RBB BANCORP (RBB)
Financials · Community and commercial banking · NASDAQ
A bank holding company serving Asian-centric small-to-mid-market businesses across California, Nevada, New York, Illinois, and Hawaii with commercial lending and full-service depository products.
What RBB BANCORP does
RBB Bancorp is a bank holding company whose principal subsidiary, Royal Business Bank, provides commercial banking and consumer financial services predominantly to Asian-centric communities. The company offers commercial and investor real estate loans, business loans and lines of credit, SBA loans, mortgage loans, trade finance services, and a full range of depository accounts including remote deposit, e-banking, mobile banking, and treasury management. RBB operates 24 banking offices across California (Los Angeles, Orange, and Ventura counties), Nevada, New York, Illinois, New Jersey, and Hawaii, generating revenue primarily from interest on loans and secondarily from noninterest sources including service fees and loan servicing income.
Themes: ["Commercial real estate lending","Small business lending / SBA loans","Community banking","Asian-American business focus","Minority depository institution (MDI)","Digital banking services","Trade finance"]
Fundamentals
- Price$26.68 as of 2026-07-09 close
- Market cap$450M as of 2026-07-10
- 1-year return+42.1% as of 2026-07-09 close
- P/E10.98 as of 2026-07-10
- Net margin+33.7% as of 2026-07-10
- ROE+7.8% as of 2026-07-10
- Debt / equity0.26 as of 2026-07-10
- Revenue growth (YoY)+31.3% as of 2026-07-10
- Revenue CAGR (3y)-2.5% SEC XBRL
- Beta1.02 as of 2026-07-10
Dividend: yield +2.4%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Concentration risk in Asian-centric communities and geographically limited footprint (primarily California, Nevada, New York, Illinois, New Jersey, and Hawaii) may expose the company to regional economic downturns","Real estate market exposure through commercial and investor real estate loans, which comprised a significant portion of the loan portfolio, creates vulnerability to property market deterioration","Interest rate sensitivity and deposit rate competition in a rising rate environment, as evidenced by increasing savings account and money market deposit costs in recent periods"]
Competitors & peers
- East West Bancorp (EWBC)
- Cathay General Bancorp (CATY)
- PacWest Bancorp (PACW)
- SVB Financial Group (successor entities)
- TriCo Bancshares (TCBK)
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.