WESTAMERICA BANCORPORATION (WABC)
Financials · Regional community banking · NASDAQ
A $6 billion regional bank holding company focused on serving small businesses and individual customers across Northern and Central California through community banking services.
What WESTAMERICA BANCORPORATION does
Westamerica Bancorporation is a bank holding company providing a full range of banking services to individual and commercial customers in Northern and Central California through its subsidiary, Westamerica Bank. The company maintains strategic focus on the banking needs of small businesses across its market area spanning from Mendocino, Lake, and Nevada Counties in the north to Kern County in the south. As of December 31, 2025, the company had consolidated assets of approximately $6.0 billion and deposits of approximately $4.8 billion.
Themes: ["Community banking","Small business lending","Northern and Central California banking","Regional bank consolidation","Interest rate risk management"]
Fundamentals
- Price$58.40 as of 2026-07-09 close
- Market cap$1.4B as of 2026-07-10
- 1-year return+13.8% as of 2026-07-09 close
- P/E12.35 as of 2026-07-10
- Net margin+50.1% as of 2026-07-10
- ROE+12.3% as of 2026-07-10
- Debt / equity0.17 as of 2026-07-10
- Revenue growth (YoY)+44.3% as of 2026-07-10
- Beta0.57 as of 2026-07-10
Dividend: yield +3.5%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Interest rate volatility and asset/liability management risks, particularly the impact of rising interest rates on the company's securities portfolio and interest-sensitive loans and deposits","Operational and cyber security risks including potential failures or breaches in data processing systems or those of third-party vendors","Regional economic and climate risks including the effects of natural disasters (earthquakes, fires, floods, droughts) on uninsured asset values, loan collateral, and the financial condition of borrowers in Northern and Central California"]
Competitors & peers
- Mechanics Bank
- Rabobank
- Rogue Credit Union
- Bank of America (regional operations)
- Wells Fargo (regional operations)
- Bay Commercial Bank
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.