans collateralized by New York City properties","Interest rate risk affecting net income, prepayment penalty income, and market value of assets, given significant securities portfolio and loan holdings","Liquidity and funding risks dependent on deposit flows and wholesale borrowing facilities, particularly in volatile market conditions"]
Competitors & peers
- JPMorgan Chase (JPM)
- Bank of America (BAC)
- Citigroup (C)
- Wells Fargo (WFC)
- Tompkins Financial Corporation
- WSFS Financial Corporation (WSFS)
- Sterling Bancorp (STL)
- New York Mortgage Trust (NYMT)
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.