PEOPLES BANCORP OF NORTH CAROLINA (PEBK)
Financials · Regional Commercial Banking · NASDAQ
A regional North Carolina bank holding company providing diversified lending, deposit, and wealth services to small- and medium-sized businesses and individuals across the Catawba Valley and surrounding communities.
What PEOPLES BANCORP OF NORTH CAROLINA does
Peoples Bancorp of North Carolina is a bank holding company whose principal operating subsidiary is Peoples Bank, a state-chartered commercial bank founded in 1912. The company operates 15 banking offices and 4 loan production offices across North Carolina, serving individuals and small-to-medium-sized businesses through traditional lending, deposit products, and ancillary financial services. Its subsidiaries provide investment services, real estate appraisals and brokerage, appraisal clearing-house services for other community banks, and asset recovery services.
Themes: ["Community banking","Regional banking / North Carolina","Commercial lending","Real estate lending","Wealth management / investment services","Small business banking"]
Fundamentals
- Price$41.99 as of 2026-07-09 close
- Market cap$230M as of 2026-07-10
- 1-year return+42.2% as of 2026-07-09 close
- P/E11.58 as of 2026-07-10
- ROE+13.1% as of 2026-07-10
- Debt / equity0.10 as of 2026-07-10
- Beta0.30 as of 2026-07-10
Dividend: yield +2.0%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Interest rate environment volatility affecting net interest income and deposit flows","Credit quality deterioration in the loan portfolio due to adverse regional or national economic conditions","Increasing competition from larger regional and national banks and non-bank financial institutions operating in the same geographic markets"]
Competitors & peers
- Bank of America (BAC)
- Wells Fargo (WFC)
- First Citizens BancShares (FCNX)
- South State Corporation (SSB)
- CommunityOne Bancorp
- Capital Bank Financial Corp
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.